ABOC
ActiveSummary
ABOC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,314 and a net result of -€7,139. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▲+13
Solvency100=
Growth30=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 58.61 against 34.7 in 2024; short-term debt: 1.4% and cash: 77.6% of total assets), and 16% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,139
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-01-2026, 205 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
205 d early
2024
31 d late
2023
3 d late
2022
2 d late
2021
8 d early
2020
23 d late
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€192,472▲ 12.9%
2020 · €170,531
EBIT margin
17.7%▲ 1.6pp
2020 · 16.1%
Net result
-€7,139▲ 76.1%
2024 · -€29,835
Working capital
€128,410▼ 0.1%
2024 · €128,583
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€192,472▲ 12.9%
Operating result€34,137▲ 24.2%-€3,328-€8,538▼ 157%-€31,982▼ 275%-€8,271▲ 74.1%
Net result€18,776▲ 68.6%-€10,120-€8,820▲ 12.8%-€29,835▼ 238%-€7,139▲ 76.1%
EBIT margin17.7%▲ 1.6pp
Equity€194,228▲ 10.7%€184,109▼ 5.2%€175,289▼ 4.8%€145,454▼ 17.0%€138,314▼ 4.9%
Total assets€229,153▲ 5.0%€198,284▼ 13.5%€176,803▼ 10.8%€174,101▼ 1.5%€164,675▼ 5.4%
Debt€34,925▼ 18.3%€14,175▼ 59.4%€1,514▼ 89.3%€4,515▲ 198%€2,229▼ 50.6%
Working capital€108,409▲ 51.4%€112,099▲ 3.4%€119,737▲ 6.8%€128,583▲ 7.4%€128,410▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,271 in 2025 against €31,982 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164,675
Fixed assets
€34,037 ▼ 18.4%
Current assets
€130,639 ▼ 1.3%
Equity and liabilities €164,675
Equity
€138,314 ▼ 4.9%
Provisions
€24,132 =
Debt
€2,229 ▼ 50.6%
Debt's share of the balance-sheet total falls from 2.6% to 1.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€605▲
2024 · -€18,133
Cash flow
€527▲
2024 · -€15,986
Current ratio
58.61▲
2024 · 34.70
Debt to equity
0.02▼
2024 · 0.03
ROE
-5.2%▲
2024 · -20.5%
ROA
-4.3%▲
2024 · -17.1%
Interest coverage
-4.03▲
2024 · -131.26
Debt ≤ 1 year
€2,229▼
2024 · €3,815
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €192,472 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €145,114 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,561 | €17,636 | €16,867 | €13,849 | €7,666 | ▼ 44.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €24,132 | - | - |
| Other operating charges640/8 | €4,218 | €3,970 | €3,149 | €3,248 | €9,303 | ▲ 186% |
| Gross operating margin9900 | €56,916 | €18,278 | €11,478 | €9,247 | €8,698 | ▼ 5.9% |
| Operating profit (loss)9901 | €34,137 | -€3,328 | -€8,538 | -€31,982 | -€8,271 | ▲ 74.1% |
| Financial income75/76B | €0 | €28 | €67 | €2,285 | €1,282 | ▼ 43.9% |
| Recurring financial income75 | €0 | €28 | €67 | €2,285 | €1,282 | ▼ 43.9% |
| Financial charges65/66B | €2,839 | €6,820 | €349 | €138 | €150 | ▲ 8.6% |
| Recurring financial charges65 | €1,601 | €4,805 | €349 | €138 | €150 | ▲ 8.6% |
| Non-recurring financial charges66B | €1,238 | €2,015 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €31,298 | -€10,120 | -€8,820 | -€29,835 | -€7,139 | ▲ 76.1% |
| Income taxes67/77 | €12,523 | - | - | - | - | - |
| Profit (loss) for the period9904 | €18,776 | -€10,120 | -€8,820 | -€29,835 | -€7,139 | ▲ 76.1% |
| Profit (loss) for the period to be appropriated9905 | €18,776 | -€10,120 | -€8,820 | -€29,835 | -€7,139 | ▲ 76.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €229,153 | €198,284 | €176,803 | €174,101 | €164,675 | ▼ 5.4% |
| Fixed assets21/28 | €85,819 | €72,009 | €55,551 | €41,702 | €34,037 | ▼ 18.4% |
| Tangible fixed assets22/27 | €85,819 | €72,009 | €55,551 | €41,702 | €34,037 | ▼ 18.4% |
| Land and buildings22 | €78,773 | €68,067 | €54,663 | €41,258 | €34,007 | ▼ 17.6% |
| Plant, machinery and equipment23 | €263 | €1,448 | - | - | - | - |
| Furniture and vehicles24 | €6,784 | €2,494 | €889 | €444 | €30 | ▼ 93.4% |
| Current assets29/58 | €143,334 | €126,274 | €121,251 | €132,398 | €130,639 | ▼ 1.3% |
| Amounts receivable within one year40/41 | €10,380 | €4,000 | €1,972 | €2,382 | €2,830 | ▲ 18.8% |
| Trade receivables40 | €8,440 | €2,365 | €1,760 | €1,760 | €1,760 | = |
| Other amounts receivable41 | €1,940 | €1,635 | €212 | €622 | €1,070 | ▲ 71.9% |
| Current investments50/53 | - | - | €60,000 | €80,000 | - | - |
| Cash at bank and in hand54/58 | €129,184 | €122,069 | €59,105 | €49,587 | €127,809 | ▲ 158% |
| Deferred charges and accrued income490/1 | €3,770 | €206 | €175 | €429 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €229,153 | €198,284 | €176,803 | €174,101 | €164,675 | ▼ 5.4% |
| Equity10/15 | €194,228 | €184,109 | €175,289 | €145,454 | €138,314 | ▼ 4.9% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €84,985 | €84,985 | €84,985 | €84,985 | €84,985 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €9,779 | €9,779 | €9,779 | €9,779 | €9,779 | = |
| Distributable reserves133 | €73,347 | €73,347 | €73,347 | €73,347 | €73,347 | = |
| Profit (loss) carried forward14 | €90,651 | €80,532 | €71,711 | €41,876 | €34,737 | ▼ 17.0% |
| Provisions and deferred taxes16 | - | - | - | €24,132 | €24,132 | = |
| Provisions for liabilities and charges160/5 | - | - | - | €24,132 | €24,132 | = |
| Other liabilities and charges164/5 | - | - | - | €24,132 | €24,132 | = |
| Amounts payable17/49 | €34,925 | €14,175 | €1,514 | €4,515 | €2,229 | ▼ 50.6% |
| Amounts payable within one year42/48 | €34,925 | €14,175 | €1,514 | €3,815 | €2,229 | ▼ 41.6% |
| Trade debts44 | €1,185 | €488 | - | €1,586 | - | - |
| Suppliers440/4 | €1,185 | €488 | - | €1,586 | - | - |
| Taxes, remuneration and social security45 | €33,014 | €12,523 | - | - | - | - |
| Taxes450/3 | €33,014 | €12,523 | - | - | - | - |
| Other amounts payable47/48 | €726 | €1,164 | €1,514 | €2,229 | €2,229 | = |
| Accrued charges and deferred income492/3 | - | - | - | €700 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,776 | -€10,120 | -€8,820 | -€29,835 | -€7,139 | ▲ 76.1% |
| + Depreciation and write-downs630 | €18,561 | €17,636 | €16,867 | €13,849 | €7,666 | ▼ 44.6% |
| Operating cash flow (approximation) | €37,337 | €7,517 | €8,047 | -€15,986 | €527 | ▲ 103% |
| Investment in fixed assets (approximation) | - | -€3,826 | -€409 | €0 | €0 | - |
| Change in cash | - | -€7,115 | -€62,964 | -€9,518 | €78,221 | ▲ 922% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€29,835
Net result drops to -€29,835, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Liquidity times 9current ratio 80.08
Current ratio from 8.91 to 80.08; short-term debt falls from €14,175 to €1,514.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.91
Current ratio from 4.10 to 8.91; short-term debt falls from €34,925 to €14,175.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1987
Ground area
463 m²
Building footprint
283 m²
Volume, LiDAR
1,950 m³
Parcel 42011B0315/00L000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABOC
since 19872.029.835.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0315/00L000 | Flanders | 463 m² | 1 · 283 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded10-07-1987
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0431503906
Also
9925:BE0431503906
Registered
07-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.