ABOUT YOU SRL
ActiveSummary
ABOUT YOU SRL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €22k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+6
Solvency80▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 4.03 in 2024; short-term debt: 22.7% and cash: 55.5% of total assets), and 44.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
38 d early
2023
2 d late
2022
52 d early
2021
31 d early
2020
30 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▲ 84.9%
2024 · €12k
2018: €12k
2019: €10k▼ -12.3% vs 2018
2020: €30k▲ +183% vs 2019
2021: €46k▲ +56.8% vs 2020highest in 8 years
2022: €3k▼ -94.5% vs 2021lowest in 8 years
2023: €4k▲ +42.9% vs 2022
2024: €12k▲ +229% vs 2023
2025: €22k▲ +84.9% vs 2024
2018 → 2025
Working capital
€145k▲ 27.1%
2024 · €114k
2018: €8k
2019: €-11k▼ -239% vs 2018lowest in 8 years
2020: €14k▲ +224% vs 2019
2021: €30k▲ +115% vs 2020
2022: €48k▲ +61.1% vs 2021
2023: €79k▲ +64.4% vs 2022
2024: €114k▲ +43.9% vs 2023
2025: €145k▲ +27.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€92k▲ 2.8%€93k▲ 0.7%€101k▲ 8.6%€115k▲ 14.1%
2021: €89klowest in 5 years
2022: €92k▲ +2.8% vs 2021
2023: €93k▲ +0.7% vs 2022
2024: €101k▲ +8.6% vs 2023
2025: €115k▲ +14.1% vs 2024highest in 5 years
Operating result€62k-€5k▼ 91.6%€8k▲ 56.9%€15k▲ 78.8%€31k▲ 110%
2021: €62khighest in 5 years
2022: €5k▼ -91.6% vs 2021lowest in 5 years
2023: €8k▲ +56.9% vs 2022
2024: €15k▲ +78.8% vs 2023
2025: €31k▲ +110% vs 2024
Net result€46k-€3k▼ 94.5%€4k▲ 42.9%€12k▲ 229%€22k▲ 84.9%
2021: €46khighest in 5 years
2022: €3k▼ -94.5% vs 2021lowest in 5 years
2023: €4k▲ +42.9% vs 2022
2024: €12k▲ +229% vs 2023
2025: €22k▲ +84.9% vs 2024
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 110% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€15k ▼ 64.5%
Current assets
€192k ▲ 26.5%
Equity and liabilities €207k
Equity
€115k ▲ 14.1%
Debt
€92k ▼ 0.8%
Debt's share of the balance-sheet total falls from 48.0% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €42k
Cash flow
€48k▲
2024 · €39k
Current ratio
4.09▲
2024 · 4.03
Quick ratio
2.67▲
2024 · 2.36
Debt to equity
0.80▼
2024 · 0.92
ROE
19.3%▲
2024 · 11.9%
ROA
10.7%▲
2024 · 6.2%
Interest coverage
72.84▲
2024 · 30.74
Debt ≤ 1 year
€47k▲
2024 · €38k
Debt > 1 year
€45k▼
2024 · €55k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€193k€207k▲
Fixed assets21/28€42k€15k▼
Intangible fixed assets21€23k€8k▼
Tangible fixed assets22/27€18k€7k▼
Furniture and vehicles24€8k€3k▼
Other tangible fixed assets26€10k€4k▼
Financial fixed assets28€654€150▼
Current assets29/58€152k€192k▲
Stocks and contracts in progress3€63k€66k▲
Stocks30/36€63k€66k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€10k€5k▼
Cash at bank and in hand54/58€73k€115k▲
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€193k€207k▲
Equity10/15€101k€115k▲
Contributions10/11€6k€6k=
Reserves13€92k€107k▲
Distributable reserves133€92k€107k▲
Profit (loss) carried forward14€2k€2k▼
Amounts payable17/49€93k€92k▼
Amounts payable after more than one year17€55k€45k▼
Other amounts payable178/9€55k€45k▼
Amounts payable within one year42/48€38k€47k▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€20k€25k▲
Taxes450/3€20k€25k▲
Other amounts payable47/48€8k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€43k€58k▲
Operating profit (loss)9901€15k€31k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€784▼
Recurring financial charges65€1k€784▼
Profit (loss) for the period before taxes9903€15k€31k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€12k€22k▲
Profit (loss) for the period to be appropriated9905€12k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€25k▲
Profit (loss) brought forward from the previous period14P€4k€2k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€10k€20k▲
To other reserves6921€10k€20k▲
Profit to be distributed694/7€4k€8k▲
Directors or managers695€4k€8k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | €1k | €518 | - | - | - |
| Remuneration, social security and pensions62 | €31k | €22k | €15k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €32k | €33k | €27k | €26k | ▼ 3.8% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €1k | ▲ 31.2% |
| Non-recurring operating charges66A | - | €1k | - | - | - | - |
| Gross operating margin9900 | €123k | €62k | €58k | €43k | €58k | ▲ 36.0% |
| Operating profit (loss)9901 | €62k | €5k | €8k | €15k | €31k | ▲ 110% |
| Financial income75/76B | €1k | €3k | €2k | €2k | €1k | ▼ 28.6% |
| Recurring financial income75 | €1k | €3k | €2k | €2k | €1k | ▼ 28.6% |
| Financial charges65/66B | €4k | €3k | €6k | €1k | €784 | ▼ 42.6% |
| Recurring financial charges65 | €4k | €3k | €6k | €1k | €784 | ▼ 42.6% |
| Profit (loss) for the period before taxes9903 | €60k | €5k | €5k | €15k | €31k | ▲ 110% |
| Income taxes67/77 | €13k | €2k | €1k | €3k | €9k | ▲ 215% |
| Profit (loss) for the period9904 | €46k | €3k | €4k | €12k | €22k | ▲ 84.9% |
| Profit (loss) for the period to be appropriated9905 | €46k | €3k | €4k | €12k | €22k | ▲ 84.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €396k | €312k | €197k | €193k | €207k | ▲ 6.9% |
| Fixed assets21/28 | €120k | €101k | €68k | €42k | €15k | ▼ 64.5% |
| Intangible fixed assets21 | €68k | €53k | €38k | €23k | €8k | ▼ 66.7% |
| Tangible fixed assets22/27 | €53k | €49k | €31k | €18k | €7k | ▼ 61.3% |
| Furniture and vehicles24 | €25k | €23k | €15k | €8k | €3k | ▼ 67.2% |
| Other tangible fixed assets26 | €27k | €26k | €16k | €10k | €4k | ▼ 56.4% |
| Financial fixed assets28 | €150 | €150 | €150 | €654 | €150 | ▼ 77.1% |
| Current assets29/58 | €275k | €210k | €128k | €152k | €192k | ▲ 26.5% |
| Stocks and contracts in progress3 | €68k | €81k | €65k | €63k | €66k | ▲ 5.6% |
| Stocks30/36 | €68k | €81k | €65k | €63k | €66k | ▲ 5.6% |
| Amounts receivable within one year40/41 | €55k | €12k | €9k | €10k | €5k | ▼ 46.6% |
| Trade receivables40 | €55k | €11k | €9k | €10k | €5k | ▼ 46.6% |
| Other amounts receivable41 | - | €1k | - | - | - | - |
| Cash at bank and in hand54/58 | €148k | €111k | €49k | €73k | €115k | ▲ 56.2% |
| Deferred charges and accrued income490/1 | €4k | €6k | €5k | €6k | €6k | ▼ 0.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €396k | €312k | €197k | €193k | €207k | ▲ 6.9% |
| Equity10/15 | €89k | €92k | €93k | €101k | €115k | ▲ 14.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €82k | €82k | €82k | €92k | €107k | ▲ 16.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €80k | €80k | €80k | €92k | €107k | ▲ 16.3% |
| Profit (loss) carried forward14 | €1k | €4k | €4k | €2k | €2k | ▼ 35.8% |
| Amounts payable17/49 | €306k | €220k | €104k | €93k | €92k | ▼ 0.8% |
| Amounts payable after more than one year17 | €61k | €58k | €55k | €55k | €45k | ▼ 18.2% |
| Financial debts170/4 | €11k | €3k | - | - | - | - |
| Other amounts payable178/9 | €50k | €55k | €55k | €55k | €45k | ▼ 18.2% |
| Amounts payable within one year42/48 | €245k | €162k | €49k | €38k | €47k | ▲ 24.7% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €3k | - | - | - |
| Financial debts43 | €125k | €91k | - | - | - | - |
| Credit institutions430/8 | €125k | €91k | - | - | - | - |
| Trade debts44 | €51k | €28k | €16k | €10k | €7k | ▼ 31.7% |
| Suppliers440/4 | €51k | €28k | €16k | €10k | €7k | ▼ 31.7% |
| Taxes, remuneration and social security45 | €42k | €29k | €18k | €20k | €25k | ▲ 22.3% |
| Taxes450/3 | €41k | €28k | €18k | €20k | €25k | ▲ 22.3% |
| Remuneration and social security454/9 | €897 | €1k | - | - | - | - |
| Other amounts payable47/48 | €19k | €6k | €13k | €8k | €16k | ▲ 99.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €46k | €3k | €4k | €12k | €22k | ▲ 84.9% |
| + Depreciation and write-downs630 | €28k | €32k | €33k | €27k | €26k | ▼ 3.8% |
| Operating cash flow (approximation) | €75k | €35k | €37k | €39k | €48k | ▲ 23.2% |
| Investment in fixed assets (approximation) | - | €-13k | €0 | €-504 | €504 | ▲ 200% |
| Change in cash | - | €-38k | €-61k | €24k | €41k | ▲ 72.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €100kEq €101k ▲8.6%
7 profitable years in a row build equity to €101k.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 2 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.61
Current ratio from 1.30 to 2.61; short-term debt falls from €162k to €49k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼94.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €46k ▲56.8%
Operating result €62k, net result €46k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2005
Ground area
304 m²
Building footprint
29 m²
Volume, LiDAR
322 m³
Parcel 51004D0888/00K000, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
COTONTIGE
since 20052.150.468.620
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004D0888/00K000 | Wallonia | 304 m² | 1 · 29 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 657 companies in sector 47715 we hold annual accounts for 187. 150 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-11-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47715Retail trade
70200Business and other management consultancy
58290Other software publishing
Scores and ratios are computed by Checked and are not a credit decision.