ABK Impact
ActiveABK Impact has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €46k. Equity is shrinking by ~36% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 31% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency58▼-23
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.68 in 2024), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
59.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
13 d early
2024
26 d early
2023
46 d early
2022
135 d early
2021
54 d early
2020
45 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 2.3%
2024 · €23k
2019: €102k
2020: €160k
2021: €227k
2022: €23k
2023: €44k
2024: €23k
2019 → 2025
Total assets
€76k▲ 45.0%
2024 · €53k
2019: €133k
2020: €183k
2021: €253k
2022: €119k
2023: €123k
2024: €53k
2019 → 2025
Net result
€46k▲ 558%
2024 · €7k
2019: €84k
2020: €57k
2021: €67k
2022: €76k
2023: €81k
2024: €7k
2019 → 2025
Working capital
€22k▲ 11.3%
2024 · €20k
2019: €101k
2020: €156k
2021: €223k
2022: €19k
2023: €39k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€227k-€23k▼ 90.0%€44k▲ 93.9%€23k▼ 47.8%€24k▲ 2.3%
Operating result€84k-€96k▲ 15.1%€103k▲ 6.9%€9k▼ 91.1%€58k▲ 533%
Net result€67k-€76k▲ 13.4%€81k▲ 6.9%€7k▼ 91.5%€46k▲ 558%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 533% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€1k▼ 62.2%
Current assets
€75k▲ 51.0%
Equity and liabilities €76k
Equity
€24k▲ 2.3%
Debt
€53k▲ 78.0%
The debt ratio rises from 56.4% to 69.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€59k▲
2024 · €11k
Cash flow
€47k▲
2024 · €9k
Solvency
30.8%▼
2024 · 43.6%
Current ratio
1.42▼
2024 · 1.68
Quick ratio
1.42▼
2024 · 1.68
Debt / equity
2.25▲
2024 · 1.29
ROE
193.4%▲
2024 · 30.1%
ROA
59.5%▲
2024 · 13.1%
Interest coverage
292.42▲
2024 · 76.78
Debt
€53k▲
2024 · €30k
Debt ≤ 1 year
€53k▲
2024 · €30k
Income taxes
€12k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€76k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€1k€64▼
Furniture and vehicles24€1k€64▼
Financial fixed assets28€2k€1k▼
Current assets29/58€50k€75k▲
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€2k€11k▲
Other amounts receivable41€3k€303▼
Cash at bank and in hand54/58€45k€64k▲
Equity and liabilities
Total equity and liabilities10/49€53k€76k▲
Equity10/15€23k€24k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€270€798▲
Amounts payable17/49€30k€53k▲
Amounts payable within one year42/48€30k€53k▲
Current portion of amounts payable after more than one year42-€393
Trade debts44€168€3k▲
Suppliers440/4€168€3k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€28k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€12k€59k▲
Operating profit (loss)9901€9k€58k▲
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€145€202▲
Recurring financial charges65€145€202▲
Profit (loss) for the period before taxes9903€9k€57k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€7k€46k▲
Profit (loss) for the period to be appropriated9905€7k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€46k▲
Profit (loss) brought forward from the previous period14P€21k€270▼
Profit to be distributed694/7€28k€45k▲
Return on contributions (dividend)694€28k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €7k ▼91.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €227k ▲42%
3 profitable years in a row build equity to €227k.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €160k ▲56.1%
2 profitable years in a row build equity to €160k.
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montanalaan 71180 UkkelGround area
1,644 m²
Building footprint
314 m²
Volume, LiDAR
2,244 m³
2 parcels, Brussels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
ABK Impact
since 20182.281.419.016
ABK Impact
since 20262.388.703.093
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0024/00T008 | Brussels | 1,007 m² | 1 · 214 m² | 10.4 m · 3 fl. |
| 22552F0001/00K011 | Flanders | 637 m² | 1 · 101 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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C. MARCHAND
BE 0799.581.886
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KG&P
BE 0824.506.928
Hoegaarden · Eq €24k
Umbrella Corporation
BE 0804.208.786
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CROSSVIEW
BE 1007.931.552
Remicourt · Eq €24k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 32,172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.