Equity
€307,592 ▲ 12.0%
Abi-Construct has made a profit without a break since 2016.
Abi-Construct
Lifetime
14 annual accounts with figures on one time axispeak €193,811 (2021)
€108,945▼ 38.8%
lowest -€34,806 (2012)
€32,955▼ 67.8%
peak €307,592 (2025)
€307,592▲ 12.0%
€771,547▼ 10.8%
Board3 names since 2011
3 directorsVan Bever Alain Michel M and 2 others
Documentsfilings and deeds
28-09-202659 days late
2025abbreviated format
Gross margin from €178,155 to €108,945Result from €102,452 to €32,955Cash from €74,513 to €41,714
Key points
from the 2025 annual accountsResult
€32,955 ▼ 67.8%
The result fell in 2025 from €102,452 to €32,955.
Debts
€771,547 71% of the balance sheet
Financial debts 21%Suppliers 0%Taxes and wages 6%Other 73%
Of this, €534,335 falls due within a year.
2025 accounts filed 59 days after the deadline
Checked score
87
Excellent
Financially stronger than 43% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 59 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.1m
Figures for financial year 2025 (filed on 30-09-2026)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 32% of them on solvency, 16% on liquidity, 53% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as Abi-Construct has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Abi-Construct itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for Abi-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.13 in 2024), below 1. Short-term debt is 49.5% and cash 3.9% of total assets. 71.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
59 days late
2024
3 days early
2023
14 days late
2022
39 days early
2021
31 days early
2020
16 days late
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 1 day before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VB
Van Bever Alain Michel M
Director, since 04-05-2011
VI
Verbesselt Ivo Maurice M
Director, since 04-05-2011
WB
Watteau Bernard Jacques
Director, since 04-05-2011
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0836096745
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 27-11-2023 · Gazette deed
Registered office moved from Grimbergen to Humbeek
New registered office: BENEDENSTRAAT 334 bus 4 te 1851 Humbeek · Previous registered office: Spekveld 37, 1851 Grimbergen · Board meeting of 15-05-2018 · Gazette deed
Incorporation
published on 19-05-2011 · Gazette deed
Official details
Source: KBO- Status
- Active since 09-05-2011Normal situation
- Activity
- “De bouw van daken” (deed in Dutch)From the articles, 21 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.200.627.5181851 Grimbergen, since 09-05-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 07-04-2026
Insights on Abi-Construct
Abi-Construct files the abbreviated format. That format states no turnover. The gross margin rose from -€14,623 in 2012 to €108,945 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Abi-Construct
- What is the company number of Abi-Construct?
- The company number of Abi-Construct is 0836.096.745. The VAT number is the same number with BE in front: BE 0836.096.745.
- Where is Abi-Construct based?
- The registered office is at Benedestraat 334, 1851 Grimbergen.Company details
- What is the legal form of Abi-Construct?
- Abi-Construct is a private limited company (BV).
- When was Abi-Construct founded?
- Abi-Construct was founded on 09-05-2011.
- Is Abi-Construct still active?
- Yes, Abi-Construct is an active enterprise in the KBO register.
- What is the turnover of Abi-Construct?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €108,945 and 1,649 comparable companies of the same size. It probably lies between €170,000 and €520,000. It is a rough estimate.Financials
- Is Abi-Construct profitable?
- In financial year 2025, Abi-Construct made a profit of €32,955.
- Where can I find the annual accounts of Abi-Construct?
- Abi-Construct filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Abi-Construct due?
- Abi-Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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