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ABM CHAUFFAGE

Active
Private limited companyfounded 2019active for 6 yearsNegende Linielaan 35, 1000 Brussel, Belgium36 active companies are registered at this addressKBO/BCE: BE 0738.494.454
Summary

ABM CHAUFFAGE has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,923 and a net result of €8,226. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 78% of 34,143 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€270,556total assets 2025
Equity
€195,923
Profit
€8,226
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 30 days early0 of 1 deed read
Why 87raises risk2 of the last 3 lateFounded in 2019lowers riskLiquidity: current ratio 3.55, cash €171,541Equity €195,923 (72.4% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 97+4
equity 72.4% of total assets
Liquidity 89+3
short-term debt 27.6% · cash 63.4%
Profitability 73-20
return on assets 3.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,554 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%▲ +0.6 percentage points vs 09-2025 11-2025: 1.5%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.5%▼ -1.0 percentage point vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.55, compared with 2.95 in 2024, above the usual 1.5; short-term debt: 27.6% and cash: 63.4% of total assets), and 27.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 78% on solvency, 86% on liquidity, 43% on profitability and 45% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.55, cash €171,541
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Equity €195,923 (72.4% of total assets)
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
30 days early
2024
105 days late
2023
46 days late
2022
59 days late
2021
16 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 38 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €8,226 ▼84.4%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 17% on equitysector median €57,780 · 34,153 companies €195,923 View
  • Positive: 6 profitable years in a rowprofit 2025: €8,226 6 years View
  • Total assets 20256 financial years filed €270,556 View

By topic

Financials

Financial year
2025
Total assets
€270,556
Profit
€8,226
Solvency
72.4%
Total assets▼ 1.7%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2020 to 2025
  2. 31-12-2024Equity above €150,000
  3. 15-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
27-11-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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