Financials
- Fiscal year
- 2024
- Total assets
- €639,959
- Profit
- €17,104
- Solvency
- 31.1%
Total assets▲ 9.6%
Net result
20182024
ABM COOLING
ActiveSummary
The computed 12-month bankruptcy probability of ABM COOLING is 3.7% (moderate). The 2024 annual accounts show equity of €199,153 and a net result of €17,104. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 6162 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
2 sites
Size
€639,959total assets 2024
- Equity
- €199,153
- Profit
- €17,104
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 4 deeds read
Why 49- Figures for FY 2024 (filed 16-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 106 days late; 3 of the last 3 late- 2 establishment units+ Size: total assets €639,959Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 49% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
56=
equity 31.1% of total assets
Liquidity
42+1
short-term debt 35.3% · cash 6.5%
Profitability
72+24
return on assets 2.7%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 2.7%
10-2025: 4.2%▲ +59.7% vs 09-2025
11-2025: 4.4%▲ +4.5% vs 10-2025highest value
12-2025: 1.2%▼ -73.1% vs 11-2025
01-2026: 1.2%▼ -1.3% vs 12-2025lowest value
02-2026: 1.2%● 0.0% vs 01-2026lowest value
03-2026: 1.2%▲ +1.4% vs 02-2026
04-2026: 1.2%▲ +1.8% vs 03-2026
05-2026: 1.3%▲ +3.4% vs 04-2026
06-2026: 1.3%▲ +6.0% vs 05-2026
07-2026: 1.4%▲ +3.5% vs 06-2026
08-2026: 2.1%▲ +50.3% vs 07-2026
09-2026: 2.5%▲ +19.5% vs 08-2026
10-2026: 3.7%▲ +48.6% vs 09-2026
- Figures for FY 2024 (filed 16-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 106 days late; 3 of the last 3 late raises the probability
- Size: total assets €639,959 lowers the probability for this profile
- 2 establishment units raises the probability
Credit up to €9,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.22 in 2023; short-term debt: 35.3% and cash: 6.5% of total assets), and 68.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 53%, liquidity 34%, profitability 52%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
106 d late
2023
96 d late
2022
129 d late
2021
19 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 89 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2018
- 14-11-2025Annual accounts filed
- 04-11-2024Annual accounts filed
- 07-12-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 14-06-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.