AC BATIMENT
ActiveSummary
AC BATIMENT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,648 and a net result of €13,047. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency60▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.12 in 2024; short-term debt: 53.6% and cash: 11.7% of total assets), and 65.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
6.7%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €67,648
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
39 d early
2023
6 d early
2022
14 d early
2021
17 d early
2020
3 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13,047▼ 78.7%
2024 · €61,299
Working capital
€37,576▲ 110%
2024 · €17,884
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,386€5,461▼ 68.6%€32,321▲ 492%€90,124▲ 179%€22,262▼ 75.3%
Net result€17,064€1,579▼ 90.7%€20,352▲ 1,189%€61,299▲ 201%€13,047▼ 78.7%
Equity€9,070€10,649▲ 17.4%€31,001▲ 191%€54,601▲ 76.1%€67,648▲ 23.9%
Total assets€88,266▲ 114%€112,425▲ 27.4%€259,771▲ 131%€243,896▼ 6.1%€194,637▼ 20.2%
Debt€79,196▲ 61.0%€101,776▲ 28.5%€228,770▲ 125%€189,295▼ 17.3%€126,988▼ 32.9%
Working capital€2,985-€2,716€17,216€17,884▲ 3.9%€37,576▲ 110%
Staff (FTE)0.21.2▲ 500%1.7▲ 41.7%1.7=
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194,637
Fixed assets
€52,754 ▼ 35.7%
Current assets
€141,883 ▼ 12.3%
Equity and liabilities €194,637
Equity
€67,648 ▲ 23.9%
Debt
€126,988 ▼ 32.9%
Debt's share of the balance-sheet total falls from 77.6% to 65.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,416▼
2024 · €119,195
Cash flow
€56,201▼
2024 · €90,369
Current ratio
1.36▲
2024 · 1.12
Quick ratio
1.26▲
2024 · 1.12
Debt to equity
1.88▼
2024 · 3.47
ROE
19.3%▼
2024 · 112.3%
ROA
6.7%▼
2024 · 25.1%
Interest coverage
18.42▼
2024 · 25.07
Debt ≤ 1 year
€104,307▼
2024 · €143,935
Debt > 1 year
€22,358▼
2024 · €45,137
Income taxes
€5,749▼
2024 · €24,074
Staff costs
€68,659▲
2024 · €62,334
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €8,278 | €38,084 | €62,334 | €68,659 | ▲ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,484 | €3,956 | €22,158 | €29,070 | €43,154 | ▲ 48.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,339 | -€4,549 | - | - | - |
| Other operating charges640/8 | - | €5,585 | €8,247 | €2,759 | €4,108 | ▲ 48.9% |
| Non-recurring operating charges66A | - | - | - | €220 | - | - |
| Gross operating margin9900 | €20,548 | €24,619 | €96,261 | €184,508 | €138,184 | ▼ 25.1% |
| Operating profit (loss)9901 | €17,386 | €5,461 | €32,321 | €90,124 | €22,262 | ▼ 75.3% |
| Financial income75/76B | - | - | - | €5 | €85 | ▲ 1,779% |
| Recurring financial income75 | - | - | - | €5 | €85 | ▲ 1,779% |
| Financial charges65/66B | - | €1,537 | €3,867 | €4,755 | €3,551 | ▼ 25.3% |
| Recurring financial charges65 | €293 | €1,537 | €3,867 | €4,755 | €3,551 | ▼ 25.3% |
| Profit (loss) for the period before taxes9903 | €17,093 | €3,923 | €28,453 | €85,374 | €18,796 | ▼ 78.0% |
| Income taxes67/77 | €29 | €2,344 | €8,102 | €24,074 | €5,749 | ▼ 76.1% |
| Profit (loss) for the period9904 | €17,064 | €1,579 | €20,352 | €61,299 | €13,047 | ▼ 78.7% |
| Profit (loss) for the period to be appropriated9905 | €17,064 | €1,579 | €20,352 | €61,299 | €13,047 | ▼ 78.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €88,266 | €112,425 | €259,771 | €243,896 | €194,637 | ▼ 20.2% |
| Fixed assets21/28 | €6,084 | €25,479 | €52,948 | €82,077 | €52,754 | ▼ 35.7% |
| Tangible fixed assets22/27 | €5,684 | €23,979 | €51,448 | €78,577 | €49,254 | ▼ 37.3% |
| Plant, machinery and equipment23 | - | €1,485 | €2,151 | €14,448 | €16,923 | ▲ 17.1% |
| Furniture and vehicles24 | - | €14,105 | €42,688 | €59,301 | €29,283 | ▼ 50.6% |
| Leasing and similar rights25 | - | €8,388 | €6,608 | €4,828 | €3,048 | ▼ 36.9% |
| Financial fixed assets28 | €400 | €1,500 | €1,500 | €3,500 | €3,500 | = |
| Current assets29/58 | €82,182 | €86,947 | €206,824 | €161,819 | €141,883 | ▼ 12.3% |
| Stocks and contracts in progress3 | €39,926 | - | - | - | €10,000 | - |
| Stocks30/36 | - | - | - | - | €10,000 | - |
| Amounts receivable within one year40/41 | €42,028 | €82,972 | €190,764 | €119,695 | €105,670 | ▼ 11.7% |
| Trade receivables40 | - | €72,279 | €186,347 | €82,127 | €73,514 | ▼ 10.5% |
| Other amounts receivable41 | - | €10,693 | €4,416 | €37,569 | €32,156 | ▼ 14.4% |
| Cash at bank and in hand54/58 | €228 | €1,160 | €12,941 | €34,723 | €22,843 | ▼ 34.2% |
| Deferred charges and accrued income490/1 | - | €2,815 | €3,119 | €7,401 | €3,370 | ▼ 54.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €88,266 | €112,425 | €259,771 | €243,896 | €194,637 | ▼ 20.2% |
| Equity10/15 | €9,070 | €10,649 | €31,001 | €54,601 | €67,648 | ▲ 23.9% |
| Contributions10/11 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €16,135 | €16,135 | €16,135 | €52,101 | €65,148 | ▲ 25.0% |
| Non-distributable reserves130/1 | - | €12,398 | €12,398 | €802 | €802 | = |
| Reserves not available under the articles1311 | - | €12,398 | €12,398 | €802 | €802 | = |
| Distributable reserves133 | - | €3,738 | €3,738 | €51,299 | €64,346 | ▲ 25.4% |
| Profit (loss) carried forward14 | -€9,566 | -€7,986 | €12,365 | - | - | - |
| Amounts payable17/49 | €79,196 | €101,776 | €228,770 | €189,295 | €126,988 | ▼ 32.9% |
| Amounts payable after more than one year17 | - | €12,113 | €39,162 | €45,137 | €22,358 | ▼ 50.5% |
| Financial debts170/4 | - | €12,113 | €39,162 | €45,137 | €22,358 | ▼ 50.5% |
| Amounts payable within one year42/48 | €79,196 | €89,663 | €189,608 | €143,935 | €104,307 | ▼ 27.5% |
| Current portion of amounts payable after more than one year42 | - | €6,340 | €17,213 | €37,303 | €32,864 | ▼ 11.9% |
| Financial debts43 | - | €3,644 | - | - | €254 | - |
| Credit institutions430/8 | - | €3,644 | - | - | €254 | - |
| Trade debts44 | €38,142 | €42,537 | €160,892 | €64,548 | €67,354 | ▲ 4.3% |
| Suppliers440/4 | - | €42,537 | €160,892 | €64,548 | €67,354 | ▲ 4.3% |
| Taxes, remuneration and social security45 | - | €8,775 | €11,503 | €4,385 | €3,835 | ▼ 12.5% |
| Taxes450/3 | - | €3,359 | €8,419 | €4,283 | €150 | ▼ 96.5% |
| Remuneration and social security454/9 | - | €5,416 | €3,084 | €102 | €3,685 | ▲ 3,506% |
| Other amounts payable47/48 | - | €28,367 | - | €37,699 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €224 | €324 | ▲ 44.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,064 | €1,579 | €20,352 | €61,299 | €13,047 | ▼ 78.7% |
| + Depreciation and write-downs630 | €1,484 | €3,956 | €22,158 | €29,070 | €43,154 | ▲ 48.4% |
| Operating cash flow (approximation) | €18,548 | €5,535 | €42,509 | €90,369 | €56,201 | ▼ 37.8% |
| Investment in fixed assets (approximation) | - | -€23,350 | -€49,627 | -€58,200 | -€13,831 | ▲ 76.2% |
| Change in cash | - | €933 | €11,780 | €21,782 | -€11,880 | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 22-07-2026
- Registered-office move, Chaussée de Bruxelles 271,6040 Charleroi
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €61,299 ▲201%
Operating result €90,124, net result €61,299, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Back to profitnet €17,064
Net result €17,064 after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2015
Ground area
645 m²
Building footprint
338 m²
Volume, LiDAR
4,404 m³
Parcel 52362A0710/00S000, Wallonia · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AC BATIMENT
since 20152.243.062.345
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52362A0710/00S000 | Wallonia | 645 m² | 1 · 337 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dakwerken Hans Van Dingenen
BE 0772.739.711
Olen · Eq €67,637
Etablissements Eddy DEMISSE
BE 0864.595.741
Saint-Ghislain · Eq €67,702
TOITURES de POTTER
BE 0775.293.284
Marche-en-Famenne · Eq €67,583
ABSAN
BE 0871.327.640
Antwerpen · Eq €67,720
VANQUAETHEM Tom
BE 0643.727.929
Nazareth-De Pinte · Eq €67,734
Of 11,141 companies in sector 43910 we hold annual accounts for 5,492. 4,784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-06-2015
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43910Bricklaying and masonry work
41003General construction of other non-residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43240Other construction installation
43410Roofing work
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0632638255
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.