About People
ActiveAbout People has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95k and a net result of €73k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+38
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 1.3 in 2023; short-term debt: 31% and cash: 27.7% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €95k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
26 d late
2022
5 d early
2021
22 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€95k▲ 333%
2023 · €22k
2018: €42k
2019: €53k
2020: €57k
2021: €34k
2022: €37k
2023: €22k
2018 → 2024
Total assets
€150k▲ 78.0%
2023 · €84k
2018: €49k
2019: €59k
2020: €65k
2021: €58k
2022: €68k
2023: €84k
2018 → 2024
Net result
€73k▲ 107%
2023 · €35k
2018: €30k
2019: €11k
2020: €5k
2021: €20k
2022: €36k
2023: €35k
2018 → 2024
Working capital
€78k▲ 312%
2023 · €19k
2018: €24k
2019: €41k
2020: €48k
2021: €31k
2022: €32k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€34k▼ 40.4%€37k▲ 6.8%€22k▼ 40.0%€95k▲ 333%
Operating result€7k-€26k▲ 259%€46k▲ 76.2%€47k▲ 0.7%€94k▲ 101%
Net result€5k-€20k▲ 326%€36k▲ 82.7%€35k▼ 2.1%€73k▲ 107%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 101% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €150k
Fixed assets
€25k▲ 741%
Current assets
€124k▲ 53.5%
Equity and liabilities €150k
Equity
€95k▲ 333%
Debt
€55k▼ 12.1%
The debt ratio falls from 73.9% to 36.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2023 · €48k
Cash flow
€80k▲
2023 · €37k
Solvency
63.5%▲
2023 · 26.1%
Current ratio
2.68▲
2023 · 1.30
Quick ratio
2.68▲
2023 · 1.30
Debt / equity
0.57▼
2023 · 2.83
ROE
76.9%▼
2023 · 161.1%
ROA
48.9%▲
2023 · 42.1%
Interest coverage
120.25▲
2023 · 65.76
Debt
€55k▼
2023 · €62k
Debt ≤ 1 year
€46k▼
2023 · €62k
Debt > 1 year
€8k
Income taxes
€20k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€150k▲
Fixed assets21/28€3k€25k▲
Tangible fixed assets22/27€3k€25k▲
Plant, machinery and equipment23-€786
Furniture and vehicles24€2k€11k▲
Leasing and similar rights25-€13k
Other tangible fixed assets26€1k€452▼
Current assets29/58€81k€124k▲
Amounts receivable within one year40/41€13k€82k▲
Trade receivables40€13k€54k▲
Other amounts receivable41€16€28k▲
Cash at bank and in hand54/58€68k€41k▼
Deferred charges and accrued income490/1€0€762▲
Equity and liabilities
Total equity and liabilities10/49€84k€150k▲
Equity10/15€22k€95k▲
Contributions10/11€19k€19k=
Reserves13€3k€76k▲
Distributable reserves133€3k€76k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€62k€55k▼
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€62k€46k▼
Current portion of amounts payable after more than one year42-€5k
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€0€15k▲
Suppliers440/4€0€15k▲
Taxes, remuneration and social security45€6k€23k▲
Taxes450/3€6k€20k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€53k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€499€1k▲
Gross operating margin9900€48k€102k▲
Operating profit (loss)9901€47k€94k▲
Financial income75/76B€1€799▲
Recurring financial income75€1€799▲
Financial charges65/66B€727€836▲
Recurring financial charges65€727€836▲
Profit (loss) for the period before taxes9903€46k€94k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€35k€73k▲
Profit (loss) for the period to be appropriated9905€35k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€73k▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€0€73k▲
To other reserves6921€0€73k▲
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €73k ▲107%
Operating result €94k, net result €73k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.68
Current ratio from 1.30 to 2.68; short-term debt falls from €62k to €46k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼57.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boeregemstraat (W.) 49790 Wortegem-PetegemGround area
4,698 m²
Building footprint
170 m²
Volume, LiDAR
1,014 m³
Parcel 45055A0755/00L000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Treecare Kurt
since 20182.272.243.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055A0755/00L000 | Flanders | 4,698 m² | 1 · 170 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 228 EUR awarded · 228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 228 EUR | 228 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.