Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Short-term debts fell from €30,965 to €23,587.
Two of the last ten came late. The 2024 accounts came latest: 144 days after the end of the period.
Lower solvency than 95% of companies in specialised construction. Sector median 46.8% · 37,211 companies.
In July 2024, 6,920 companies had the same profile as ABioconstruction has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for ABioconstruction. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ABioconstruction Wanze | €6,115 | -€6,624 | -285.7% | - |
| M&E CONNECT Genk | €7,377 | -€2,344 | 72.9% | - |
| LA CARLINIERE Wavre | €4,335 | €1,413 | -397.2% | - |
| MERLEN RENOVATION GROUP Waasmunster | €13,397 | -€23 | 100.0% | - |
| UHTS Antwerp | €12,820 | €1,922 | 98.0% | - |
| La Maison Positive Mont-Saint-Guibert | €2,285 | -€1,037 | -679.4% | - |
| TON SUR TON TST Vilvoorde | €11,584 | -€5,434 | -59.9% | - |
These companies have the same main activity as ABioconstruction: insulation installation (NACE 43230). They are comparable in size and age: total assets between €2,280 and €13,400, founded between 1998 and 2014.
ABioconstruction files the micro format. That format states no turnover. The gross margin fell from €14,529 in 2011 to -€6,624 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Lower than 95% of 37,211 companies in 2025.
Lower than 95% of 36,505 companies in 2025.
Lower than 95% of 36,740 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
6,115 | 27,725 | 26,355 | 14,698 | 30,029 | 28,171 | 107,065 | 125,165 | 136,418 | 149,106 | 164,345 | 135,964 | 97,583 | 17,102 | 26,541 | |
21/28 |
2,293 | 6,321 | 8,712 | 9,110 | - | - | 102,269 | 111,228 | 120,905 | 128,136 | 137,891 | 108,622 | 76,143 | 1,925 | 4,310 | |
21 |
- | - | - | - | - | - | - | - | - | - | - | - | 81 | 244 | 406 | |
22/27 |
2,293 | 6,321 | 8,712 | 9,110 | - | - | 102,269 | 111,228 | 120,780 | 128,011 | 137,766 | 108,497 | 76,012 | 1,631 | 3,854 | |
22 |
- | - | - | - | - | - | 58,274 | 60,365 | 62,456 | 64,547 | 66,637 | 68,728 | 70,819 | - | - | |
23 |
2,293 | 3,894 | 5,841 | 7,788 | - | - | 43,995 | 48,322 | 53,243 | 55,843 | 60,676 | 39,190 | 5,127 | 464 | 618 | |
24 |
- | 2,427 | 2,871 | 1,322 | - | - | - | 2,541 | 5,081 | 7,622 | 10,452 | 579 | 66 | 1,167 | 3,236 | |
28 |
- | - | - | - | - | - | - | - | 125 | 125 | 125 | 125 | 50 | 50 | 50 | |
29/58 |
3,822 | 21,404 | 17,643 | 5,588 | 30,029 | 28,171 | 4,796 | 13,937 | 15,513 | 20,970 | 26,455 | 27,342 | 21,440 | 15,177 | 22,230 | |
3 |
- | - | - | - | - | - | - | - | 0 | 398 | 230 | 1,016 | 229 | 626 | 222 | |
30/36 |
- | - | - | - | - | - | - | - | 0 | 398 | 230 | 1,016 | 229 | 626 | 222 | |
40/41 |
559 | 13,132 | 6 | 1,479 | 7,947 | 20,102 | 3,465 | 10,605 | 8,780 | 13,237 | 17,429 | 18,938 | 3,168 | 6,778 | 15,089 | |
40 |
300 | 10,855 | - | - | 3,987 | 15,957 | 310 | 8,079 | 6,261 | 11,211 | 16,465 | 18,588 | 726 | 1,829 | 13,586 | |
41 |
259 | 2,277 | 6 | 1,479 | 3,960 | 4,144 | 3,155 | 2,526 | 2,519 | 2,026 | 965 | 350 | 2,442 | 4,949 | 1,502 | |
54/58 |
3,263 | 8,272 | 17,637 | 4,109 | 22,082 | 8,069 | 1,331 | 3,332 | 6,733 | 7,335 | 8,690 | 5,682 | 18,044 | 7,773 | 6,920 | |
490/1 |
- | - | - | - | - | - | - | - | - | - | 105 | 1,706 | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
6,115 | 27,725 | 26,355 | 14,698 | 30,029 | 28,171 | 107,065 | 125,165 | 136,418 | 149,106 | 164,345 | 135,964 | 97,583 | 17,102 | 26,541 | |
10/15 |
-17,472 | -3,900 | 23,490 | 14,038 | 23,778 | 17,430 | 9,251 | 19,480 | 5,357 | 14,311 | 7,276 | 11,337 | 14,876 | 6,367 | 12,673 | |
10/11 |
- | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 6,200 | 6,200 | 6,200 | 6,200 | |
10 |
- | - | 18,600 | 18,600 | 18,600 | - | - | - | - | - | - | - | - | - | - | |
100 |
- | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 324 | 324 | |
130/1 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 324 | 324 | |
14 |
-17,472 | -3,900 | 3,030 | -6,422 | 3,318 | -3,030 | -11,209 | -980 | -15,103 | -6,149 | -13,184 | 3,277 | 6,816 | -156 | 6,149 | |
17/49 |
23,587 | 31,625 | 2,865 | 660 | 6,251 | 10,741 | 97,814 | 105,684 | 131,061 | 134,796 | 157,070 | 124,627 | 82,707 | 10,735 | 13,868 | |
17 |
- | 660 | 660 | 660 | 660 | 660 | 89,706 | 89,706 | 103,900 | 122,544 | 140,454 | 99,137 | 75,000 | - | - | |
170/4 |
- | - | - | - | - | - | 89,046 | 89,046 | 103,240 | 121,884 | 140,454 | 99,137 | 75,000 | - | - | |
178/9 |
- | 660 | 660 | 660 | 660 | 660 | 660 | 660 | 660 | 660 | - | - | - | - | - | |
42/48 |
23,587 | 30,965 | 2,205 | - | 5,591 | 10,081 | 8,108 | 15,978 | 27,161 | 12,251 | 16,615 | 25,490 | 7,707 | 10,735 | 13,868 | |
42 |
23,305 | 21,043 | - | - | - | - | - | 14,194 | 15,143 | 3,255 | 3,041 | - | - | - | - | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,500 | - | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,500 | - | |
44 |
283 | 9,922 | - | - | 3,476 | 9,359 | 126 | 1,405 | 11,233 | 4,312 | 7,954 | 5,272 | 822 | 3,825 | 893 | |
440/4 |
283 | 9,922 | - | - | 3,476 | 9,359 | 126 | 1,405 | 11,233 | 4,312 | 7,954 | 5,272 | 822 | 3,825 | 893 | |
46 |
- | - | - | - | - | - | - | - | - | - | - | 3,180 | - | - | 7,711 | |
45 |
- | - | 2,205 | - | 2,115 | 722 | - | - | 29 | 1,200 | 3,700 | 4,484 | 3,853 | 4,410 | 2,438 | |
450/3 |
- | - | 2,205 | - | 2,115 | - | - | - | 29 | - | - | 3,084 | 1,353 | 2,143 | 2,438 | |
454/9 |
- | - | - | - | - | 722 | - | - | - | 1,200 | 3,700 | 1,400 | 2,500 | 2,266 | - | |
47/48 |
- | - | - | - | - | - | 7,982 | 380 | 756 | 3,484 | 1,920 | 12,555 | 3,032 | - | 2,825 | |
| Income statement | ||||||||||||||||
70 |
- | - | 299,243 | 297,856 | 347,877 | - | - | - | - | - | - | - | - | 76,860 | 92,182 | |
76A |
- | - | - | - | - | 81,843 | - | - | - | - | - | - | - | - | - | |
9900 |
-6,624 | -3,225 | 14,889 | -4,064 | 22,265 | 46,749 | 2,226 | 28,005 | 14,308 | 19,056 | 5,478 | 9,675 | 34,601 | -294 | 14,529 | |
60/61 |
- | - | 284,354 | 291,920 | 325,612 | - | - | - | - | - | - | - | - | 77,155 | 78,003 | |
62 |
- | 387 | - | -346 | 12,660 | 31,780 | - | - | - | - | - | 1,200 | 101 | - | 2,173 | |
630 |
4,028 | 2,391 | 3,713 | 2,608 | - | - | 8,959 | 9,552 | 10,231 | 9,755 | 10,919 | 6,951 | 17,830 | 2,715 | 4,931 | |
640/8 |
410 | 98 | 384 | - | 347 | 408 | 1,235 | 1,116 | 1,101 | 1,894 | 894 | 1,070 | 1,036 | 320 | 914 | |
66A |
- | 750 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
-11,062 | -6,851 | 10,792 | -6,326 | 9,258 | 14,561 | -7,969 | 17,337 | 2,976 | 7,407 | -6,335 | 454 | 15,634 | -3,329 | 6,511 | |
75/76B |
81 | 87 | 289 | - | 20 | 4,452 | 0 | 17 | 151 | 0 | 19 | 6 | 7 | 12 | 5 | |
75 |
81 | 87 | 289 | - | 20 | 121 | 0 | 17 | 151 | 0 | 19 | 6 | 7 | 12 | 5 | |
76B |
- | - | - | - | - | 4,331 | - | - | 0 | - | - | - | - | - | - | |
65/66B |
215 | 166 | 179 | 3,161 | 815 | 9,555 | 2,261 | 3,231 | 12,080 | 372 | 10,146 | 3,983 | 4,185 | 2,988 | 44 | |
65 |
215 | 166 | 179 | 161 | 815 | 9,555 | 2,261 | 2,606 | 11,535 | 372 | 10,146 | 3,983 | 4,185 | 2,988 | 44 | |
66B |
- | - | - | 3,000 | - | - | - | 625 | 545 | - | - | - | - | - | - | |
9903 |
-11,196 | -6,930 | 10,902 | -9,487 | 8,463 | 9,458 | -10,230 | 14,124 | -8,954 | 7,035 | -16,461 | -3,523 | 11,456 | -6,306 | 6,473 | |
67/77 |
2,377 | - | 1,450 | 253 | 2,115 | - | - | - | - | - | - | 16 | 2,947 | - | - | |
9904 |
-13,572 | -6,930 | 9,452 | -9,740 | 6,348 | 8,179 | -10,230 | 14,124 | -8,954 | 7,035 | -16,461 | -3,539 | 8,509 | -6,306 | 6,473 | |
9905 |
-13,572 | -6,930 | 9,452 | -9,740 | 6,348 | 8,179 | -10,230 | 14,124 | -8,954 | 7,035 | -16,461 | -3,539 | 8,509 | -6,306 | 6,473 | |
| Appropriation of the result | ||||||||||||||||
9906 |
-17,472 | -3,900 | 3,030 | -6,422 | 3,318 | -3,030 | -11,209 | -980 | -15,103 | -6,149 | -13,184 | 3,277 | 8,352 | -156 | 6,473 | |
14P |
-3,900 | 3,030 | -6,422 | 3,318 | -3,030 | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,536 | - | 324 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,536 | - | 324 | |
| Social balance sheet | ||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | 0.5 | - | - | - | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | 1,000 | - | - | - | |
| Document | ||||||||||||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00221285 | |
| 31-12-2024 | micro format | 22-12-2025 | 2025-00586968 | |
| 31-12-2023 | micro format | 05-07-2024 | 2024-00212723 | |
| 31-12-2022 | full format | 23-05-2023 | 2023-00094769 | |
| 31-12-2021 | micro format | 19-06-2022 | 2022-20078478 | |
| 31-12-2020 | full format | 25-06-2021 | 2021-28200054 | |
| 31-12-2019 | micro format | 30-06-2020 | 2020-24500228 | |
| 31-12-2018 | micro format | 21-06-2019 | 2019-20800595 | |
| 31-12-2017 | micro format | 06-07-2018 | 2018-29700481 | |
| 31-12-2016 | micro format | 23-08-2017 | 2017-47300342 | |
| 31-12-2015 | full format | 29-07-2016 | 2016-38100104 | |
| 31-12-2014 | full format | 31-07-2015 | 2015-38400315 | |
| 31-12-2013 | full format | 19-08-2014 | 2014-45200508 | |
| 31-12-2012 | full format | 30-08-2013 | 2013-56500305 | |
| 31-12-2011 | full format | 26-09-2012 | 2012-57900545 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -7,034 | -4,460 | 14,505 | -3,718 | - | - | 990 | 26,889 | 13,207 | 17,162 | 4,584 | 7,405 | 33,464 | -614 | 11,442 | ||
| -9,545 | -4,539 | 13,165 | -7,132 | - | - | -1,271 | 23,676 | 1,277 | 16,790 | -5,542 | 3,412 | 26,339 | -3,591 | 11,404 | ||
| 0 | 0 | 3,315 | 11,718 | - | - | 0 | -125 | 3,000 | 0 | 40,188 | 39,430 | 92,048 | 329 | 9,242 | ||
| -5,009 | -9,364 | 13,528 | -17,973 | 14,013 | 6,738 | -2,001 | -3,401 | -603 | -1,354 | 3,008 | -12,361 | 10,271 | 853 | - | ||
| -19,765 | -9,561 | 15,438 | - | 24,438 | 18,090 | -3,312 | -2,041 | -11,648 | 8,719 | 9,839 | 1,852 | 13,733 | 4,443 | 8,362 | ||
| - | - | 3.6% | -2.1% | 2.7% | - | - | - | - | - | - | - | - | -4.3% | 7.1% | ||
| -285.7% | -14.1% | 89.1% | 95.5% | 79.2% | 61.9% | 8.6% | 15.6% | 3.9% | 9.6% | 4.4% | 8.3% | 15.2% | 37.2% | 47.7% | ||
| 0.16 | 0.69 | 8.00 | - | 5.37 | 2.79 | 0.59 | 0.87 | 0.57 | 1.71 | 1.59 | 1.07 | 2.78 | 1.41 | 1.60 | ||
| 0.16 | 0.69 | 8.00 | - | 5.37 | 2.79 | 0.59 | 0.87 | 0.57 | 1.68 | 1.58 | 1.03 | 2.75 | 1.36 | 1.59 | ||
| - | - | 0.12 | 0.05 | 0.26 | 0.62 | 10.57 | 5.43 | 24.47 | 9.42 | 21.59 | 10.99 | 5.56 | 1.69 | 1.09 | ||
| - | - | 40.2% | -69.4% | 26.7% | 46.9% | -110.6% | 72.5% | -167.1% | 49.2% | -226.3% | -31.2% | 57.2% | -99.0% | 51.1% | ||
| -221.9% | -25.0% | 35.9% | -66.3% | 21.1% | 29.0% | -9.6% | 11.3% | -6.6% | 4.7% | -10.0% | -2.6% | 8.7% | -36.9% | 24.4% | ||
| -32.75 | -26.84 | 81.10 | -23.09 | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | 0 days | 2 days | 4 days | - | - | - | - | - | - | - | - | 9 days | 54 days | ||
| - | - | - | - | 4 days | - | - | - | - | - | - | - | - | 18 days | 4 days |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €3,315 | €11,718 | - |
| €4,028 | €2,391 | €3,713 | €2,608 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €11,062, larger than the loss of €6,851 in 2024. It is the lowest result since 2011.
Equity is negative. Debt (€23,587) exceeds the balance-sheet total (€6,115).
ABioconstruction has no parent and no holdings in its annual accounts. ABioconstruction shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Froidmont 396 registered office 4520 Wanze 41001 General construction of residential buildings | 16-07-2010 | 2.190.836.951 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61042A0148/00L000 | 688 m² | 1 · 76 m² | 7.2 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0827.916.180
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