ABERNALE CONSULTING
ActiveABERNALE CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €47k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency75▼-25
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 4.78 in 2024; short-term debt: 49.6% and cash: 46.9% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
24.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
3 d early
2023
33 d early
2022
211 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 22.5%
2024 · €124k
2022: €46k
2023: €75k
2024: €124k
2022 → 2025
Total assets
€190k▲ 21.7%
2024 · €157k
2022: €94k
2023: €112k
2024: €157k
2022 → 2025
Net result
€47k▼ 3.2%
2024 · €49k
2022: €43k
2023: €29k
2024: €49k
2022 → 2025
Working capital
€96k▼ 22.5%
2024 · €124k
2022: €46k
2023: €75k
2024: €124k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€46k-€75k▲ 62.9%€124k▲ 65.0%€96k▼ 22.5%
Operating result€59k-€39k▼ 34.8%€61k▲ 58.4%€59k▼ 3.7%
Net result€43k-€29k▼ 32.7%€49k▲ 68.4%€47k▼ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €190k
Equity
€96k▼ 22.5%
Debt
€94k▲ 188%
The debt ratio rises from 20.9% to 49.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
50.4%▼
2024 · 79.1%
Current ratio
2.02▼
2024 · 4.78
Quick ratio
2.02▼
2024 · 4.78
Debt / equity
0.98▲
2024 · 0.26
ROE
49.2%▲
2024 · 39.4%
ROA
24.8%▼
2024 · 31.1%
Debt
€94k▲
2024 · €33k
Debt ≤ 1 year
€94k▲
2024 · €33k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€190k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€157k€190k▲
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Amounts receivable within one year40/41€10k€56k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€5k€49k▲
Cash at bank and in hand54/58€101k€89k▼
Equity and liabilities
Total equity and liabilities10/49€157k€190k▲
Equity10/15€124k€96k▼
Contributions10/11€3k€3k=
Reserves13€121k€93k▼
Distributable reserves133€121k€93k▼
Amounts payable17/49€33k€94k▲
Amounts payable within one year42/48€33k€94k▲
Trade debts44€3k€887▼
Suppliers440/4€3k€887▼
Taxes, remuneration and social security45€30k€19k▼
Taxes450/3€30k€19k▼
Other amounts payable47/48-€75k
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€62k€59k▼
Operating profit (loss)9901€61k€59k▼
Financial income75/76B€197€1k▲
Recurring financial income75€197€1k▲
Financial charges65/66B€223€329▲
Recurring financial charges65€223€329▲
Profit (loss) for the period before taxes9903€61k€60k▼
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€49k€47k▼
Profit (loss) for the period to be appropriated9905€49k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€47k▼
Transfer from equity791/2-€43k
Transfer to equity691/2€49k€15k▼
To other reserves6921€49k€15k▼
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €49k ▲68.4%
Operating result €61k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲65%
3 profitable years in a row build equity to €124k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 211 days late
2023
31-12
Financial
Weakest financial yearnet €29k ▼32.7%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henry Dunantlaan 521140 EvereGround area
1,424 m²
Building footprint
459 m²
Volume, LiDAR
11,071 m³
Parcel 21372D0088/00E002, Brussels · tallest building 26.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ABERNALE CONSULTING
since 20212.325.293.205
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0088/00E002 | Brussels | 1,424 m² | 1 · 459 m² | 26.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.