ABCD COMPANY
ActiveSummary
The computed 12-month bankruptcy probability of ABCD COMPANY is 2.0% (moderate). The 2024 annual accounts show equity of €211k and a net result of €143k. Equity is growing by ~103.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+9
Growth81=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 2.91 in 2023; short-term debt: 22.7% and cash: 2% of total assets), and 22.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.3%
Return on assets
52.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
47 d early
2022
141 d late
2021
91 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€109k▲ 45.7%
2022 · €75k
2020: €69k
2021: €77k
2022: €75k
2020 → 2023
EBIT margin
56.3%▲ 23.7pp
2022 · 32.5%
2020: 0.1%
2021: 12.9%
2022: 32.5%
2020 → 2023
Net result
€143k▲ 181%
2023 · €51k
2020: €-1
2021: €7k
2022: €19k
2023: €51k
2020 → 2024
Working capital
€211k▲ 211%
2023 · €68k
2020: €5k
2021: €13k
2022: €31k
2023: €68k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€69k-€77k▲ 11.5%€75k▼ 3.5%€109k▲ 45.7%
Equity€11k-€18k▲ 68.0%€32k▲ 79.3%€68k▲ 113%€211k▲ 211%
Operating result€65-€10k▲ 15,252%€24k▲ 143%€61k▲ 152%€181k▲ 196%
Net result€-1-€7k€19k▲ 165%€51k▲ 167%€143k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 196% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €273k
Equity
€211k ▲ 211%
Debt
€62k ▲ 75.0%
Debt's share of the balance-sheet total falls from 34.3% to 22.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
4.41▲
2023 · 2.91
Debt to equity
0.29▼
2023 · 0.52
ROE
67.9%▼
2023 · 75.1%
ROA
52.5%▲
2023 · 49.3%
Debt ≤ 1 year
€62k▲
2023 · €35k
Income taxes
€48k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€103k€273k▲
Current assets29/58€103k€273k▲
Amounts receivable within one year40/41€94k€268k▲
Trade receivables40€10k-
Other amounts receivable41€85k€268k▲
Cash at bank and in hand54/58€5k€5k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€103k€273k▲
Equity10/15€68k€211k▲
Contributions10/11€11k€11k=
Profit (loss) carried forward14€57k€201k▲
Amounts payable17/49€35k€62k▲
Amounts payable within one year42/48€35k€62k▲
Trade debts44€6k-
Suppliers440/4€2k-
Bills of exchange payable441€4k-
Taxes, remuneration and social security45€14k€62k▲
Taxes450/3€14k€62k▲
Other amounts payable47/48€15k-
Income statement
Code20232024
Turnover70€109k-
Goods, raw materials, services and sundry goods60/61€49k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Gross operating margin9900€63k€181k▲
Operating profit (loss)9901€61k€181k▲
Financial income75/76B€1€11k▲
Recurring financial income75€1€11k▲
Financial charges65/66B€346€637▲
Recurring financial charges65€346€637▲
Profit (loss) for the period before taxes9903€61k€191k▲
Income taxes67/77€10k€48k▲
Profit (loss) for the period9904€51k€143k▲
Profit (loss) for the period to be appropriated9905€51k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€201k▲
Profit (loss) brought forward from the previous period14P€21k€57k▲
Profit to be distributed694/7€15k-
Directors or managers695€15k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €143k ▲181%
Operating result €181k, net result €143k, both a record.
31-12
Financial
Equity above €200kEq €211k ▲211%
4 profitable years in a row build equity to €211k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,695 m²
Building footprint
651 m²
Volume, LiDAR
8,651 m³
2 parcels, Flanders · tallest building 22.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Dennenlaan 32, 1600 Sint-Pieters-Leeuw
since 20202.301.165.048
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0399/00M025 | Flanders | 1,424 m² | 1 · 561 m² | 22.0 m · 5 fl. |
| 23582E0675/00L003 | Flanders | 271 m² | 1 · 89 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PRISO
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Beringen · Eq €207,863
ISO EMRY
BE 0502.313.411
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SOETAERS
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Alken · Eq €207,379
Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 967 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
43310Plastering work
43320Joinery installation
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.