ABRIGO
ActiveSummary
ABRIGO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,361 and a net result of €14,689. Equity is growing by ~51.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.99 against 1.98 in 2024; short-term debt: 18.3% and cash: 46.6% of total assets), and 18.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
23.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€50,361▲ 35.1%
2024 · €37,271
Total assets
€62,033▲ 4.4%
2024 · €59,398
Net result
€14,689▼ 45.7%
2024 · €27,053
Working capital
€33,962▲ 56.3%
2024 · €21,727
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€2,771-€37,955€23,089▼ 39.2%
Net result-€3,181-€27,053€14,689▼ 45.7%
Equity€11,819-€37,271▲ 215%€50,361▲ 35.1%
Total assets€32,905-€59,398▲ 80.5%€62,033▲ 4.4%
Debt€21,086-€22,126▲ 4.9%€11,672▼ 47.2%
Working capital-€4,752-€21,727€33,962▲ 56.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62,033
Fixed assets
€16,704 ▲ 7.5%
Current assets
€45,328 ▲ 3.4%
Equity and liabilities €62,033
Equity
€50,361 ▲ 35.1%
Debt
€11,672 ▼ 47.2%
Debt's share of the balance-sheet total falls from 37.3% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26,068▼
2024 · €40,593
Cash flow
€17,668▼
2024 · €29,690
Current ratio
3.99▲
2024 · 1.98
Debt to equity
0.23▼
2024 · 0.59
ROE
29.2%▼
2024 · 72.6%
ROA
23.7%▼
2024 · 45.5%
Interest coverage
49.77▼
2024 · 226.26
Debt ≤ 1 year
€11,366▼
2024 · €22,126
Income taxes
€7,883▼
2024 · €10,723
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,099 | €2,637 | €2,979 | ▲ 12.9% |
| Other operating charges640/8 | €892 | €643 | €696 | ▲ 8.2% |
| Gross operating margin9900 | €2,220 | €41,236 | €26,764 | ▼ 35.1% |
| Operating profit (loss)9901 | -€2,771 | €37,955 | €23,089 | ▼ 39.2% |
| Financial income75/76B | €4 | - | €7 | - |
| Recurring financial income75 | €4 | - | €7 | - |
| Financial charges65/66B | €125 | €179 | €524 | ▲ 192% |
| Recurring financial charges65 | €125 | €179 | €524 | ▲ 192% |
| Profit (loss) for the period before taxes9903 | -€2,892 | €37,776 | €22,572 | ▼ 40.2% |
| Income taxes67/77 | €290 | €10,723 | €7,883 | ▼ 26.5% |
| Profit (loss) for the period9904 | -€3,181 | €27,053 | €14,689 | ▼ 45.7% |
| Profit (loss) for the period to be appropriated9905 | -€3,181 | €27,053 | €14,689 | ▼ 45.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €32,905 | €59,398 | €62,033 | ▲ 4.4% |
| Fixed assets21/28 | €16,571 | €15,544 | €16,704 | ▲ 7.5% |
| Tangible fixed assets22/27 | €16,571 | €15,544 | €16,704 | ▲ 7.5% |
| Furniture and vehicles24 | €2,509 | €3,167 | €6,011 | ▲ 89.8% |
| Other tangible fixed assets26 | €14,062 | €12,378 | €10,693 | ▼ 13.6% |
| Current assets29/58 | €16,334 | €43,853 | €45,328 | ▲ 3.4% |
| Amounts receivable within one year40/41 | €4,046 | €14,352 | €15,587 | ▲ 8.6% |
| Trade receivables40 | €1,933 | €14,352 | €10,742 | ▼ 25.2% |
| Other amounts receivable41 | €2,113 | - | €4,846 | - |
| Cash at bank and in hand54/58 | €11,714 | €28,754 | €28,910 | ▲ 0.5% |
| Deferred charges and accrued income490/1 | €574 | €748 | €831 | ▲ 11.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €32,905 | €59,398 | €62,033 | ▲ 4.4% |
| Equity10/15 | €11,819 | €37,271 | €50,361 | ▲ 35.1% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | = |
| Reserves13 | - | €22,271 | €35,361 | ▲ 58.8% |
| Distributable reserves133 | - | €22,271 | €35,361 | ▲ 58.8% |
| Profit (loss) carried forward14 | -€3,181 | - | - | - |
| Amounts payable17/49 | €21,086 | €22,126 | €11,672 | ▼ 47.2% |
| Amounts payable within one year42/48 | €21,086 | €22,126 | €11,366 | ▼ 48.6% |
| Trade debts44 | €2,271 | €2,407 | €1,638 | ▼ 31.9% |
| Suppliers440/4 | €2,271 | €2,407 | €1,638 | ▼ 31.9% |
| Taxes, remuneration and social security45 | €3,710 | €14,160 | €4,009 | ▼ 71.7% |
| Taxes450/3 | €1,190 | €14,160 | €4,009 | ▼ 71.7% |
| Remuneration and social security454/9 | €2,520 | - | - | - |
| Other amounts payable47/48 | €15,105 | €5,559 | €5,719 | ▲ 2.9% |
| Accrued charges and deferred income492/3 | - | - | €306 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,181 | €27,053 | €14,689 | ▼ 45.7% |
| + Depreciation and write-downs630 | €4,099 | €2,637 | €2,979 | ▲ 12.9% |
| Operating cash flow (approximation) | €918 | €29,690 | €17,668 | ▼ 40.5% |
| Investment in fixed assets (approximation) | - | -€1,611 | -€4,139 | ▼ 157% |
| Change in cash | - | €17,040 | €156 | ▼ 99.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 3.99
Current ratio from 1.98 to 3.99; short-term debt falls from €22,126 to €11,366.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €27,053
Net result €27,053 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.98
Current ratio from 0.77 to 1.98.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2021
Ground area
191 m²
Building footprint
191 m²
Volume, LiDAR
814 m³
Parcel 31017E0213/00H000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ABRIGO
since 20212.324.386.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017E0213/00H000 | Flanders | 191 m² | 1 · 191 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 439 EUR awarded · 183 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 439 EUR | 183 EUR |
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,907. 4,861 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2021
Fiscal year end30-09
Activities, NACEBEL 2025
68310Real estate agency activities
46130Agents in the wholesale of timber and building materials
47120Other non-specialised retail sale
47529Retail trade
47610Retail trade
85699Other educational support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0777467272
Registered
22-06-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.