ABIPLOMB
ActiveSummary
ABIPLOMB has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €255,058 and a net result of €6,339. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 36386 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+63
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 33.02 against 10.02 in 2023; short-term debt: 2.9% and cash: 31.4% of total assets), and 2.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
41 d early
2022
38 d early
2021
41 d early
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,339
2023 · -€20,728
Working capital
€247,165▲ 6.2%
2023 · €232,803
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,953-€12,795€31,210-€15,606€7,694
Net result-€8,368below the sector's middle half▲ 58.6%-€13,121below the sector's middle half▼ 56.8%€35,448within the sector's middle half-€20,728below the sector's middle half€6,339within the sector's middle half
Equity€247,120within the sector's middle half▼ 3.3%€233,999within the sector's middle half▼ 5.3%€269,447within the sector's middle half▲ 15.1%€248,719above the sector's middle half▼ 7.7%€255,058above the sector's middle half▲ 2.5%
Total assets€262,298within the sector's middle half▼ 8.3%€260,653within the sector's middle half▼ 0.6%€292,537within the sector's middle half▲ 12.2%€274,515within the sector's middle half▼ 6.2%€262,776within the sector's middle half▼ 4.3%
Debt€15,178▼ 50.5%€26,654▲ 75.6%€23,090▼ 13.4%€25,796▲ 11.7%€7,718▼ 70.1%
Working capital€234,354within the sector's middle half▼ 1.2%€226,423within the sector's middle half▼ 3.4%€252,851within the sector's middle half▲ 11.7%€232,803above the sector's middle half▼ 7.9%€247,165above the sector's middle half▲ 6.2%
Solvency94.2%above the sector's middle half▲ 4.9pp89.8%above the sector's middle half▼ 4.4pp92.1%above the sector's middle half▲ 2.3pp90.6%above the sector's middle half▼ 1.5pp97.1%above the sector's middle half▲ 6.5pp
Current ratio16.44above the sector's middle half▲ 7.709.49above the sector's middle half▼ 6.9511.95above the sector's middle half▲ 2.4610.02above the sector's middle half▼ 1.9333.02above the sector's middle half▲ 23.00
Return on assets (ROA)-3.2%below the sector's middle half▲ 3.9pp-5.0%below the sector's middle half▼ 1.8pp12.1%above the sector's middle half▲ 17.2pp-7.6%below the sector's middle half▼ 19.7pp2.4%within the sector's middle half▲ 10.0pp
Staff (FTE)2below the sector's middle half=2below the sector's middle half=2below the sector's middle half=2=2=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7,694 after a loss of €15,606 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €262,776
Fixed assets
€7,893 ▼ 50.4%
Current assets
€254,883 ▼ 1.4%
Equity and liabilities €262,776
Equity
€255,058 ▲ 2.5%
Debt
€7,718 ▼ 70.1%
Debt's share of the balance-sheet total falls from 9.4% to 2.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15,718▲
2023 · -€6,579
Cash flow
€14,363▲
2023 · -€11,701
Quick ratio
32.37▲
2023 · 9.84
Debt to equity
0.03▼
2023 · 0.10
ROE
2.5%▲
2023 · -8.3%
Interest coverage
47.49▲
2023 · -18.53
Debt ≤ 1 year
€7,718▼
2023 · €25,796
Income taxes
€4,366▼
2023 · €4,922
Staff costs
€111,014▼
2023 · €123,436
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €91,638 | €109,194 | €123,436 | €111,014 | ▼ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,002 | €5,190 | €7,005 | €9,027 | €8,024 | ▼ 11.1% |
| Other operating charges640/8 | - | €1,442 | €1,732 | €1,921 | €1,607 | ▼ 16.3% |
| Non-recurring operating charges66A | - | €284 | - | - | - | - |
| Gross operating margin9900 | €92,644 | €85,759 | €149,141 | €118,778 | €128,339 | ▲ 8.0% |
| Operating profit (loss)9901 | €1,953 | -€12,795 | €31,210 | -€15,606 | €7,694 | ▲ 149% |
| Financial income75/76B | - | €10 | €51 | €155 | €3,342 | ▲ 2,056% |
| Recurring financial income75 | €18 | €10 | €51 | €155 | €3,342 | ▲ 2,056% |
| Financial charges65/66B | - | €186 | €197 | €355 | €331 | ▼ 6.8% |
| Recurring financial charges65 | €146 | €186 | €197 | €355 | €331 | ▼ 6.8% |
| Profit (loss) for the period before taxes9903 | €1,825 | -€12,971 | €31,064 | -€15,806 | €10,705 | ▲ 168% |
| Income taxes67/77 | €10,193 | €150 | -€4,384 | €4,922 | €4,366 | ▼ 11.3% |
| Profit (loss) for the period9904 | -€8,368 | -€13,121 | €35,448 | -€20,728 | €6,339 | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | -€8,368 | -€13,121 | €35,448 | -€20,728 | €6,339 | ▲ 131% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €262,298 | €260,653 | €292,537 | €274,515 | €262,776 | ▼ 4.3% |
| Fixed assets21/28 | €12,766 | €7,576 | €16,596 | €15,916 | €7,893 | ▼ 50.4% |
| Tangible fixed assets22/27 | €12,669 | €7,479 | €16,499 | €15,819 | €7,796 | ▼ 50.7% |
| Land and buildings22 | - | €3,724 | €3,577 | €4,835 | €4,546 | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €351 | €947 | €652 | €357 | ▼ 45.2% |
| Furniture and vehicles24 | - | €3,404 | €11,975 | €10,332 | €2,893 | ▼ 72.0% |
| Financial fixed assets28 | €97 | €97 | €97 | €97 | €97 | = |
| Current assets29/58 | €249,532 | €253,077 | €275,941 | €258,599 | €254,883 | ▼ 1.4% |
| Stocks and contracts in progress3 | €4,560 | €5,537 | €4,984 | €4,832 | €5,069 | ▲ 4.9% |
| Stocks30/36 | - | €5,537 | €4,984 | €4,832 | €5,069 | ▲ 4.9% |
| Amounts receivable within one year40/41 | €113,635 | €138,647 | €135,199 | €127,417 | €117,265 | ▼ 8.0% |
| Trade receivables40 | - | €115,911 | €109,512 | €120,417 | €103,425 | ▼ 14.1% |
| Other amounts receivable41 | - | €22,736 | €25,687 | €7,000 | €13,840 | ▲ 97.7% |
| Current investments50/53 | - | - | - | €100,000 | €50,000 | ▼ 50.0% |
| Cash at bank and in hand54/58 | €131,337 | €108,893 | €135,758 | €26,350 | €82,549 | ▲ 213% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €262,298 | €260,653 | €292,537 | €274,515 | €262,776 | ▼ 4.3% |
| Equity10/15 | €247,120 | €233,999 | €269,447 | €248,719 | €255,058 | ▲ 2.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Other1319 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €226,660 | €213,539 | €248,987 | €228,259 | €234,598 | ▲ 2.8% |
| Amounts payable17/49 | €15,178 | €26,654 | €23,090 | €25,796 | €7,718 | ▼ 70.1% |
| Amounts payable within one year42/48 | €15,178 | €26,654 | €23,090 | €25,796 | €7,718 | ▼ 70.1% |
| Trade debts44 | €6,932 | €13,550 | €7,115 | €11,172 | €3,043 | ▼ 72.8% |
| Suppliers440/4 | - | €13,550 | €7,115 | €11,172 | €3,043 | ▼ 72.8% |
| Taxes, remuneration and social security45 | - | €8,166 | €10,420 | €7,689 | €3,018 | ▼ 60.7% |
| Taxes450/3 | - | €2,795 | €4,654 | €240 | €1,790 | ▲ 646% |
| Remuneration and social security454/9 | - | €5,371 | €5,766 | €7,449 | €1,228 | ▼ 83.5% |
| Other amounts payable47/48 | - | €4,938 | €5,555 | €6,935 | €1,657 | ▼ 76.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,368 | -€13,121 | €35,448 | -€20,728 | €6,339 | ▲ 131% |
| + Depreciation and write-downs630 | €7,002 | €5,190 | €7,005 | €9,027 | €8,024 | ▼ 11.1% |
| Operating cash flow (approximation) | -€1,366 | -€7,931 | €42,453 | -€11,701 | €14,363 | ▲ 223% |
| Investment in fixed assets (approximation) | - | €0 | -€16,025 | -€8,347 | -€1 | ▲ 100.0% |
| Change in cash | - | -€22,444 | €26,865 | -€109,408 | €56,199 | ▲ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6,339
Net result €6,339 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 33.02
Current ratio from 10.02 to 33.02; short-term debt falls from €25,796 to €7,718.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€20,728
Net result drops to -€20,728, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €35,448
Net result €35,448 after 4 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1996
Ground area
829 m²
Building footprint
127 m²
Volume, LiDAR
696 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ABIPLOMB
since 19962.077.755.836
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026C0577/00Y002 | Wallonia | 426 m² | 1 · 66 m² | 12.8 m · 4 fl. |
| 52026C0577/00X002 | Wallonia | 402 m² | 1 · 61 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 4,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-08-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0458610060
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.