ABOUTI SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of ABOUTI SERVICES is 5.1% (elevated). The 2025 annual accounts show equity of €6,431 and a net result of -€2,660. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 25% of 4718 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability62▼-22
Solvency38▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.5 against 0.92 in 2024; short-term debt: 86.5% and cash: 18.5% of total assets), and 86.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4718 sector peers (2025).
NBB · sector comparisonPosition among 4718 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
22 d early
2023
12 d early
2022
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€6,431▼ 29.3%
2024 · €9,090
Total assets
€47,672▼ 8.5%
2024 · €52,095
Net result
-€2,660
2024 · €6,155
Working capital
-€20,519▼ 512%
2024 · -€3,354
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€9,116-€1,279€7,860▲ 515%-€2,473
Net result-€9,116below the sector's middle half-€1,101within the sector's middle half€6,155within the sector's middle half▲ 459%-€2,660below the sector's middle half
Equity€1,834below the sector's middle half-€2,935below the sector's middle half▲ 60.0%€9,090within the sector's middle half▲ 210%€6,431below the sector's middle half▼ 29.3%
Total assets€42,738below the sector's middle half-€34,271below the sector's middle half▼ 19.8%€52,095within the sector's middle half▲ 52.0%€47,672within the sector's middle half▼ 8.5%
Debt€40,904-€31,336▼ 23.4%€43,005▲ 37.2%€41,241▼ 4.1%
Working capital-€34,326below the sector's middle half--€14,485below the sector's middle half▲ 57.8%-€3,354within the sector's middle half▲ 76.8%-€20,519below the sector's middle half▼ 512%
Solvency4.3%below the sector's middle half-8.6%below the sector's middle half▲ 4.3pp17.4%within the sector's middle half▲ 8.9pp13.5%below the sector's middle half▼ 4.0pp
Current ratio0.16below the sector's middle half-0.54below the sector's middle half▲ 0.380.92within the sector's middle half▲ 0.380.50below the sector's middle half▼ 0.42
Return on assets (ROA)-21.3%below the sector's middle half-3.2%within the sector's middle half▲ 24.5pp11.8%within the sector's middle half▲ 8.6pp-5.6%below the sector's middle half▼ 17.4pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,473 after €7,860 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,672
Fixed assets
€26,949 ▲ 117%
Current assets
€20,722 ▼ 47.7%
Equity and liabilities €47,672
Equity
€6,431 ▼ 29.3%
Debt
€41,241 ▼ 4.1%
Debt's share of the balance-sheet total rises from 82.6% to 86.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,569▼
2024 · €12,835
Cash flow
€6,382▼
2024 · €11,130
Debt to equity
6.41▲
2024 · 4.73
ROE
-41.4%▼
2024 · 67.7%
Interest coverage
35.16▼
2024 · 76.62
Debt ≤ 1 year
€41,241▼
2024 · €43,005
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 93% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
4.1%
went bankrupt
2.0%
stopped otherwise
93%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,431 | €8,680 | €4,975 | €9,041 | ▲ 81.7% |
| Other operating charges640/8 | €1,038 | €9,841 | €45 | €3,051 | ▲ 6,662% |
| Gross operating margin9900 | €5,353 | €19,800 | €12,880 | €9,619 | ▼ 25.3% |
| Operating profit (loss)9901 | -€9,116 | €1,279 | €7,860 | -€2,473 | ▼ 131% |
| Financial income75/76B | - | €1 | €3 | - | - |
| Recurring financial income75 | - | €1 | €3 | - | - |
| Financial charges65/66B | €0 | €117 | €168 | €187 | ▲ 11.5% |
| Recurring financial charges65 | €0 | €117 | €168 | €187 | ▲ 11.5% |
| Profit (loss) for the period before taxes9903 | -€9,116 | €1,162 | €7,696 | -€2,660 | ▼ 135% |
| Income taxes67/77 | - | €62 | €1,540 | - | - |
| Profit (loss) for the period9904 | -€9,116 | €1,101 | €6,155 | -€2,660 | ▼ 143% |
| Profit (loss) for the period to be appropriated9905 | -€9,116 | €1,101 | €6,155 | -€2,660 | ▼ 143% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €42,738 | €34,271 | €52,095 | €47,672 | ▼ 8.5% |
| Fixed assets21/28 | €36,160 | €17,419 | €12,444 | €26,949 | ▲ 117% |
| Tangible fixed assets22/27 | €36,160 | €17,419 | €12,444 | €26,718 | ▲ 115% |
| Plant, machinery and equipment23 | - | - | - | €854 | - |
| Furniture and vehicles24 | €36,160 | €17,419 | €12,444 | €25,864 | ▲ 108% |
| Financial fixed assets28 | - | - | - | €231 | - |
| Current assets29/58 | €6,578 | €16,852 | €39,650 | €20,722 | ▼ 47.7% |
| Amounts receivable within one year40/41 | €2,800 | €731 | €6,155 | €10,513 | ▲ 70.8% |
| Trade receivables40 | €2,800 | €731 | €6,155 | €6,809 | ▲ 10.6% |
| Other amounts receivable41 | - | - | - | €3,704 | - |
| Cash at bank and in hand54/58 | €3,778 | €16,121 | €33,495 | €8,811 | ▼ 73.7% |
| Deferred charges and accrued income490/1 | - | - | - | €1,398 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €42,738 | €34,271 | €52,095 | €47,672 | ▼ 8.5% |
| Equity10/15 | €1,834 | €2,935 | €9,090 | €6,431 | ▼ 29.3% |
| Contributions10/11 | €2,950 | €2,950 | €2,950 | €2,950 | = |
| Profit (loss) carried forward14 | -€1,116 | -€15 | €6,140 | €3,481 | ▼ 43.3% |
| Amounts payable17/49 | €40,904 | €31,336 | €43,005 | €41,241 | ▼ 4.1% |
| Amounts payable within one year42/48 | €40,904 | €31,336 | €43,005 | €41,241 | ▼ 4.1% |
| Trade debts44 | €2,505 | €922 | €7,231 | €8,518 | ▲ 17.8% |
| Suppliers440/4 | €2,505 | €922 | €7,231 | €8,518 | ▲ 17.8% |
| Advances received on contracts in progress46 | €777 | - | - | - | - |
| Taxes, remuneration and social security45 | €295 | €795 | €18,151 | €22,538 | ▲ 24.2% |
| Taxes450/3 | €295 | €795 | €3,150 | €2,334 | ▼ 25.9% |
| Remuneration and social security454/9 | - | - | €15,001 | €20,203 | ▲ 34.7% |
| Other amounts payable47/48 | €37,327 | €29,620 | €17,622 | €10,185 | ▼ 42.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,116 | €1,101 | €6,155 | -€2,660 | ▼ 143% |
| + Depreciation and write-downs630 | €13,431 | €8,680 | €4,975 | €9,041 | ▲ 81.7% |
| Operating cash flow (approximation) | €4,315 | €9,780 | €11,130 | €6,382 | ▼ 42.7% |
| Investment in fixed assets (approximation) | - | €10,061 | €0 | -€23,547 | - |
| Change in cash | - | €12,342 | €17,374 | -€24,684 | ▼ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
State Gazette act
Resignation: Ghammat Zekouf Youssef (director)Appointments: GAFFA Mohamed (director) and Hamad Mohamed Yousef (director)5 facts ▸
State Gazette act
Resignation: Ghammat Zekouf Youssef (director)
Appointments: GAFFA Mohamed (director) and Hamad Mohamed Yousef (director)5 facts ▸
- General meeting, 30-06-2026
- Director resignation, Ghammat Zekouf Youssef (director)
- General meeting, 01-07-2026
- Director appointment, GAFFA Mohamed (director)
- Director appointment, Hamad Mohamed Yousef (director)
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
10-06
State Gazette act
Appointment: Ghammat Zekouf Youssef (director)2 facts ▸
State Gazette act
Appointment: Ghammat Zekouf Youssef (director)
2 facts ▸
- General meeting, 02-06-2026
- Director appointment, Ghammat Zekouf Youssef (director)
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €6,155 ▲459%
Operating result €7,860, net result €6,155, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1,101
Net result €1,101 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 2 have been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
GAFFA Mohamed
CurrentDirector · since 01-07-2026
Hamad Mohamed Yousef
CurrentDirector · since 01-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 2 establishment units since 2021
Ground area
2,098 m²
Building footprint
600 m²
Volume, LiDAR
2,448 m³
2 parcels, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
52
companies at this address
See who is registered here
2 establishment units
ABOUTI SERVICES
since 20212.325.261.135
ABOUTI SERVICES
since 20242.365.454.668
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033A0835/00D000 | Flanders | 1,904 m² | 1 · 433 m² | 10.3 m · 1 fl. |
| 23069A0144/00M004 | Flanders | 194 m² | 1 · 168 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| GAFFA Mohamed |
|
| Hamad Mohamed Yousef |
|
| Ghammat Zekouf Youssef |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 6,971 companies in sector 49320 we hold annual accounts for 2,715. 1,939 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
47830Retail sale of motorcycles and motorcycle parts and accessories
49330On-demand passenger transport by chauffeured vehicle
Contact
E-mail
omartouil84@gmail.comSint-Pieters-Leeuw
Phone
0483859460Sint-Pieters-Leeuw
E-invoicing
Reachable via Peppol
Peppol ID
0208:0778356011
Also
9925:BE0778356011
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.