ABOUT TIME TRAINING & COACHING
ActiveSummary
ABOUT TIME TRAINING & COACHING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-24k. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-78
Growth32
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.87 against 1.98 in 2024; short-term debt: 31.1% and cash: 60.2% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-81.5%
Return on assets
-181%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
48 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k
2024 · €13k
2024: €13k
2024 → 2025
Total assets
€13k▼ 46.6%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€-24k
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€8k▼ 32.1%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€13k-€-11k
Operating result€13k-€-23k
Net result€8k-€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€1k ▼ 21.4%
Current assets
€12k ▼ 48.6%
Key figures and ratios
EBITDA
€-22k▼
2024 · €13k
Cash flow
€-24k▼
2024 · €8k
Solvency
-81.5%▼
2024 · 53.1%
Current ratio
2.87▲
2024 · 1.98
Debt to equity
-2.23▼
2024 · 0.88
ROA
-181.0%▼
2024 · 33.0%
Interest coverage
-18.96▼
2024 · 10.46
Debt
€24k▲
2024 · €12k
Debt ≤ 1 year
€4k▼
2024 · €12k
Debt > 1 year
€20k
Income taxes
€152▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€13k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€23k€12k▼
Amounts receivable within one year40/41-€4k
Trade receivables40-€242
Other amounts receivable41-€3k
Cash at bank and in hand54/58€23k€8k▼
Deferred charges and accrued income490/1-€150
Equity and liabilities
Total equity and liabilities10/49€25k€13k▼
Equity10/15€13k€-11k▼
Contributions10/11€5k€5k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14-€-24k
Amounts payable17/49€12k€24k▲
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€12k€4k▼
Trade debts44€3k€611▼
Suppliers440/4€3k€611▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48-€609
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126€389▲
Other operating charges640/8€526€720▲
Gross operating margin9900€14k€-22k▼
Operating profit (loss)9901€13k€-23k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€12k€-24k▼
Income taxes67/77€3k€152▼
Profit (loss) for the period9904€8k€-24k▼
Profit (loss) for the period to be appropriated9905€8k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-24k▼
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertstraat 938800 RoeselareGround area
413 m²
Building footprint
98 m²
Volume, LiDAR
560 m³
Parcel 36015A0996/00V000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prins Albertstraat 93, 8800 Roeselare
since 20242.353.251.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0996/00V000 | Flanders | 413 m² | 1 · 98 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MH CONSULT
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THE PAX COMPANY
BE 0801.112.607
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OCTOPUS THREE
BE 0453.177.961
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Hoornaert Conseil
BE 1014.891.796
Fosses-la-Ville · Eq €13,213
FLYWEIGHT
BE 0861.195.395
Beveren-Kruibeke-Zwijndrecht · Eq €13,212
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 26,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.