ABCA
ActiveSummary
The annual accounts of ABCA for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €80k and a net result of €-85k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 27965 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.98 against 3.15 in 2024; short-term debt: 28% and cash: 3% of total assets), but 58.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
-44.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-85k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
56 d late
2022
31 d early
2021
29 d late
2020
41 d late
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€80k▼ 51.4%
2024 · €165k
Total assets
€191k▼ 37.9%
2024 · €308k
Net result
€-85k▼ 73.9%
2024 · €-49k
Working capital
€52k▼ 60.0%
2024 · €131k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-38k▼ 198%€128k€150k▲ 16.4%€-51k€-82k▼ 60.8%
Net result€-41k▼ 239%€97k€123k▲ 27.5%€-49k€-85k▼ 73.9%
Equity€-6k€90k€213k▲ 137%€165k▼ 22.8%€80k▼ 51.4%
Total assets€177k▼ 20.1%€175k▼ 0.8%€330k▲ 88.0%€308k▼ 6.7%€191k▼ 37.9%
Debt€183k▼ 1.6%€85k▼ 53.5%€116k▲ 36.7%€143k▲ 22.9%€111k▼ 22.4%
Working capital€-33k€59k€128k▲ 117%€131k▲ 2.6%€52k▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €82k in 2025 against €51k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€85k ▼ 26.6%
Current assets
€106k ▼ 44.8%
Equity and liabilities €191k
Equity
€80k ▼ 51.4%
Debt
€111k ▼ 22.4%
Debt's share of the balance-sheet total rises from 46.5% to 58.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-50k▼
2024 · €-21k
Cash flow
€-53k▼
2024 · €-18k
Current ratio
1.98▼
2024 · 3.15
Debt to equity
1.39▲
2024 · 0.87
ROE
-105.9%▼
2024 · -29.6%
ROA
-44.3%▼
2024 · -15.8%
Interest coverage
-6.48▼
2024 · -2.61
Debt ≤ 1 year
€54k▼
2024 · €61k
Debt > 1 year
€57k▼
2024 · €82k
Income taxes
€0▼
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €26k | €22k | €30k | €32k | ▲ 5.2% |
| Other operating charges640/8 | €8k | €6k | €2k | €2k | €2k | ▲ 20.0% |
| Gross operating margin9900 | €-5k | €160k | €174k | €-19k | €-48k | ▼ 151% |
| Operating profit (loss)9901 | €-38k | €128k | €150k | €-51k | €-82k | ▼ 60.8% |
| Financial income75/76B | €5k | €5k | €7k | €10k | €5k | ▼ 51.1% |
| Recurring financial income75 | €5k | €5k | €7k | €10k | €5k | ▼ 51.1% |
| Financial charges65/66B | €9k | €9k | €7k | €8k | €8k | ▼ 2.5% |
| Recurring financial charges65 | €9k | €9k | €7k | €8k | €8k | ▼ 2.5% |
| Profit (loss) for the period before taxes9903 | €-41k | €125k | €149k | €-49k | €-85k | ▼ 74.4% |
| Income taxes67/77 | €0 | €28k | €26k | €163 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €-41k | €97k | €123k | €-49k | €-85k | ▼ 73.9% |
| Profit (loss) for the period to be appropriated9905 | €-41k | €97k | €123k | €-49k | €-85k | ▼ 73.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €177k | €175k | €330k | €308k | €191k | ▼ 37.9% |
| Fixed assets21/28 | €51k | €35k | €86k | €116k | €85k | ▼ 26.6% |
| Tangible fixed assets22/27 | €51k | €35k | €86k | €116k | €85k | ▼ 26.6% |
| Land and buildings22 | €6k | €2k | €0 | - | - | - |
| Plant, machinery and equipment23 | €12k | €7k | €4k | €4k | €2k | ▼ 50.4% |
| Furniture and vehicles24 | €19k | €20k | €81k | €112k | €83k | ▼ 25.8% |
| Other tangible fixed assets26 | €15k | €6k | €0 | - | - | - |
| Current assets29/58 | €126k | €140k | €244k | €192k | €106k | ▼ 44.8% |
| Stocks and contracts in progress3 | €1k | €0 | - | - | - | - |
| Stocks30/36 | €1k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €118k | €132k | €236k | €188k | €100k | ▼ 46.7% |
| Trade receivables40 | €38k | €54k | €52k | €32k | €28k | ▼ 11.5% |
| Other amounts receivable41 | €81k | €78k | €184k | €156k | €72k | ▼ 54.0% |
| Current investments50/53 | €250 | €250 | €250 | €250 | €250 | = |
| Cash at bank and in hand54/58 | €6k | €8k | €8k | €4k | €6k | ▲ 44.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €177k | €175k | €330k | €308k | €191k | ▼ 37.9% |
| Equity10/15 | €-6k | €90k | €213k | €165k | €80k | ▼ 51.4% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €16k | €16k | €16k | €16k | €16k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | €14k | €14k | €14k | €14k | €14k | = |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-35k | €62k | €185k | €136k | €51k | ▼ 62.2% |
| Amounts payable17/49 | €183k | €85k | €116k | €143k | €111k | ▼ 22.4% |
| Amounts payable after more than one year17 | €24k | €4k | €0 | €82k | €57k | ▼ 30.1% |
| Financial debts170/4 | €24k | €4k | €0 | €82k | €57k | ▼ 30.1% |
| Amounts payable within one year42/48 | €159k | €82k | €116k | €61k | €54k | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | €33k | €21k | €4k | €23k | €25k | ▲ 5.7% |
| Financial debts43 | €45k | €39k | €17k | €11k | €20k | ▲ 72.6% |
| Credit institutions430/8 | €45k | €39k | €17k | €11k | €20k | ▲ 72.6% |
| Trade debts44 | €576 | €807 | €67k | €132 | €9k | ▲ 6,924% |
| Suppliers440/4 | €576 | €807 | €67k | €132 | €9k | ▲ 6,924% |
| Advances received on contracts in progress46 | €80k | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €21k | €29k | €26k | €0 | ▼ 100% |
| Taxes450/3 | - | €19k | €26k | €26k | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €2k | €3k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-41k | €97k | €123k | €-49k | €-85k | ▼ 73.9% |
| + Depreciation and write-downs630 | €24k | €26k | €22k | €30k | €32k | ▲ 5.2% |
| Operating cash flow (approximation) | €-17k | €122k | €145k | €-18k | €-53k | ▼ 186% |
| Investment in fixed assets (approximation) | - | €-10k | €-72k | €-60k | €-1k | ▲ 98.2% |
| Change in cash | - | €3k | €-173 | €-4k | €2k | ▲ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Highest result since 2018net €123k ▲27.5%
Operating result €150k, net result €123k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲137%
2 profitable years in a row build equity to €213k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €97k
Net result €97k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.72
Current ratio from 0.79 to 1.72; short-term debt falls from €159k to €82k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 2 establishment units since 2001
Ground area
1.5 ha
Building footprint
262 m²
Volume, LiDAR
1,263 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Tibri
since 20012.101.206.179
Tibri
since 20092.176.387.317
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026D0621/00D000 | Flanders | 1.1 ha | 1 · 63 m² | 5.5 m · 2 fl. |
| 31025F0546/00C000 | Flanders | 3,785 m² | 1 · 198 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 4,094 companies in sector 43240 we hold annual accounts for 1,634. 1,374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-11-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.