ABYL
ActiveSummary
ABYL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €389. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 14.0 against 14.83 in 2023; short-term debt: 3.9% and cash: 50.1% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.1%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
32 d late
2021
31 d late
2020
60 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€389▼ 61.7%
2023 · €1k
2018: €90
2019: €-951
2020: €-2k
2021: €-329
2022: €290
2023: €1k
2018 → 2024
Working capital
€26k▲ 5.3%
2023 · €24k
2018: €34k
2019: €29k
2020: €27k
2021: €23k
2022: €22k
2023: €24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€47k▼ 0.7%€48k▲ 0.6%€49k▲ 2.1%€49k▲ 0.8%
Operating result€-765-€395€790▲ 100%€3k▲ 300%€1k▼ 59.6%
Net result€-2k-€-329▲ 79.9%€290€1k▲ 251%€389▼ 61.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €51k
Fixed assets
€23k ▼ 3.8%
Current assets
€28k ▲ 5.8%
Equity and liabilities €51k
Equity
€49k ▲ 0.8%
Debt
€2k ▲ 12.1%
Debt's share of the balance-sheet total rises from 3.5% to 3.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2023 · €4k
Cash flow
€1k▼
2023 · €2k
Current ratio
14.00▼
2023 · 14.83
Debt to equity
0.04▲
2023 · 0.04
ROE
0.8%▼
2023 · 2.1%
ROA
0.8%▼
2023 · 2.0%
Interest coverage
15.85▲
2023 · 14.91
Debt ≤ 1 year
€2k▲
2023 · €2k
Income taxes
€780▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€50k€51k▲
Fixed assets21/28€24k€23k▼
Tangible fixed assets22/27€24k€23k▼
Land and buildings22€24k€23k▼
Current assets29/58€26k€28k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€2k€692▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€17k€26k▲
Equity and liabilities
Total equity and liabilities10/49€50k€51k▲
Equity10/15€49k€49k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€41k€41k▲
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Trade debts44€69-
Suppliers440/4€69-
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€912€912=
Other operating charges640/8€271€285▲
Gross operating margin9900€4k€2k▼
Operating profit (loss)9901€3k€1k▼
Financial income75/76B€266€32▼
Recurring financial income75€266€32▼
Financial charges65/66B€273€138▼
Recurring financial charges65€273€138▼
Profit (loss) for the period before taxes9903€3k€1k▼
Income taxes67/77€2k€780▼
Profit (loss) for the period9904€1k€389▼
Profit (loss) for the period to be appropriated9905€1k€389▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€41k▲
Profit (loss) brought forward from the previous period14P€40k€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €1k ▲251%
Operating result €3k, net result €1k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Back to profitnet €290
Net result €290 after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 22.53
Current ratio from 5.06 to 22.53; short-term debt falls from €6k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
20-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Eloi 454300 WaremmeGround area
566 m²
Building footprint
65 m²
Volume, LiDAR
461 m³
Parcel 64074A0468/00Z002, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074A0468/00Z002 | Wallonia | 566 m² | 1 · 65 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GDB CONCEPT
BE 0824.338.464
Asse · Eq €49,000
Burycon
BE 0416.233.829
Gent · Eq €48,994
PUBLICON
BE 0789.769.248
Antwerpen · Eq €49,000
LIA CONSULTING
BE 0841.958.614
Antwerpen · Eq €48,990
E-Spring Company
BE 0654.941.525
Watermaal-Bosvoorde · Eq €49,005
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,083 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
74301Translation services
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.