Skip to content

Abisko

Active Risk: not assessed
Private limited companyfounded 20179 yrs activeRue des Déportés 48, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0681.470.134
Summary

Abisko is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €145,560 and a net result of €57,446. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 2463 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
18 d early
2024
8 d early
2023
41 d early
2022
41 d early
2021
10 d early
2020
6 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 13 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 September 2017, Abisko was incorporated.1 Total assets went from EUR 64,396 in 2019 to EUR 246,287 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€145,560▼ 21.6%
2024 · €185,560
Net result
€57,446▼ 2.2%
2024 · €58,743
Total assets
€246,287▲ 13.3%
2024 · €217,402
Solvency
59.1%▼ 26.3pp
2024 · 85.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€26,750▼ 53.3%€79,106▲ 196%€73,630▼ 6.9%€84,937▲ 15.4%€80,390▼ 5.4%
Net result€19,567within the sector's middle half▼ 52.0%€52,414within the sector's middle half▲ 168%€54,443within the sector's middle half▲ 3.9%€58,743within the sector's middle half▲ 7.9%€57,446within the sector's middle half▼ 2.2%
Equity€120,597within the sector's middle half▲ 19.4%€119,974within the sector's middle half▼ 0.5%€156,817within the sector's middle half▲ 30.7%€185,560within the sector's middle half▲ 18.3%€145,560within the sector's middle half▼ 21.6%
Total assets€134,810below the sector's middle half▲ 16.7%€184,569within the sector's middle half▲ 36.9%€186,981within the sector's middle half▲ 1.3%€217,402within the sector's middle half▲ 16.3%€246,287within the sector's middle half▲ 13.3%
Debt€14,213▼ 2.1%€64,595▲ 354%€30,164▼ 53.3%€31,842▲ 5.6%€100,726▲ 216%
Working capital€114,413within the sector's middle half▲ 13.5%€19,970within the sector's middle half▼ 82.5%€59,244within the sector's middle half▲ 197%€72,281within the sector's middle half▲ 22.0%€13,836within the sector's middle half▼ 80.9%
Solvency89.5%above the sector's middle half▲ 2.0pp65.0%within the sector's middle half▼ 24.5pp83.9%above the sector's middle half▲ 18.9pp85.4%above the sector's middle half▲ 1.5pp59.1%within the sector's middle half▼ 26.3pp
Current ratio9.05above the sector's middle half▲ 1.111.31within the sector's middle half▼ 7.742.96within the sector's middle half▲ 1.653.27within the sector's middle half▲ 0.311.14within the sector's middle half▼ 2.13
Return on assets (ROA)14.5%within the sector's middle half▼ 20.8pp28.4%above the sector's middle half▲ 13.9pp29.1%above the sector's middle half▲ 0.7pp27.0%above the sector's middle half▼ 2.1pp23.3%above the sector's middle half▼ 3.7pp
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2021: €26,750€26,750Net result 2021: €19,567€19,567Operating result 2022: €79,106€79,106Net result 2022: €52,414€52,414Operating result 2023: €73,630€73,630Net result 2023: €54,443€54,443Operating result 2024: €84,937€84,937Net result 2024: €58,743€58,743Operating result 2025: €80,390€80,390Net result 2025: €57,446€57,44620212022202320242025€0€25,000€50,000€75,000Operating result 2023: €73,630€73,600Net result 2023: €54,443€54,400Operating result 2024: €84,937€84,900Net result 2024: €58,743€58,700Operating result 2025: €80,390€80,400Net result 2025: €57,446€57,400202320242025
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246,287
Fixed assets €133,974 ▲ 18.3%
Current assets €112,312 ▲ 7.9%
Equity and liabilities €246,287
Equity €145,560 ▼ 21.6%
Debt €100,726 ▲ 216%
Debt's share of the balance-sheet total rises from 14.6% to 40.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
39.5%▲
2024 · 31.7%
Debt ≤ 1 year
€98,476▲
2024 · €31,842
Income taxes
€22,736▼
2024 · €26,134
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€217,402€246,287▲
Fixed assets21/28€113,280€133,974▲
Tangible fixed assets22/27€5,026€25,720▲
Furniture and vehicles24€5,026€25,720▲
Financial fixed assets28€108,254€108,254=
Current assets29/58€104,123€112,312▲
Amounts receivable within one year40/41€60,401€51,588▼
Trade receivables40€60,401€44,324▼
Other amounts receivable41-€7,264
Cash at bank and in hand54/58€42,359€58,204▲
Deferred charges and accrued income490/1€1,363€2,520▲
Equity and liabilities
Total equity and liabilities10/49€217,402€246,287▲
Equity10/15€185,560€145,560▼
Contributions10/11€18,600€18,600=
Reserves13€166,960€126,960▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€165,100€125,100▼
Amounts payable17/49€31,842€100,726▲
Amounts payable within one year42/48€31,842€98,476▲
Trade debts44€688€485▼
Suppliers440/4€688€485▼
Taxes, remuneration and social security45€5,634€10,617▲
Taxes450/3€5,634€10,617▲
Other amounts payable47/48€25,520€87,374▲
Accrued charges and deferred income492/3-€2,250
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,748€6,307▲
Other operating charges640/8€896€842▼
Gross operating margin9900€88,581€87,539▼
Operating profit (loss)9901€84,937€80,390▼
Financial charges65/66B€60€208▲
Recurring financial charges65€60€208▲
Profit (loss) for the period before taxes9903€84,877€80,182▼
Income taxes67/77€26,134€22,736▼
Profit (loss) for the period9904€58,743€57,446▼
Profit (loss) for the period to be appropriated9905€58,743€57,446▼
Appropriation of the result
Profit (loss) to be appropriated9906€58,743€57,446▼
Transfer from equity791/2-€40,000
Transfer to equity691/2€28,743-
To other reserves6921€28,743-
Profit to be distributed694/7€30,000€97,446▲
Return on contributions (dividend)694€30,000€97,446▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,359€2,431€2,431€2,748€6,307▲ 129%
Other operating charges640/8-€1,967€3,501€896€842▼ 6.0%
Gross operating margin9900€28,896€83,504€79,562€88,581€87,539▼ 1.2%
Operating profit (loss)9901€26,750€79,106€73,630€84,937€80,390▼ 5.4%
Financial income75/76B-€576----
Recurring financial income75€1,562€576----
Financial charges65/66B-€35€46€60€208▲ 246%
Recurring financial charges65€71€35€46€60€208▲ 246%
Profit (loss) for the period before taxes9903€28,241€79,647€73,584€84,877€80,182▼ 5.5%
Income taxes67/77€8,675€27,232€19,142€26,134€22,736▼ 13.0%
Profit (loss) for the period9904€19,567€52,414€54,443€58,743€57,446▼ 2.2%
Profit (loss) for the period to be appropriated9905€19,567€52,414€54,443€58,743€57,446▼ 2.2%
Line20212022202320242025Change
Assets
Total assets20/58€134,810€184,569€186,981€217,402€246,287▲ 13.3%
Fixed assets21/28€6,183€100,004€97,573€113,280€133,974▲ 18.3%
Tangible fixed assets22/27€5,935€3,504€1,073€5,026€25,720▲ 412%
Furniture and vehicles24-€3,504€1,073€5,026€25,720▲ 412%
Financial fixed assets28€248€96,500€96,500€108,254€108,254=
Current assets29/58€128,627€84,565€89,408€104,123€112,312▲ 7.9%
Amounts receivable within one year40/41€25,809€51,295€29,779€60,401€51,588▼ 14.6%
Trade receivables40-€24,910€23,684€60,401€44,324▼ 26.6%
Other amounts receivable41-€26,385€6,095-€7,264-
Cash at bank and in hand54/58€61,841€31,778€58,015€42,359€58,204▲ 37.4%
Deferred charges and accrued income490/1-€1,492€1,615€1,363€2,520▲ 84.9%
Equity and liabilities
Total equity and liabilities10/49€134,810€184,569€186,981€217,402€246,287▲ 13.3%
Equity10/15€120,597€119,974€156,817€185,560€145,560▼ 21.6%
Contributions10/11-€6,200€18,600€18,600€18,600=
Reserves13€61,360€113,774€138,217€166,960€126,960▼ 24.0%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€111,914€136,357€165,100€125,100▼ 24.2%
Profit (loss) carried forward14€53,037-----
Amounts payable17/49€14,213€64,595€30,164€31,842€100,726▲ 216%
Amounts payable within one year42/48€14,213€64,595€30,164€31,842€98,476▲ 209%
Trade debts44€1,718€326€164€688€485▼ 29.5%
Suppliers440/4-€326€164€688€485▼ 29.5%
Taxes, remuneration and social security45-€19,188-€5,634€10,617▲ 88.5%
Taxes450/3-€19,188-€5,634€10,617▲ 88.5%
Other amounts payable47/48-€45,081€30,000€25,520€87,374▲ 242%
Accrued charges and deferred income492/3----€2,250-
Line20212022202320242025Change
Profit (loss) for the period9904€19,567€52,414€54,443€58,743€57,446▼ 2.2%
+ Depreciation and write-downs630€1,359€2,431€2,431€2,748€6,307▲ 129%
Operating cash flow (approximation)€20,925€54,846€56,874€61,492€63,753▲ 3.7%
Investment in fixed assets (approximation)--€96,252€0-€18,455-€27,001▼ 46.3%
Change in cash--€30,063€26,237-€15,656€15,845▲ 201%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
13-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Highest result since 2019net €58,743 ▲7.9%
Operating result €84,937, net result €58,743, both a record.
2023
21-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Liquidity doublescurrent ratio 2.96
Current ratio from 1.31 to 2.96; short-term debt falls from €64,595 to €30,164.
30-06
Financial Equity above €150,000Eq €156,817 ▲30.7%
5 profitable years in a row build equity to €156,817.
2022
21-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
21-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet €19,567 ▼52%
Net result drops to €19,567, the lowest in the series; recovery starts the following year.
25-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €100,000Eq €101,030 ▲67.7%
2 profitable years in a row build equity to €101,030.
27-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
3,332 m²
Building footprint
126 m²
Parcel 25012F0054/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Abisko
Rue des Déportés 48, 1390 Grez-DoiceauActivities of head offices; management consultancy activities
since 20172.268.334.904
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25012F0054/00V000 Wallonia 3,332 m² 1 · 126 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 592 companies in sector 66300 we hold annual accounts for 366. 248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-09-2017
Fiscal year end30-06
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.