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ABP IMMO

Active
Private limited companyfounded 20179 yrs activeSchemkensstraat 2, 3583 Beringen, BelgiumKBO/BCE: BE 0675.958.554

ABP IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €563k and a net result of €85k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 40% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+12
Solvency43▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.34 in 2024; short-term debt: 71.9% and cash: 13% of total assets), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.6%
Return on assets
2.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
52 d early
2024
4 d early
2023
50 d early
2022
47 d early
2021
48 d early
2020
4 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€563k▲ 17.9%
2024 · €478k
2019: €99k 2020: €305k 2021: €439k 2022: €476k 2023: €445k 2024: €478k
2019 → 2025
Total assets
€3.19M▼ 0.8%
2024 · €3.22M
2019: €1.00M 2020: €1.10M 2021: €1.42M 2022: €3.45M 2023: €3.66M 2024: €3.22M
2019 → 2025
Net result
€85k▲ 159%
2024 · €33k
2019: €-31k 2020: €206k 2021: €134k 2022: €37k 2023: €-31k 2024: €33k
2019 → 2025
Working capital
€616k▼ 24.6%
2024 · €816k
2019: €109k 2020: €322k 2021: €461k 2022: €488k 2023: €787k 2024: €816k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€439k-€476k▲ 8.5%€445k▼ 6.5%€478k▲ 7.4%€563k▲ 17.9%
Operating result€201k-€78k▼ 61.4%€39k▼ 49.9%€117k▲ 202%€180k▲ 53.0%
Net result€134k-€37k▼ 72.2%€-31k€33k€85k▲ 159%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €201k€201kNet result 2021: €134k€134kOperating result 2022: €78k€78kNet result 2022: €37k€37kOperating result 2023: €39k€39kNet result 2023: €-31k€-31kOperating result 2024: €117k€117kNet result 2024: €33k€33kOperating result 2025: €180k€180kNet result 2025: €85k€85k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets €282k
Current assets €2.91M
Equity and liabilities €3.19M
Equity €563k▲ 17.9%
Debt €2.63M▼ 4.1%
The debt ratio falls from 85.2% to 82.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€186k
Cash flow
€91k
Solvency
17.6%
2024 · 14.8%
Current ratio
1.27
2024 · 1.34
Quick ratio
0.19
2024 · 0.02
Debt / equity
4.67
2024 · 5.74
ROE
15.1%
2024 · 6.9%
ROA
2.7%
2024 · 1.0%
Interest coverage
3.60
Debt
€2.63M
2024 · €2.74M
Debt ≤ 1 year
€2.30M
2024 · €2.40M
Debt > 1 year
€316k=
2024 · €316k
Income taxes
€43k
2024 · €809
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.22M€3.19M
Fixed assets21/28-€282k
Tangible fixed assets22/27-€282k
Land and buildings22-€282k
Current assets29/58€3.22M€2.91M
Stocks and contracts in progress3€3.16M€2.48M
Stocks30/36€3.16M€2.48M
Amounts receivable within one year40/41€1k€11k
Trade receivables40€826€11k
Other amounts receivable41€237€0
Cash at bank and in hand54/58€50k€415k
Deferred charges and accrued income490/1€6k€2k
Equity and liabilities
Total equity and liabilities10/49€3.22M€3.19M
Equity10/15€478k€563k
Contributions10/11€150k€150k=
Reserves13€328k€413k
Distributable reserves133€328k€413k
Profit (loss) carried forward14€0-
Amounts payable17/49€2.74M€2.63M
Amounts payable after more than one year17€316k€316k=
Financial debts170/4€316k€316k=
Amounts payable within one year42/48€2.40M€2.30M
Financial debts43€890k€300k
Credit institutions430/8€890k€300k
Trade debts44€492€320k
Suppliers440/4€492€320k
Taxes, remuneration and social security45-€40k
Taxes450/3-€40k
Other amounts payable47/48€1.51M€1.64M
Accrued charges and deferred income492/3€23k€19k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€11k€13k
Gross operating margin9900€128k€199k
Operating profit (loss)9901€117k€180k
Financial income75/76B€166€125
Recurring financial income75€166€125
Financial charges65/66B€84k€52k
Recurring financial charges65€84k€52k
Profit (loss) for the period before taxes9903€34k€128k
Income taxes67/77€809€43k
Profit (loss) for the period9904€33k€85k
Profit (loss) for the period to be appropriated9905€33k€85k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€85k
Profit (loss) brought forward from the previous period14P€-31k€0
Transfer to equity691/2€2k€85k
To other reserves6921€2k€85k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
10-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Equity above €500kEq €563k ▲17.9%
2 profitable years in a row build equity to €563k.
27-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Back to profitnet €33k
Net result €33k after one loss-making year.
2023
12-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Weakest financial yearnet €-31k ▼184%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
2022
15-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
27-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Back to profitnet €206k
Net result €206k after one loss-making year.
30-06
Financial Equity above €200kEq €305k ▲209%
Equity rises from €99k to €305k.
2019
23-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
04-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schemkensstraat 23583 Beringen
Ground area
4,287 m²
Building footprint
1,210 m²
Volume, LiDAR
6,009 m³
Parcel 71049A0902/00G000, Flanders · tallest building 17.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABP IMMO
Schemkensstraat 2, 3583 BeringenActivities auxiliary to financial services and insurance activities
since 20172.265.365.912
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71049A0902/00G000 Flanders 4,286 m² 1 · 1,210 m² 17.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,617 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2017
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.