ABT-LAENEN
ActiveThe computed 12-month bankruptcy probability of ABT-LAENEN is 2.0% (moderate). The 2025 annual accounts show equity of €3k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+37
Solvency26▼-28
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
20%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
127 d early
2024
73 d early
2023
57 d early
2022
31 d early
2021
6 d early
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 96.6%
2024 · €87k
2020: €19k
2021: €73k
2022: €98k
2023: €122k
2024: €87k
2020 → 2025
Total assets
€293k▼ 4.4%
2024 · €306k
2020: €119k
2021: €253k
2022: €304k
2023: €230k
2024: €306k
2020 → 2025
Net result
€58k▲ 6,427%
2024 · €895
2020: €16k
2021: €53k
2022: €51k
2023: €23k
2024: €895
2020 → 2025
Working capital
€-31k
2024 · €61k
2020: €-36k
2021: €-8k
2022: €-3k
2023: €46k
2024: €61k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€98k▲ 35.3%€122k▲ 23.6%€87k▼ 28.0%€3k▼ 96.6%
Operating result€69k-€67k▼ 4.0%€28k▼ 57.3%€12k▼ 59.4%€85k▲ 632%
Net result€53k-€51k▼ 5.0%€23k▼ 54.2%€895▼ 96.1%€58k▲ 6,427%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 632% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€69k▼ 27.6%
Current assets
€224k▲ 6.0%
Equity and liabilities €293k
Equity
€3k▼ 96.6%
Debt
€290k▲ 32.4%
The debt ratio rises from 71.4% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €57k
Cash flow
€98k▲
2024 · €47k
Solvency
1.0%▼
2024 · 28.6%
Current ratio
0.88▼
2024 · 1.40
Quick ratio
0.71▼
2024 · 1.20
Debt / equity
96.53▲
2024 · 2.50
ROA
20.0%▲
2024 · 0.3%
Interest coverage
7.72▲
2024 · 4.57
Debt
€290k▲
2024 · €219k
Debt ≤ 1 year
€255k▲
2024 · €151k
Debt > 1 year
€35k▼
2024 · €66k
Income taxes
€21k▲
2024 · €276
Staff costs
€224k▼
2024 · €255k
A ratio outside any meaningful range has been withheld (balance sheet total €293k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€293k▼
Fixed assets21/28€95k€69k▼
Tangible fixed assets22/27€95k€66k▼
Plant, machinery and equipment23€26k€21k▼
Furniture and vehicles24€19k€10k▼
Leasing and similar rights25€50k€35k▼
Financial fixed assets28-€3k
Current assets29/58€211k€224k▲
Stocks and contracts in progress3€31k€42k▲
Stocks30/36€31k€42k▲
Amounts receivable within one year40/41€114k€109k▼
Trade receivables40€85k€38k▼
Other amounts receivable41€28k€72k▲
Cash at bank and in hand54/58€55k€62k▲
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€306k€293k▼
Equity10/15€87k€3k▼
Contributions10/11€3k€3k=
Reserves13€84k€0▼
Distributable reserves133€84k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€219k€290k▲
Amounts payable after more than one year17€66k€35k▼
Financial debts170/4€66k€35k▼
Amounts payable within one year42/48€151k€255k▲
Current portion of amounts payable after more than one year42€26k€25k▼
Trade debts44€74k€47k▼
Suppliers440/4€74k€47k▼
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€73€12k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€45k€170k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€255k€224k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€39k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€36k€0▼
Gross operating margin9900€352k€351k▼
Operating profit (loss)9901€12k€85k▲
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€1k€80k▲
Income taxes67/77€276€21k▲
Profit (loss) for the period9904€895€58k▲
Profit (loss) for the period to be appropriated9905€895€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€895€58k▲
Transfer from equity791/2€35k€84k▲
Transfer to equity691/2€895€0▼
To other reserves6921€895€0▼
Profit to be distributed694/7€35k€143k▲
Return on contributions (dividend)694€35k€143k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €58k ▲6427%
Operating result €85k, net result €58k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €895 ▼96.1%
Net result drops to €895, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €122k ▲23.6%
4 profitable years in a row build equity to €122k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haard 192390 MalleGround area
1,345 m²
Building footprint
138 m²
Parcel 11032D0600/00L002, Flanders. Linked by address, not a title deed.
1 establishment unit
ABT-LAENEN
since 20202.308.339.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032D0600/00L002 | Flanders | 1,345 m² | 1 · 138 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,054 EUR awarded · 1,054 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 504 EUR | 504 EUR |
| 2023 | 1 | 550 EUR | 550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JAX DOHEYN SOLUTIONS
BE 0734.868.535
Beernem · Eq €3k
VAN LOO NICK PROJECTEN
BE 0745.589.708
Heist-op-den-Berg · Eq €3k
Houtbouw & Dakwerken
BE 0749.919.173
Aarschot · Eq €3k
SW DAKWERKEN
BE 0760.541.564
Harelbeke · Eq €3k
Roofline
BE 0782.298.268
Heist-op-den-Berg · Eq €3k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41003General construction of other non-residential buildings
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.