ABP SERVICES
ActiveThe computed 12-month bankruptcy probability of ABP SERVICES is 2.3% (moderate). The 2025 annual accounts show equity of €50k and a net result of €31k. Its solvency ranks better than 42% of 26942 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▲+38
Growth78
Stability82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.41 in 2024), but 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
24.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 165%
2024 · €19k
2024: €19k
2024 → 2025
Total assets
€124k▲ 56.2%
2024 · €80k
2024: €80k
2024 → 2025
Net result
€31k▲ 73.8%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€41k▲ 310%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€19k-€50k▲ 165%
Operating result€24k-€47k▲ 94.6%
Net result€18k-€31k▲ 73.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 95% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€36k▼ 20.2%
Current assets
€88k▲ 155%
Equity and liabilities €124k
Equity
€50k▲ 165%
Debt
€75k▲ 22.7%
The debt ratio falls from 76.4% to 60.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€56k▲
2024 · €25k
Cash flow
€40k▲
2024 · €18k
Solvency
40.0%▲
2024 · 23.6%
Current ratio
1.87▲
2024 · 1.41
Quick ratio
1.81▲
2024 · 1.35
Debt / equity
1.50▼
2024 · 3.23
ROE
62.2%▼
2024 · 94.7%
ROA
24.9%▲
2024 · 22.4%
Interest coverage
20.25▼
2024 · 76.78
Debt
€75k▲
2024 · €61k
Debt ≤ 1 year
€47k▲
2024 · €25k
Debt > 1 year
€27k▼
2024 · €36k
Income taxes
€14k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€124k▲
Fixed assets21/28€45k€36k▼
Tangible fixed assets22/27€45k€36k▼
Leasing and similar rights25€45k€36k▼
Current assets29/58€35k€88k▲
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€24k€27k▲
Trade receivables40€11k€11k▲
Other amounts receivable41€13k€16k▲
Current investments50/53-€3k
Cash at bank and in hand54/58€6k€56k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€80k€124k▲
Equity10/15€19k€50k▲
Contributions10/11€1k€1k=
Reserves13€18k€49k▲
Distributable reserves133€18k€49k▲
Amounts payable17/49€61k€75k▲
Amounts payable after more than one year17€36k€27k▼
Financial debts170/4€36k€27k▼
Amounts payable within one year42/48€25k€47k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€10k€14k▲
Suppliers440/4€10k€14k▲
Taxes, remuneration and social security45€6k€24k▲
Taxes450/3€6k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€396€9k▲
Other operating charges640/8€145€3k▲
Gross operating margin9900€25k€59k▲
Operating profit (loss)9901€24k€47k▲
Financial income75/76B€80€579▲
Recurring financial income75€80€579▲
Financial charges65/66B€322€3k▲
Recurring financial charges65€322€3k▲
Profit (loss) for the period before taxes9903€24k€45k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€18k€31k▲
Profit (loss) for the period to be appropriated9905€18k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€31k▲
Transfer to equity691/2€18k€31k▲
To other reserves6921€18k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overwegstraat 353910 PeltGround area
793 m²
Building footprint
144 m²
Volume, LiDAR
13 m³
Parcel 72025B0550/00B003, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
ABP SERVICES
since 20242.362.483.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B0550/00B003 | Flanders | 793 m² | 1 · 143 m² | 0.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOVATIES DECEUNINCK
BE 1019.680.529
Lendelede · Eq €50k
Roof & Renov
BE 0766.561.997
Sint-Pieters-Leeuw · Eq €50k
MK DAKWERKEN
BE 0830.938.721
Lummen · Eq €50k
BATIWAY
BE 0744.781.737
Oudergem · Eq €50k
Le roi bouw groep
BE 0787.314.554
Antwerpen · Eq €50k
Of 8,475 companies in sector 43410 we hold annual accounts for 4,304. 3,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
38120Waste collection, recovery and disposal activities
39000Remediation activities and other waste management service activities
41001General construction of residential buildings
43320Joinery installation
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.