ABXTRACT
ActiveABXTRACT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €27k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-48
Solvency62▲+22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.1 in 2024), but 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
2.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
23 d late
2022
2 d early
2021
8 d early
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€341k▲ 8.7%
2024 · €314k
2018: €92k
2019: €128k
2020: €137k
2021: €125k
2022: €216k
2023: €274k
2024: €314k
2018 → 2025
Total assets
€1.06M▼ 14.7%
2024 · €1.24M
2018: €182k
2019: €416k
2020: €410k
2021: €651k
2022: €863k
2023: €923k
2024: €1.24M
2018 → 2025
Net result
€27k▼ 50.6%
2024 · €55k
2018: €18k
2019: €42k
2020: €9k
2021: €-13k
2022: €91k
2023: €59k
2024: €55k
2018 → 2025
Working capital
€55k▲ 97.3%
2024 · €28k
2018: €67k
2019: €93k
2020: €93k
2021: €-21k
2022: €37k
2023: €65k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€216k▲ 73.2%€274k▲ 27.1%€314k▲ 14.5%€341k▲ 8.7%
Operating result€-3k-€129k€88k▼ 32.2%€88k▼ 0.1%€55k▼ 37.2%
Net result€-13k-€91k€59k▼ 35.9%€55k▼ 5.8%€27k▼ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€895k▼ 5.2%
Current assets
€163k▼ 45.0%
Equity and liabilities €1.06M
Equity
€341k▲ 8.7%
Debt
€717k▼ 22.7%
The debt ratio falls from 74.7% to 67.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€108k▼
2024 · €145k
Cash flow
€81k▼
2024 · €113k
Solvency
32.3%▲
2024 · 25.3%
Current ratio
1.50▲
2024 · 1.10
Quick ratio
1.50▲
2024 · 1.10
Debt / equity
2.10▼
2024 · 2.95
ROE
8.0%▼
2024 · 17.5%
ROA
2.6%▼
2024 · 4.4%
Interest coverage
6.40▼
2024 · 8.71
Debt
€717k▼
2024 · €927k
Debt ≤ 1 year
€109k▼
2024 · €269k
Debt > 1 year
€608k▼
2024 · €658k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.06M▼
Fixed assets21/28€944k€895k▼
Tangible fixed assets22/27€944k€895k▼
Land and buildings22€940k€889k▼
Plant, machinery and equipment23€402€188▼
Furniture and vehicles24€4k€6k▲
Current assets29/58€297k€163k▼
Amounts receivable within one year40/41€225k€103k▼
Trade receivables40€188k€90k▼
Other amounts receivable41€37k€13k▼
Cash at bank and in hand54/58€67k€59k▼
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.06M▼
Equity10/15€314k€341k▲
Contributions10/11€13k€13k=
Outside capital11€13k-
Other1109/19€13k-
Reserves13€284k€311k▲
Distributable reserves133€284k€311k▲
Profit (loss) carried forward14€18k€18k=
Amounts payable17/49€927k€717k▼
Amounts payable after more than one year17€658k€608k▼
Financial debts170/4€658k€608k▼
Amounts payable within one year42/48€269k€109k▼
Current portion of amounts payable after more than one year42€76k€54k▼
Trade debts44€136k€15k▼
Suppliers440/4€136k€15k▼
Taxes, remuneration and social security45€23k€17k▼
Taxes450/3€23k€17k▼
Other amounts payable47/48€35k€23k▼
Income statement
Code20242025
Non-recurring operating income76A€18k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€54k▼
Other operating charges640/8€10k€8k▼
Gross operating margin9900€155k€116k▼
Operating profit (loss)9901€88k€55k▼
Financial income75/76B€603€623▲
Recurring financial income75€603€623▲
Financial charges65/66B€17k€17k▲
Recurring financial charges65€17k€17k▲
Profit (loss) for the period before taxes9903€72k€39k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€55k€27k▼
Profit (loss) for the period to be appropriated9905€55k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€45k▼
Profit (loss) brought forward from the previous period14P€18k€18k=
Transfer from equity791/2€15k-
Transfer to equity691/2€55k€27k▼
To other reserves6921€55k€27k▼
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
30-09
Financial
Equity above €200kEq €216k ▲73.2%
Equity rises from €125k to €216k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-13k ▼235%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-09
Financial
Equity above €100kEq €128k ▲39.1%
2 profitable years in a row build equity to €128k.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wypenstalstraat(HA) 169450 HaaltertGround area
680 m²
Building footprint
143 m²
Volume, LiDAR
786 m³
Parcel 41024A0711/00N000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABXTRACT
since 20082.169.799.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024A0711/00N000 | Flanders | 680 m² | 1 · 143 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ASW Rondas
BE 0818.597.351
Beveren-Kruibeke-Zwijndrecht · Eq €341k
A+ BUILDING FINISHERS
BE 0876.274.046
Zoutleeuw · Eq €342k
FOBIA
BE 0460.585.001
Alveringem · Eq €342k
ANDRENO
BE 0715.668.770
Antwerpen · Eq €340k
DE MEYER M & P
BE 0473.019.807
Tremelo · Eq €340k
Of 3,987 companies in sector 43310 we hold annual accounts for 1,736. 1,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2008
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
46130Agents in the wholesale of timber and building materials
47521Retail sale of hardware, building materials, paint and glass (general range)
68110Buying and selling of own real estate
77223Rental and leasing activities
77392Rental and leasing activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.