Summary
ABCDH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €708,642 and a net result of €484,215. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 5565 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
38 d early
2023
43 d early
2022
15 d early
2021
41 d early
2020
27 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€708,642▲ 66.4%
2024 · €425,847
Net result
€484,215▲ 837%
2024 · €51,703
Total assets
€999,795▲ 77.7%
2024 · €562,694
Solvency
70.9%▼ 4.8pp
2024 · 75.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€120,912▲ 54.8%€140,206▲ 16.0%€186,472▲ 33.0%€158,031▼ 15.3%€166,991▲ 5.7%
Net result€204,635above the sector's middle half▲ 899%€59,541within the sector's middle half▼ 70.9%€80,489within the sector's middle half▲ 35.2%€51,703within the sector's middle half▼ 35.8%€484,215above the sector's middle half▲ 837%
Equity€302,824within the sector's middle half▲ 141%€328,001within the sector's middle half▲ 8.3%€403,115within the sector's middle half▲ 22.9%€425,847within the sector's middle half▲ 5.6%€708,642within the sector's middle half▲ 66.4%
Total assets€414,514within the sector's middle half▲ 111%€458,228within the sector's middle half▲ 10.5%€493,718within the sector's middle half▲ 7.7%€562,694below the sector's middle half▲ 14.0%€999,795within the sector's middle half▲ 77.7%
Debt€55,150▲ 51.7%€68,394▲ 24.0%€28,378▼ 58.5%€82,771▲ 192%€210,800▲ 155%
Working capital€249,222▲ 2,953%€185,940▼ 25.4%€201,803▲ 8.5%€37,156▼ 81.6%€318,567▲ 757%
Solvency73.1%within the sector's middle half▲ 9.3pp71.6%within the sector's middle half▼ 1.5pp81.6%above the sector's middle half▲ 10.1pp75.7%within the sector's middle half▼ 6.0pp70.9%within the sector's middle half▼ 4.8pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €999,795
Fixed assets
€472,928 ▲ 6.5%
Current assets
€526,867 ▲ 345%
Equity and liabilities €999,795
Equity
€708,642 ▲ 66.4%
Provisions
€80,353 ▲ 48.6%
Debt
€210,800 ▲ 155%
Debt's share of the balance-sheet total rises from 14.7% to 21.1%. Equity and debt are higher.
Key figures and ratios
ROE
68.3%▲
2024 · 12.1%
ROA
48.4%▲
2024 · 9.2%
Debt ≤ 1 year
€208,300▲
2024 · €81,271
Income taxes
€81,462▲
2024 · €35,726
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,923 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,004 | €21,535 | €48,488 | €34,869 | €32,448 | ▼ 6.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €5,293 | €392 | -€8,150 | €26,277 | ▲ 422% |
| Other operating charges640/8 | - | €2,876 | €2,526 | €12,439 | €6,783 | ▼ 45.5% |
| Non-recurring operating charges66A | - | - | €5,000 | €0 | - | - |
| Gross operating margin9900 | €186,611 | €169,909 | €242,877 | €197,189 | €232,499 | ▲ 17.9% |
| Operating profit (loss)9901 | €120,912 | €140,206 | €186,472 | €158,031 | €166,991 | ▲ 5.7% |
| Financial income75/76B | - | €18 | €215 | €1,547 | €452,286 | ▲ 29,144% |
| Recurring financial income75 | €171,823 | €18 | €215 | €1,547 | €452,286 | ▲ 29,144% |
| Financial charges65/66B | - | €50,207 | €67,483 | €72,149 | €53,599 | ▼ 25.7% |
| Recurring financial charges65 | €42,661 | €50,207 | €67,483 | €72,149 | €53,599 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | €250,075 | €90,017 | €119,204 | €87,428 | €565,677 | ▲ 547% |
| Income taxes67/77 | €45,440 | €30,476 | €38,715 | €35,726 | €81,462 | ▲ 128% |
| Profit (loss) for the period9904 | €204,635 | €59,541 | €80,489 | €51,703 | €484,215 | ▲ 837% |
| Profit (loss) for the period to be appropriated9905 | €204,635 | €59,541 | €80,489 | €51,703 | €484,215 | ▲ 837% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €414,514 | €458,228 | €493,718 | €562,694 | €999,795 | ▲ 77.7% |
| Fixed assets21/28 | €111,643 | €205,394 | €265,038 | €444,267 | €472,928 | ▲ 6.5% |
| Tangible fixed assets22/27 | €111,642 | €205,393 | €265,037 | €444,266 | €472,927 | ▲ 6.5% |
| Plant, machinery and equipment23 | - | €647 | €323 | €18,370 | €16,303 | ▼ 11.3% |
| Furniture and vehicles24 | - | €104,477 | €113,001 | €99,707 | €81,841 | ▼ 17.9% |
| Other tangible fixed assets26 | - | €100,269 | €151,712 | €326,188 | €374,782 | ▲ 14.9% |
| Financial fixed assets28 | €1 | €1 | €1 | €2 | €2 | = |
| Current assets29/58 | €302,871 | €252,834 | €228,680 | €118,427 | €526,867 | ▲ 345% |
| Amounts receivable within one year40/41 | €189,277 | €187,629 | €185,516 | €77,681 | €44,252 | ▼ 43.0% |
| Trade receivables40 | - | €6,756 | €7,588 | €32,320 | €24,936 | ▼ 22.8% |
| Other amounts receivable41 | - | €180,874 | €177,928 | €45,361 | €19,316 | ▼ 57.4% |
| Cash at bank and in hand54/58 | €105,756 | €59,990 | €35,370 | €38,694 | €481,190 | ▲ 1,144% |
| Deferred charges and accrued income490/1 | - | €5,215 | €7,793 | €2,052 | €1,425 | ▼ 30.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €414,514 | €458,228 | €493,718 | €562,694 | €999,795 | ▲ 77.7% |
| Equity10/15 | €302,824 | €328,001 | €403,115 | €425,847 | €708,642 | ▲ 66.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €295,680 | €320,857 | €395,971 | €418,703 | €702,442 | ▲ 67.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €318,997 | €394,111 | €418,703 | €702,442 | ▲ 67.8% |
| Profit (loss) carried forward14 | €944 | €944 | €944 | €944 | €0 | ▼ 100% |
| Provisions and deferred taxes16 | €56,541 | €61,834 | €62,226 | €54,076 | €80,353 | ▲ 48.6% |
| Provisions for liabilities and charges160/5 | - | €61,834 | €62,226 | €54,076 | €80,353 | ▲ 48.6% |
| Other liabilities and charges164/5 | - | €61,834 | €62,226 | €54,076 | €80,353 | ▲ 48.6% |
| Amounts payable17/49 | €55,150 | €68,394 | €28,378 | €82,771 | €210,800 | ▲ 155% |
| Amounts payable within one year42/48 | €53,650 | €66,894 | €26,878 | €81,271 | €208,300 | ▲ 156% |
| Trade debts44 | €950 | €3,037 | €0 | €26,068 | €464 | ▼ 98.2% |
| Suppliers440/4 | - | €3,037 | €0 | €26,068 | €464 | ▼ 98.2% |
| Taxes, remuneration and social security45 | - | €28,581 | €21,503 | €26,233 | €6,416 | ▼ 75.5% |
| Taxes450/3 | - | €28,581 | €21,503 | €26,233 | €6,416 | ▼ 75.5% |
| Other amounts payable47/48 | - | €35,275 | €5,375 | €28,970 | €201,420 | ▲ 595% |
| Accrued charges and deferred income492/3 | - | €1,500 | €1,500 | €1,500 | €2,500 | ▲ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €204,635 | €59,541 | €80,489 | €51,703 | €484,215 | ▲ 837% |
| + Depreciation and write-downs630 | €20,004 | €21,535 | €48,488 | €34,869 | €32,448 | ▼ 6.9% |
| Operating cash flow (approximation) | €224,638 | €81,075 | €128,976 | €86,572 | €516,663 | ▲ 497% |
| Investment in fixed assets (approximation) | - | -€115,286 | -€108,131 | -€214,098 | -€61,109 | ▲ 71.5% |
| Change in cash | - | -€45,767 | -€24,619 | €3,323 | €442,496 | ▲ 13,215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
06-11
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
30-06
Financial
Highest result since 2019net €484,215 ▲837%
Net result €484,215, the highest in the series.
30-06
Financial
Equity above €500,000Eq €708,642 ▲66.4%
7 profitable years in a row build equity to €708,642.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 8.51
Current ratio from 3.78 to 8.51; short-term debt falls from €66,894 to €26,878.
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity times 5current ratio 5.65
Current ratio from 1.23 to 5.65.
30-06
Financial
Equity above €200,000Eq €302,824 ▲141%
3 profitable years in a row build equity to €302,824.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-06
Financial
Weakest financial yearnet €20,476 ▼29.3%
Net result drops to €20,476, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2009
Ground area
2,037 m²
Building footprint
453 m²
Volume, LiDAR
2,436 m³
2 parcels, Brussels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ABCDH
since 20092.176.237.065
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0035/00V016 | Flanders | 1,841 m² | 1 · 364 m² | 14.4 m · 1 fl. |
| 21362B0109/00D005 | Brussels | 196 m² | 1 · 89 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
Owners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
30%
According to the annual accounts to 30-06-2025 of ABCDH and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
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Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
5493000MJP2E1S6O8L51
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,314 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2009
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
65200Insurance, reinsurance and pension funding, except compulsory social security
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809070169
Also
9925:BE0809070169
Registered
16-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.