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Abies grandis Consulting

Active
Private limited companyfounded 20188 yrs activeParklaan 43, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0702.898.820

Abies grandis Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+6
Solvency41▼-36
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.75 against 1.02 in 2024; short-term debt: 83.1% and cash: 34.5% of total assets), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15.5%
Return on assets
20.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31662 sector peers (2025).
NBB · sector comparison
Position among 31662 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
94 d early
2024
38 d early
2023
113 d early
2022
124 d early
2021
41 d early
2020
60 d early
2019
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€22k▼ 68.1%
2024 · €68k
2018: €41k 2019: €85k 2020: €130k 2021: €59k 2022: €19k 2023: €48k 2024: €68k
2018 → 2025
Total assets
€139k▲ 6.9%
2024 · €130k
2018: €62k 2019: €108k 2020: €137k 2021: €69k 2022: €116k 2023: €196k 2024: €130k
2018 → 2025
Net result
€28k▲ 42.4%
2024 · €20k
2018: €29k 2019: €44k 2020: €45k 2021: €44k 2022: €36k 2023: €29k 2024: €20k
2018 → 2025
Working capital
€-29k
2024 · €1k
2018: €41k 2019: €79k 2020: €124k 2021: €55k 2022: €-21k 2023: €-39k 2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€59k-€19k▼ 67.1%€48k▲ 147%€68k▲ 40.8%€22k▼ 68.1%
Operating result€57k-€46k▼ 19.3%€37k▼ 20.2%€34k▼ 8.2%€38k▲ 12.8%
Net result€44k-€36k▼ 17.9%€29k▼ 20.5%€20k▼ 31.5%€28k▲ 42.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €57k€57kNet result 2021: €44k€44kOperating result 2022: €46k€46kNet result 2022: €36k€36kOperating result 2023: €37k€37kNet result 2023: €29k€29kOperating result 2024: €34k€34kNet result 2024: €20k€20kOperating result 2025: €38k€38kNet result 2025: €28k€28k20212022202320242025
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets €52k▼ 21.5%
Current assets €87k▲ 36.5%
Equity and liabilities €139k
Equity €22k▼ 68.1%
Debt €118k▲ 88.4%
The debt ratio rises from 47.9% to 84.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59k
2024 · €54k
Cash flow
€49k
2024 · €40k
Solvency
15.5%
2024 · 52.1%
Current ratio
0.75
2024 · 1.02
Quick ratio
0.74
2024 · 1.02
Debt / equity
5.44
2024 · 0.92
ROE
129.6%
2024 · 29.0%
ROA
20.1%
2024 · 15.1%
Interest coverage
99.81
2024 · 8.32
Debt
€118k
2024 · €62k
Debt ≤ 1 year
€116k
2024 · €62k
Income taxes
€9k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€130k€139k
Fixed assets21/28€66k€52k
Intangible fixed assets21€17k€11k
Tangible fixed assets22/27€49k€41k
Plant, machinery and equipment23-€6k
Furniture and vehicles24€49k€35k
Current assets29/58€64k€87k
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€36k€35k
Trade receivables40€33k€34k
Other amounts receivable41€3k€1k
Cash at bank and in hand54/58€27k€48k
Deferred charges and accrued income490/1€698€3k
Equity and liabilities
Total equity and liabilities10/49€130k€139k
Equity10/15€68k€22k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€49k€3k
Amounts payable17/49€62k€118k
Amounts payable within one year42/48€62k€116k
Trade debts44€5k€277
Suppliers440/4€5k€277
Taxes, remuneration and social security45€5k€5k
Taxes450/3€5k€5k
Remuneration and social security454/9€0-
Other amounts payable47/48€53k€110k
Accrued charges and deferred income492/3-€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k
Other operating charges640/8€1k€1k
Gross operating margin9900€56k€60k
Operating profit (loss)9901€34k€38k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€7k€589
Recurring financial charges65€7k€589
Profit (loss) for the period before taxes9903€27k€37k
Income taxes67/77€7k€9k
Profit (loss) for the period9904€20k€28k
Profit (loss) for the period to be appropriated9905€20k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€49k€77k
Profit (loss) brought forward from the previous period14P€30k€49k
Profit to be distributed694/7-€74k
Return on contributions (dividend)694-€74k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €20k ▼31.5%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
09-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €45k ▲2%
Operating result €59k, net result €45k, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 19.85
Current ratio from 5.00 to 19.85; short-term debt falls from €20k to €7k.
31-12
Financial Equity above €100kEq €130k ▲52.5%
3 profitable years in a row build equity to €130k.
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Parklaan 439100 Sint-Niklaas
Ground area
1,177 m²
Building footprint
503 m²
Volume, LiDAR
7,441 m³
Parcel 46445D0879/00F002, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Abies grandis Consulting
Parklaan 43, 9100 Sint-NiklaasFinancial service activities, except insurance and pension funding
since 20182.279.257.795
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46445D0879/00F002 Flanders 1,177 m² 1 · 503 m² 16.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 1,623 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-09-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
14299Manufacture of wearing apparel
15120Manufacture of leather and related products
47715Retail trade
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.