ABCIS BIS
ActiveSummary
The annual accounts of ABCIS BIS for fiscal year 2025 show a net loss of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €16,027 and a net result of -€16,305. Equity is shrinking by ~15.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 8% of 12829 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-16
Solvency29▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.31 against 0.5 in 2024; short-term debt: 25% and cash: 0.1% of total assets), and 96.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
-3.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12829 sector peers (2025).
NBB · sector comparisonPosition among 12829 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
11 d early
2023
3 d early
2022
3 d early
2021
7 d early
2020
27 d early
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€16,027▼ 50.4%
2024 · €32,332
Total assets
€431,492▼ 0.7%
2024 · €434,345
Net result
-€16,305
2024 · €2,834
Working capital
-€73,985▼ 44.4%
2024 · -€51,225
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,769€11,037▲ 524%-€19,484€18,728-€5,220
Net result-€9,282below the sector's middle half▲ 22.9%€521below the sector's middle half-€25,272below the sector's middle half€2,834below the sector's middle half-€16,305below the sector's middle half
Equity€54,250below the sector's middle half▼ 14.6%€54,771within the sector's middle half▲ 1.0%€29,498below the sector's middle half▼ 46.1%€32,332below the sector's middle half▲ 9.6%€16,027below the sector's middle half▼ 50.4%
Total assets€503,738below the sector's middle half▼ 4.2%€479,305within the sector's middle half▼ 4.9%€444,618within the sector's middle half▼ 7.2%€434,345within the sector's middle half▼ 2.3%€431,492within the sector's middle half▼ 0.7%
Debt€449,488▼ 2.7%€424,534▼ 5.6%€415,120▼ 2.2%€402,013▼ 3.2%€415,465▲ 3.3%
Working capital-€100,319below the sector's middle half▲ 4.6%€12,574within the sector's middle half-€11,467below the sector's middle half-€51,225below the sector's middle half▼ 347%-€73,985below the sector's middle half▼ 44.4%
Solvency10.8%below the sector's middle half▼ 1.3pp11.4%below the sector's middle half▲ 0.7pp6.6%below the sector's middle half▼ 4.8pp7.4%below the sector's middle half▲ 0.8pp3.7%below the sector's middle half▼ 3.7pp
Current ratio0.50below the sector's middle half▲ 0.051.15below the sector's middle half▲ 0.650.86below the sector's middle half▼ 0.290.50below the sector's middle half▼ 0.360.31below the sector's middle half▼ 0.18
Return on assets (ROA)-1.8%below the sector's middle half▲ 0.4pp0.1%below the sector's middle half▲ 2.0pp-5.7%below the sector's middle half▼ 5.8pp0.7%below the sector's middle half▲ 6.3pp-3.8%below the sector's middle half▼ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,220 after €18,728 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €431,492
Fixed assets
€397,659 ▲ 3.7%
Current assets
€33,833 ▼ 33.6%
Equity and liabilities €431,492
Equity
€16,027 ▼ 50.4%
Debt
€415,465 ▲ 3.3%
Debt's share of the balance-sheet total rises from 92.6% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32,739▼
2024 · €63,880
Cash flow
€21,654▼
2024 · €47,986
Quick ratio
0.25▼
2024 · 0.34
Debt to equity
25.92▲
2024 · 12.43
ROE
-101.7%▼
2024 · 8.8%
Interest coverage
2.80▼
2024 · 4.02
Debt ≤ 1 year
€107,818▲
2024 · €102,157
Debt > 1 year
€307,142▲
2024 · €299,467
Income taxes
€152▼
2024 · €480
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 974 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a small loss
2.3%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €89,050 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,599 | €35,156 | €38,125 | €45,152 | €37,959 | ▼ 15.9% |
| Other operating charges640/8 | €3,501 | €3,462 | €4,136 | €3,670 | €3,838 | ▲ 4.6% |
| Non-recurring operating charges66A | - | - | - | - | €10,026 | - |
| Gross operating margin9900 | €54,869 | €49,655 | €22,777 | €67,550 | €46,603 | ▼ 31.0% |
| Operating profit (loss)9901 | €1,769 | €11,037 | -€19,484 | €18,728 | -€5,220 | ▼ 128% |
| Financial income75/76B | €264 | €158 | €6,748 | €460 | €746 | ▲ 62.2% |
| Recurring financial income75 | €264 | €158 | €6,748 | €460 | €746 | ▲ 62.2% |
| Financial charges65/66B | €10,639 | €9,026 | €12,309 | €15,874 | €11,679 | ▼ 26.4% |
| Recurring financial charges65 | €10,639 | €9,026 | €12,309 | €15,874 | €11,679 | ▼ 26.4% |
| Profit (loss) for the period before taxes9903 | -€8,606 | €2,169 | -€25,045 | €3,314 | -€16,153 | ▼ 587% |
| Income taxes67/77 | €676 | €1,648 | €227 | €480 | €152 | ▼ 68.3% |
| Profit (loss) for the period9904 | -€9,282 | €521 | -€25,272 | €2,834 | -€16,305 | ▼ 675% |
| Profit (loss) for the period to be appropriated9905 | -€9,282 | €521 | -€25,272 | €2,834 | -€16,305 | ▼ 675% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €503,738 | €479,305 | €444,618 | €434,345 | €431,492 | ▼ 0.7% |
| Fixed assets21/28 | €405,190 | €380,808 | €376,503 | €383,413 | €397,659 | ▲ 3.7% |
| Tangible fixed assets22/27 | €405,190 | €380,808 | €376,503 | €383,413 | €397,659 | ▲ 3.7% |
| Land and buildings22 | €355,457 | €339,637 | €316,566 | €291,095 | €269,224 | ▼ 7.5% |
| Plant, machinery and equipment23 | €17,934 | €14,667 | €11,448 | €58,192 | €55,311 | ▼ 5.0% |
| Furniture and vehicles24 | €31,799 | €26,504 | €48,489 | €34,126 | €73,124 | ▲ 114% |
| Current assets29/58 | €98,548 | €98,497 | €68,115 | €50,932 | €33,833 | ▼ 33.6% |
| Stocks and contracts in progress3 | €26,500 | €15,400 | €20,500 | €16,000 | €7,000 | ▼ 56.3% |
| Contracts in progress37 | €26,500 | €15,400 | €20,500 | €16,000 | €7,000 | ▼ 56.3% |
| Amounts receivable within one year40/41 | €24,361 | €52,650 | €40,133 | €28,566 | €18,752 | ▼ 34.4% |
| Trade receivables40 | €24,361 | €50,372 | €39,570 | €21,482 | €18,748 | ▼ 12.7% |
| Other amounts receivable41 | - | €2,278 | €563 | €7,084 | €4 | ▼ 99.9% |
| Cash at bank and in hand54/58 | €42,730 | €20,422 | €375 | - | €540 | - |
| Deferred charges and accrued income490/1 | €4,957 | €10,025 | €7,107 | €6,366 | €7,541 | ▲ 18.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €503,738 | €479,305 | €444,618 | €434,345 | €431,492 | ▼ 0.7% |
| Equity10/15 | €54,250 | €54,771 | €29,498 | €32,332 | €16,027 | ▼ 50.4% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €64,711 | €64,711 | €64,711 | €64,711 | €64,711 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | €1,850 | €1,850 | €1,850 | €1,850 | €1,850 | = |
| Distributable reserves133 | €60,861 | €60,861 | €60,861 | €60,861 | €60,861 | = |
| Profit (loss) carried forward14 | -€30,461 | -€29,940 | -€55,213 | -€52,379 | -€68,684 | ▼ 31.1% |
| Amounts payable17/49 | €449,488 | €424,534 | €415,120 | €402,013 | €415,465 | ▲ 3.3% |
| Amounts payable after more than one year17 | €250,621 | €338,061 | €334,706 | €299,467 | €307,142 | ▲ 2.6% |
| Financial debts170/4 | €250,621 | €338,061 | €334,706 | €299,467 | €307,142 | ▲ 2.6% |
| Amounts payable within one year42/48 | €198,867 | €85,923 | €79,582 | €102,157 | €107,818 | ▲ 5.5% |
| Current portion of amounts payable after more than one year42 | €22,301 | €30,161 | €38,185 | €35,240 | €39,776 | ▲ 12.9% |
| Financial debts43 | €132,471 | €2,218 | €18,726 | €13,183 | €25,472 | ▲ 93.2% |
| Credit institutions430/8 | €132,471 | €2,218 | €18,726 | €13,183 | €25,472 | ▲ 93.2% |
| Trade debts44 | €5,558 | €5,840 | €1,381 | €2,292 | €594 | ▼ 74.1% |
| Suppliers440/4 | €5,558 | €5,840 | €1,381 | €2,292 | €594 | ▼ 74.1% |
| Taxes, remuneration and social security45 | €7,590 | €4,643 | €857 | €480 | €14,009 | ▲ 2,819% |
| Taxes450/3 | €7,590 | €4,643 | €857 | €480 | €14,009 | ▲ 2,819% |
| Other amounts payable47/48 | €30,947 | €43,061 | €20,433 | €50,962 | €27,967 | ▼ 45.1% |
| Accrued charges and deferred income492/3 | - | €550 | €832 | €389 | €505 | ▲ 29.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,282 | €521 | -€25,272 | €2,834 | -€16,305 | ▼ 675% |
| + Depreciation and write-downs630 | €49,599 | €35,156 | €38,125 | €45,152 | €37,959 | ▼ 15.9% |
| Operating cash flow (approximation) | €40,317 | €35,677 | €12,853 | €47,986 | €21,654 | ▼ 54.9% |
| Investment in fixed assets (approximation) | - | -€10,774 | -€33,820 | -€52,062 | -€52,205 | ▼ 0.3% |
| Change in cash | - | -€22,308 | -€20,047 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2,834
Net result €2,834 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€25,272
Net result drops to -€25,272, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €521
Net result €521 after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.50 to 1.15; short-term debt falls from €198,867 to €85,923.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2006
Ground area
928 m²
Building footprint
248 m²
Volume, LiDAR
1,722 m³
Parcel 73048E0236/00L000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABCIS BIS
since 20062.355.332.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0236/00L000 | Flanders | 928 m² | 1 · 248 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 671 EUR awarded · 849 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 168 EUR | 168 EUR |
| 2024 | 1 | 108 EUR | 108 EUR |
| 2023 | 1 | 335 EUR | 513 EUR |
| 2022 | 1 | 60 EUR | 60 EUR |
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 3,997 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2006
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881906776
Registered
18-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.