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ABCJ

Active
Private limited companyfounded 2023active for 3 yearsTervurenlaan 412, 1150 Sint-Pieters-Woluwe, Belgium83 active companies are registered at this addressKBO/BCE: BE 0805.098.317
Summary

ABCJ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,301 and a net result of €47,343. Equity is growing by about 71% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
“L’achat et la vente, la gestion pour son propre compte et/ou pour le compte…” (deed in French)
From the articles, 5 activitiesNo NACE code in the KBO yet1 site
Size
≈ €210,000turnover 2025, estimated
Equity
€104,301
Profit
€47,343
Turnover estimated from the gross margin
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 42 days early
Why 91raises riskFounded in 2023lowers riskLiquidity: current ratio 8.81, cash €102,047Size: total assets €118,332Equity €104,301 (88.1% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 89% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.1% of total assets
Liquidity 100+1
short-term debt 9.8% · cash 86.2%
Profitability 100=
return on assets 40.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.7% 12-2024: 1.8%▲ +0.1 percentage points vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.9%▲ +0.1 percentage points vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.2 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025highest value 08-2025: 0.5%▼ -1.6 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.81, compared with 6.04 in 2024, above the usual 1.5; short-term debt: 9.8% and cash: 86.2% of total assets), and 11.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 90% on profitability and 91% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 8.81, cash €102,047
NBB · annual accounts
lowers risk · Size: total assets €118,332
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €104,301 (88.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
42 days early
2024
14 days early
2023
80 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (3 of the last 3 filed years within 95 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €47,343 ▲40.2%
  3. Equity above €100,000equity €104,301 ▲83.1%

Financials · financial year 2025, micro format

Turnover
≈ €210,000
Estimated: probably between €140,000 and €360,000
Total assets
€118,332▲ 73.9%
2024 · €68,045
Net result
€47,343▲ 40.2%
2024 · €33,767
Working capital
€90,871▲ 123%
2024 · €40,812
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 49% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€60,597 2025 Net result€47,343 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€6,809-€40,743€60,597▲ 48.7%
Net result-€6,809-€33,767€47,343▲ 40.2%
Equity€23,191-€56,958▲ 146%€104,301▲ 83.1%
Total assets€25,603-€68,045▲ 166%€118,332▲ 73.9%
Debt€2,412-€11,087▲ 360%€14,031▲ 26.6%
Working capital€9,494-€40,812▲ 330%€90,871▲ 123%
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118,332
Fixed assets €15,833 ▼ 17.3%
Current assets €102,499 ▲ 110%
Equity and liabilities €118,332
Equity €104,301 ▲ 83.1%
Debt €14,031 ▲ 26.6%
Debt's share of the balance-sheet total falls from 16.3% to 11.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€63,904▲
2024 · €44,050
Cash flow
€50,649▲
2024 · €37,073
Current ratio
8.81▲
2024 · 6.04
Debt to equity
0.13▼
2024 · 0.19
ROE
45.4%▼
2024 · 59.3%
ROA
40.0%▼
2024 · 49.6%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€11,628▲
2024 · €8,093
Debt > 1 year
€300
Income taxes
€13,064▲
2024 · €6,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€68,045€118,332▲
Fixed assets21/28€19,140€15,833▼
Tangible fixed assets22/27€12,015€8,708▼
Furniture and vehicles24€12,015€8,708▼
Financial fixed assets28€7,125€7,125=
Current assets29/58€48,906€102,499▲
Amounts receivable within one year40/41€452€452=
Other amounts receivable41€452€452=
Cash at bank and in hand54/58€46,702€102,047▲
Deferred charges and accrued income490/1€1,752-
Equity and liabilities
Total equity and liabilities10/49€68,045€118,332▲
Equity10/15€56,958€104,301▲
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14€26,958€74,301▲
Amounts payable17/49€11,087€14,031▲
Amounts payable after more than one year17-€300
Other amounts payable178/9-€300
Amounts payable within one year42/48€8,093€11,628▲
Trade debts44€387€1,364▲
Suppliers440/4€387€1,364▲
Taxes, remuneration and social security45€6,900€9,964▲
Taxes450/3€6,900€9,964▲
Other amounts payable47/48€806€300▼
Accrued charges and deferred income492/3€2,994€2,103▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,307€3,307=
Other operating charges640/8€2,284€4,864▲
Gross operating margin9900€46,334€68,767▲
Operating profit (loss)9901€40,743€60,597▲
Financial charges65/66B€77€190▲
Recurring financial charges65€77€190▲
Profit (loss) for the period before taxes9903€40,667€60,407▲
Income taxes67/77€6,900€13,064▲
Profit (loss) for the period9904€33,767€47,343▲
Profit (loss) for the period to be appropriated9905€33,767€47,343▲
Appropriation of the result
Profit (loss) to be appropriated9906€26,958€74,301▲
Profit (loss) brought forward from the previous period14P-€6,809€26,958▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,212€3,307€3,307=
Other operating charges640/8-€2,284€4,864▲ 113%
Gross operating margin9900-€5,597€46,334€68,767▲ 48.4%
Operating profit (loss)9901-€6,809€40,743€60,597▲ 48.7%
Financial charges65/66B-€77€190▲ 148%
Recurring financial charges65-€77€190▲ 148%
Profit (loss) for the period before taxes9903-€6,809€40,667€60,407▲ 48.5%
Income taxes67/77-€6,900€13,064▲ 89.3%
Profit (loss) for the period9904-€6,809€33,767€47,343▲ 40.2%
Profit (loss) for the period to be appropriated9905-€6,809€33,767€47,343▲ 40.2%
Line202320242025Change
Assets
Total assets20/58€25,603€68,045€118,332▲ 73.9%
Fixed assets21/28€15,321€19,140€15,833▼ 17.3%
Tangible fixed assets22/27€15,321€12,015€8,708▼ 27.5%
Furniture and vehicles24€15,321€12,015€8,708▼ 27.5%
Financial fixed assets28-€7,125€7,125=
Current assets29/58€10,282€48,906€102,499▲ 110%
Amounts receivable within one year40/41€452€452€452=
Other amounts receivable41€452€452€452=
Cash at bank and in hand54/58€9,830€46,702€102,047▲ 119%
Deferred charges and accrued income490/1-€1,752--
Equity and liabilities
Total equity and liabilities10/49€25,603€68,045€118,332▲ 73.9%
Equity10/15€23,191€56,958€104,301▲ 83.1%
Contributions10/11€30,000€30,000€30,000=
Profit (loss) carried forward14-€6,809€26,958€74,301▲ 176%
Amounts payable17/49€2,412€11,087€14,031▲ 26.6%
Amounts payable after more than one year17--€300-
Other amounts payable178/9--€300-
Amounts payable within one year42/48€788€8,093€11,628▲ 43.7%
Trade debts44€239€387€1,364▲ 252%
Suppliers440/4€239€387€1,364▲ 252%
Taxes, remuneration and social security45-€6,900€9,964▲ 44.4%
Taxes450/3-€6,900€9,964▲ 44.4%
Other amounts payable47/48€549€806€300▼ 62.8%
Accrued charges and deferred income492/3€1,624€2,994€2,103▼ 29.8%
Line202320242025Change
Profit (loss) for the period9904-€6,809€33,767€47,343▲ 40.2%
+ Depreciation and write-downs630€1,212€3,307€3,307=
Operating cash flow (approximation)-€5,597€37,073€50,649▲ 36.6%
Investment in fixed assets (approximation)--€7,125€0-
Change in cash-€36,871€55,345▲ 50.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 19-06-2026 2026-00214742
31-12-2024 micro format 17-07-2025 2025-00281763
31-12-2023 micro format 19-10-2024 2024-00511826

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2023
BREUL Axelle
Director (not named in the articles) · since 28-08-2023
Current
JANSSENS Charlotte
Director (not named in the articles) · since 28-08-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2023, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BREUL Axelle
  • Director (not named in the articles), from 28-08-2023 to date
JANSSENS Charlotte
  • Director (not named in the articles), from 28-08-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 28-08-2023 Incorporation · €30,000 · 300 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

ABCJ was incorporated on 24 August 2023 as a private limited company, with a starting capital of €30,000.12 The board currently has 2 members; 2 of them have served since 2023.2 Total assets rose from €25,603 in 2023 to €118,332 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-08-2023
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
19-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €47,343 ▲40.2%
Operating result €60,597, net result €47,343, both a record.
31-12
Financial Equity above €100,000equity €104,301 ▲83.1%
2 profitable years in a row build equity to €104,301.
17-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €33,767
Net result €33,767 after one loss-making year.
19-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 80 days late
2023
28-08
Gazette deed Incorporation
Appointments: JANSSENS Charlotte (director) and BREUL Axelle (director) · Founding capital · Registered office clause8 facts ▸
  • Incorporation, 22-08-2023
  • Founding capital, €30,000
  • Registered office clause, “1150 Woluwe-Saint-Pierre,412 avenue de Tervueren” (deed in French)
  • Other provision, “adresse électronique-site internet, créés ultérieurement” (deed in French)
  • Board rule, 2
  • Director appointment, JANSSENS Charlotte (director (not named in the articles))
  • Director appointment, BREUL Axelle (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous engagements,obligations en résultant et activités entreprises ensemble ou séparément au nom et pour compte de la société en formation” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded24-08-2023
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805098317
Also 9925:BE0805098317
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
2,170 m²
Building footprint
758 m²
Building volume
10,042 m³
Parcel 21682C0149/00M002, Brussels · tallest building 18.8 m. Linked by address, not a title deed.
83 companies at this address See who is registered here
1 establishment unit
Centre Amimo Orban
Tervurenlaan 412, 1150 Sint-Pieters-WoluweRenting and operating of own or leased non-residential real estate, excluding land
since 2023unit no. 2.351.791.526
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21682C0149/00M002 Brussels 2,170 m² 1 · 758 m² 18.8 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L’achat et la vente, la gestion pour son propre compte et/ou pour le compte de tiers, de tous biens et droits immobiliers, et notamment leur…” (deed in French)
5 activities (deed in French)
  1. L’achat et la vente, la gestion pour son propre compte et/ou pour le compte de tiers, de tous biens et droits immobiliers, et notamment leur vente, location, sous-location, leasing, promotion, aménagement, exploitation, transformation, viabilisation, lotissement et/ou valorisation.
  2. La société peut accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet social et qui seraient nature à en faciliter directement ou indirectement, entièrement ou partiellement la réalisation.
  3. Elle peut s’intéresser par toutes voies dans toutes sociétés, associations ou entreprises ayant un objet similaire ou connexe au sien ou susceptible de favoriser le développement de ses activités, à lui procurer des matières premières, à faciliter l’écoulement de ses produits ou la prestation de ses services.
  4. La société peut exercer les fonctions d’administrateur, de liquidateur et autres mandats ou fonctions analogues dans d’autres sociétés.
  5. Au cas où la prestation de certains actes était soumise à des conditions préalables d'accès à la profession ou à des réglementations spécifiques, la société surbordonnera son action, en ce qui concerne la prestation de ces services, à la réalisation de ces conditions.

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
ABCJ
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, établir ou supprimer des sièges d’exploitation par simple décision de l’organe d’administration” (deed in French)

deed of 28-08-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“1, avec ou sans limitation de durée” (deed in French)

deed of 28-08-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed

deed of 28-08-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 16:00

deed of 28-08-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Exercice des droits accordés aux actionnaires, indivisibilité des titres” (deed in French)
Other provision: “Gestion journalière, un ou plusieurs membres portant titre d’administrateur-délégué ou un ou plusieurs directeurs” (deed in French)
Other provision: “Admission à l’assemblée générale, droits afférents ne peuvent pas être suspendus” (deed in French)
Other provision: “Délibérations, majorité des voix quel que soit nombre de titres représentés” (deed in French)
Other provision: “Répartition-réserves, assemblée générale sur proposition de l’organe d’administration” (deed in French)
Liquidation distribution: “Après apurement dettes,charges,frais ou consignation montants nécessaires, actif net réparti entre actionnaires en proportion de leurs…” (deed in French)
1 more provision in the deed, see the deed of 28-08-2023

deed of 28-08-2023