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ABRI & CONSTRUCTION

Active
Private limited companyfounded 200817 yrs activeHeskeberg(NEU) 8, 4608 Dalhem, BelgiumKBO/BCE: BE 0808.105.020

ABRI & CONSTRUCTION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €30k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+56
Solvency76▲+50
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 0.9 in 2024; short-term debt: 49.5% and cash: 8.4% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.5%
Return on assets
48.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
13 d late
2023
26 d late
2022
on the day
2021
29 d late
2020
86 d late
2019
49 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€32k▲ 2,448%
2024 · €1k
2018: €-85k 2019: €-102k 2020: €-170k 2021: €-186k 2022: €-10k 2023: €-10k 2024: €1k
2018 → 2025
Total assets
€63k▼ 71.0%
2024 · €217k
2018: €286k 2019: €353k 2020: €170k 2021: €96k 2022: €252k 2023: €185k 2024: €217k
2018 → 2025
Net result
€30k▲ 181%
2024 · €11k
2018: €13k 2019: €-17k 2020: €-68k 2021: €-16k 2022: €176k 2023: €338 2024: €11k
2018 → 2025
Working capital
€16k
2024 · €-22k
2018: €-101k 2019: €-114k 2020: €-179k 2021: €-193k 2022: €-14k 2023: €-33k 2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-186k-€-10k▲ 94.7%€-10k▲ 3.4%€1k€32k▲ 2,448%
Operating result€-10k-€182k€12k▼ 93.5%€24k▲ 104%€40k▲ 65.0%
Net result€-16k-€176k€338▼ 99.8%€11k▲ 3,109%€30k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150k€200kOperating result 2021: €-10k€-10kNet result 2021: €-16k€-16kOperating result 2022: €182k€182kNet result 2022: €176k€176kOperating result 2023: €12k€12kNet result 2023: €338€338Operating result 2024: €24k€24kNet result 2024: €11k€11kOperating result 2025: €40k€40kNet result 2025: €30k€30k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets €16k▼ 31.1%
Current assets €47k▼ 75.8%
Equity and liabilities €63k
Equity €32k▲ 2,448%
Debt €31k▼ 85.6%
The debt ratio falls from 99.4% to 49.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47k
2024 · €31k
Cash flow
€38k
2024 · €18k
Solvency
50.5%
2024 · 0.6%
Current ratio
1.51
2024 · 0.90
Quick ratio
1.51
2024 · 0.48
Debt / equity
0.98
ROE
96.1%
2024 · 870.0%
ROA
48.5%
2024 · 5.0%
Interest coverage
6.07
2024 · 2.34
Debt
€31k
2024 · €216k
Debt ≤ 1 year
€31k
2024 · €216k
Income taxes
€1k
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€217k€63k
Fixed assets21/28€23k€16k
Tangible fixed assets22/27€20k€13k
Furniture and vehicles24€20k€13k
Financial fixed assets28€3k€3k=
Current assets29/58€194k€47k
Stocks and contracts in progress3€89k-
Stocks30/36€89k-
Amounts receivable within one year40/41€104k€41k
Trade receivables40€63k€25k
Other amounts receivable41€42k€16k
Current investments50/53€19-
Cash at bank and in hand54/58€11€5k
Deferred charges and accrued income490/1€373€127
Equity and liabilities
Total equity and liabilities10/49€217k€63k
Equity10/15€1k€32k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-19k€11k
Amounts payable17/49€216k€31k
Amounts payable within one year42/48€216k€31k
Financial debts43€190k-
Credit institutions430/8€190k-
Trade debts44€13k€719
Suppliers440/4€13k€719
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€13k€22k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8€783€903
Gross operating margin9900€32k€48k
Operating profit (loss)9901€24k€40k
Financial income75/76B€1€9
Recurring financial income75€1€9
Financial charges65/66B€13k€8k
Recurring financial charges65€13k€8k
Profit (loss) for the period before taxes9903€11k€32k
Income taxes67/77€0€1k
Profit (loss) for the period9904€11k€30k
Profit (loss) for the period to be appropriated9905€11k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€11k
Profit (loss) brought forward from the previous period14P€-30k€-19k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
13-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €176k
Net result €176k after 3 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
18-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
07-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heskeberg(NEU) 84608 Dalhem
Ground area
1,303 m²
Building footprint
33 m²
Parcel 63055B0053/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ABRI & CONSTRUCTION
Heskeberg(NEU) 8, 4608 DalhemReal estate development
since 20082.175.499.568
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63055B0053/00C000 Wallonia 1,302 m² 1 · 33 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,292 companies in sector 68122 we hold annual accounts for 901. 416 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-12-2008
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.