ABICMD Soft
ActiveSummary
ABICMD Soft has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 88% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-54
Solvency100▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.6 against 3.33 in 2024; short-term debt: 9.8% and cash: 39.5% of total assets), and 9.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
1.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €122k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
15 d early
2023
on the day
2022
1 d early
2021
43 d late
2020
6 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 1.5%
2024 · €120k
2019: €158khighest in 7 years
2020: €156k▼ -1.3% vs 2019
2021: €74k▼ -52.4% vs 2020lowest in 7 years
2022: €83k▲ +11.4% vs 2021
2023: €86k▲ +4.6% vs 2022
2024: €120k▲ +39.5% vs 2023
2025: €122k▲ +1.5% vs 2024
2019 → 2025
Total assets
€136k▼ 19.3%
2024 · €168k
2019: €675khighest in 7 years
2020: €664k▼ -1.6% vs 2019
2021: €74k▼ -88.8% vs 2020lowest in 7 years
2022: €87k▲ +16.9% vs 2021
2023: €90k▲ +4.3% vs 2022
2024: €168k▲ +86.0% vs 2023
2025: €136k▼ -19.3% vs 2024
2019 → 2025
Net result
€2k▼ 97.4%
2024 · €70k
2019: €-505
2020: €-2k▼ -309% vs 2019
2021: €-81k▼ -3842% vs 2020lowest in 7 years
2022: €8k▲ +110% vs 2021
2023: €4k▼ -55.4% vs 2022
2024: €70k▲ +1750% vs 2023highest in 7 years
2025: €2k▼ -97.4% vs 2024
2019 → 2025
Working capital
€101k▼ 8.8%
2024 · €111k
2019: €12klowest in 7 years
2020: €21k▲ +78.9% vs 2019
2021: €74k▲ +256% vs 2020
2022: €83k▲ +11.4% vs 2021
2023: €86k▲ +4.6% vs 2022
2024: €111k▲ +28.2% vs 2023highest in 7 years
2025: €101k▼ -8.8% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€83k▲ 11.4%€86k▲ 4.6%€120k▲ 39.5%€122k▲ 1.5%
2021: €74klowest in 5 years
2022: €83k▲ +11.4% vs 2021
2023: €86k▲ +4.6% vs 2022
2024: €120k▲ +39.5% vs 2023
2025: €122k▲ +1.5% vs 2024highest in 5 years
Operating result€-77k-€7k€4k▼ 42.3%€69k▲ 1,669%€3k▼ 95.2%
2021: €-77klowest in 5 years
2022: €7k▲ +109% vs 2021
2023: €4k▼ -42.3% vs 2022
2024: €69k▲ +1669% vs 2023highest in 5 years
2025: €3k▼ -95.2% vs 2024
Net result€-81k-€8k€4k▼ 55.4%€70k▲ 1,750%€2k▼ 97.4%
2021: €-81klowest in 5 years
2022: €8k▲ +110% vs 2021
2023: €4k▼ -55.4% vs 2022
2024: €70k▲ +1750% vs 2023highest in 5 years
2025: €2k▼ -97.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€21k ▲ 118%
Current assets
€114k ▼ 27.8%
Equity and liabilities €136k
Equity
€122k ▲ 1.5%
Debt
€13k ▼ 72.1%
Debt's share of the balance-sheet total falls from 28.3% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €69k
Cash flow
€3k▼
2024 · €70k
Current ratio
8.60▲
2024 · 3.33
Debt to equity
0.11▼
2024 · 0.39
ROE
1.5%▼
2024 · 58.0%
ROA
1.3%▼
2024 · 41.6%
Interest coverage
3.03▼
2024 · 725.97
Debt ≤ 1 year
€13k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€168k€136k▼
Fixed assets21/28€10k€21k▲
Tangible fixed assets22/27€10k€10k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€8k€8k=
Financial fixed assets28-€12k
Current assets29/58€158k€114k▼
Amounts receivable within one year40/41€84k€55k▼
Trade receivables40€14k€11k▼
Other amounts receivable41€70k€45k▼
Cash at bank and in hand54/58€69k€53k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€168k€136k▼
Equity10/15€120k€122k▲
Contributions10/11€184k€184k=
Capital10€184k€184k=
Issued capital100€184k€184k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Profit (loss) carried forward14€-72k€-71k▲
Amounts payable17/49€48k€13k▼
Amounts payable within one year42/48€48k€13k▼
Trade debts44-€9k
Suppliers440/4-€9k
Taxes, remuneration and social security45€19k-
Taxes450/3€19k-
Other amounts payable47/48€29k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€447€1k▲
Non-recurring operating charges66A-€565
Gross operating margin9900€69k€5k▼
Operating profit (loss)9901€69k€3k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€95€1k▲
Recurring financial charges65€95€1k▲
Profit (loss) for the period before taxes9903€70k€2k▼
Profit (loss) for the period9904€70k€2k▼
Profit (loss) for the period to be appropriated9905€70k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-71k▼
Profit (loss) brought forward from the previous period14P€-107k€-72k▲
Transfer to equity691/2€36k-
To contributions691€36k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €82 | - | - | €447 | €1k | ▲ 139% |
| Other operating charges640/8 | - | €4k | - | - | - | - |
| Non-recurring operating charges66A | - | €12k | - | - | €565 | - |
| Gross operating margin9900 | €53k | €22k | €4k | €69k | €5k | ▼ 92.9% |
| Operating profit (loss)9901 | €-77k | €7k | €4k | €69k | €3k | ▼ 95.2% |
| Financial income75/76B | - | €2k | - | €1k | - | - |
| Recurring financial income75 | €3k | €2k | - | €1k | - | - |
| Financial charges65/66B | - | €54 | €98 | €95 | €1k | ▲ 1,402% |
| Recurring financial charges65 | - | €54 | €98 | €95 | €1k | ▲ 1,402% |
| Profit (loss) for the period before taxes9903 | €-81k | €8k | €4k | €70k | €2k | ▼ 97.4% |
| Profit (loss) for the period9904 | €-81k | €8k | €4k | €70k | €2k | ▼ 97.4% |
| Profit (loss) for the period to be appropriated9905 | €-81k | €8k | €4k | €70k | €2k | ▼ 97.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74k | €87k | €90k | €168k | €136k | ▼ 19.3% |
| Fixed assets21/28 | - | - | - | €10k | €21k | ▲ 118% |
| Tangible fixed assets22/27 | - | - | - | €10k | €10k | ▲ 0.8% |
| Plant, machinery and equipment23 | - | - | - | €2k | €2k | ▲ 4.3% |
| Furniture and vehicles24 | - | - | - | €8k | €8k | = |
| Financial fixed assets28 | - | - | - | - | €12k | - |
| Current assets29/58 | €74k | €87k | €90k | €158k | €114k | ▼ 27.8% |
| Stocks and contracts in progress3 | €2k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €55k | €50k | €50k | €84k | €55k | ▼ 34.0% |
| Trade receivables40 | - | €4k | €4k | €14k | €11k | ▼ 25.8% |
| Other amounts receivable41 | - | €46k | €46k | €70k | €45k | ▼ 35.6% |
| Cash at bank and in hand54/58 | €15k | €33k | €37k | €69k | €53k | ▼ 22.3% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €5k | €5k | ▼ 2.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74k | €87k | €90k | €168k | €136k | ▼ 19.3% |
| Equity10/15 | €74k | €83k | €86k | €120k | €122k | ▲ 1.5% |
| Contributions10/11 | €184k | €184k | €184k | €184k | €184k | = |
| Capital10 | - | €184k | €184k | €184k | €184k | = |
| Issued capital100 | - | €184k | €184k | €184k | €184k | = |
| Reserves13 | €9k | €9k | €9k | €9k | €9k | = |
| Non-distributable reserves130/1 | - | €9k | €9k | €9k | €9k | = |
| Legal reserve130 | - | €9k | €9k | €9k | €9k | = |
| Profit (loss) carried forward14 | €-119k | €-110k | €-107k | €-72k | €-71k | ▲ 2.5% |
| Amounts payable17/49 | €74 | €4k | €4k | €48k | €13k | ▼ 72.1% |
| Amounts payable within one year42/48 | €74 | €4k | €4k | €48k | €13k | ▼ 72.1% |
| Trade debts44 | €74 | €75 | - | - | €9k | - |
| Suppliers440/4 | - | €75 | - | - | €9k | - |
| Taxes, remuneration and social security45 | - | - | - | €19k | - | - |
| Taxes450/3 | - | - | - | €19k | - | - |
| Other amounts payable47/48 | - | €4k | €4k | €29k | €4k | ▼ 86.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-81k | €8k | €4k | €70k | €2k | ▼ 97.4% |
| + Depreciation and write-downs630 | €82 | - | - | €447 | €1k | ▲ 139% |
| Operating cash flow (approximation) | €-81k | €8k | €4k | €70k | €3k | ▼ 95.9% |
| Investment in fixed assets (approximation) | - | - | - | - | €-13k | - |
| Change in cash | - | €19k | €4k | €32k | €-15k | ▼ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 8.60
Current ratio from 3.33 to 8.60; short-term debt falls from €48k to €13k.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €70k ▲1,750%
Operating result €69k, net result €70k, both a record.
30-06
Financial
Equity above €100kEq €120k ▲39.5%
3 profitable years in a row build equity to €120k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
30-06
Financial
Weakest financial yearnet €-81k
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 713current ratio 995.56
Current ratio from 1.40 to 995.56; short-term debt falls from €53k to €74.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2011
Ground area
1,068 m²
Building footprint
121 m²
Parcel 92402G0030/00X003, Wallonia. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
ABICMD Soft
since 20112.200.297.223
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92402G0030/00X003 | Wallonia | 1,068 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-2011
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.