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ABC RETAIL

Active
Private limited company (pre-2019)founded 201015 yrs activeJachtlaan 133-135, 1040 Etterbeek, BelgiumKBO/BCE: BE 0831.789.450
Summary

The computed 12-month bankruptcy probability of ABC RETAIL is 1.9% (moderate). The 2025 annual accounts show equity of €94,038 and a net result of -€875. Equity remains stable across the filed fiscal years (±0.9% per year). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability35=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 60.56 against 68.65 in 2024; short-term debt: 1.7% and cash: 0.6% of total assets), and 1.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
396 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 83 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ABC RETAIL was incorporated on 10 December 2010.1 Total assets fell from EUR 183,902 in 2018 to EUR 95,617 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€94,038▼ 0.9%
2024 · €94,913
Total assets
€95,617▼ 0.7%
2024 · €96,316
Net result
-€875▲ 11.0%
2024 · -€983
Working capital
€94,038▼ 0.9%
2024 · €94,913
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,105▼ 120%-€777▲ 29.7%€360-€983-€875▲ 11.0%
Net result-€1,105▼ 65.6%-€881▲ 20.3%€360-€983-€875▲ 11.0%
Equity€96,417▼ 1.1%€95,536▼ 0.9%€95,896▲ 0.4%€94,913▼ 1.0%€94,038▼ 0.9%
Total assets€164,210▼ 3.7%€164,256=€96,316▼ 41.4%€96,316=€95,617▼ 0.7%
Debt€67,793▼ 7.1%€68,720▲ 1.4%€420▼ 99.4%€1,403▲ 234%€1,579▲ 12.5%
Working capital€96,417▼ 1.1%€95,536▼ 0.9%€95,896▲ 0.4%€94,913▼ 1.0%€94,038▼ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1,500-€1,000-€500€0€500Operating result 2021: -€1,105-€1,105Net result 2021: -€1,105-€1,105Operating result 2022: -€777-€777Net result 2022: -€881-€881Operating result 2023: €360€360Net result 2023: €360€360Operating result 2024: -€983-€983Net result 2024: -€983-€983Operating result 2025: -€875-€875Net result 2025: -€875-€87520212022202320242025-€1,000-€500€0€500Operating result 2023: €360€360Net result 2023: €360€360Operating result 2024: -€983-€983Net result 2024: -€983-€983Operating result 2025: -€875-€875Net result 2025: -€875-€875202320242025
The operating result stays negative: a loss of €875 in 2025 against €983 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95,617
Equity €94,038 ▼ 0.9%
Debt €1,579 ▲ 12.5%
Debt's share of the balance-sheet total rises from 1.5% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
60.56▼
2024 · 68.65
Debt to equity
0.02▲
2024 · 0.01
ROE
-0.9%▲
2024 · -1.0%
ROA
-0.9%▲
2024 · -1.0%
Debt ≤ 1 year
€1,579▲
2024 · €1,403
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€96,316€95,617▼
Current assets29/58€96,316€95,617▼
Amounts receivable after more than one year29€95,460€94,760▼
Other amounts receivable291€95,460€94,760▼
Amounts receivable within one year40/41€294€294=
Other amounts receivable41€294€294=
Cash at bank and in hand54/58€562€563▲
Equity and liabilities
Total equity and liabilities10/49€96,316€95,617▼
Equity10/15€94,913€94,038▼
Contributions10/11€6,400€6,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€86,653€85,778▼
Amounts payable17/49€1,403€1,579▲
Amounts payable within one year42/48€1,403€1,579▲
Trade debts44€1,403€1,579▲
Suppliers440/4€1,403€1,579▲
Income statement Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900-€596-€475▲
Operating profit (loss)9901-€983-€875▲
Profit (loss) for the period before taxes9903-€983-€875▲
Profit (loss) for the period9904-€983-€875▲
Profit (loss) for the period to be appropriated9905-€983-€875▲
Appropriation of the result
Profit (loss) to be appropriated9906€86,653€85,778▼
Profit (loss) brought forward from the previous period14P€87,636€86,653▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€470€57-€387€400▲ 3.4%
Gross operating margin9900-€635-€720€360-€596-€475▲ 20.3%
Operating profit (loss)9901-€1,105-€777€360-€983-€875▲ 11.0%
Financial charges65/66B-€104----
Recurring financial charges65-€104----
Profit (loss) for the period before taxes9903-€1,105-€881€360-€983-€875▲ 11.0%
Profit (loss) for the period9904-€1,105-€881€360-€983-€875▲ 11.0%
Profit (loss) for the period to be appropriated9905-€1,105-€881€360-€983-€875▲ 11.0%
Line20212022202320242025Change
Assets
Total assets20/58€164,210€164,256€96,316€96,316€95,617▼ 0.7%
Current assets29/58€164,210€164,256€96,316€96,316€95,617▼ 0.7%
Amounts receivable after more than one year29€95,052€94,952€95,460€95,460€94,760▼ 0.7%
Other amounts receivable291€95,052€94,952€95,460€95,460€94,760▼ 0.7%
Amounts receivable within one year40/41€69,152€69,303€294€294€294=
Trade receivables40€68,726€68,726----
Other amounts receivable41€426€577€294€294€294=
Cash at bank and in hand54/58€6€1€562€562€563▲ 0.2%
Equity and liabilities
Total equity and liabilities10/49€164,210€164,256€96,316€96,316€95,617▼ 0.7%
Equity10/15€96,417€95,536€95,896€94,913€94,038▼ 0.9%
Contributions10/11€6,400€6,400€6,400€6,400€6,400=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€88,157€87,276€87,636€86,653€85,778▼ 1.0%
Amounts payable17/49€67,793€68,720€420€1,403€1,579▲ 12.5%
Amounts payable within one year42/48€67,793€68,720€420€1,403€1,579▲ 12.5%
Trade debts44€67,725€68,653€420€1,403€1,579▲ 12.5%
Suppliers440/4€67,725€68,653€420€1,403€1,579▲ 12.5%
Taxes, remuneration and social security45€68€67----
Taxes450/3€68€67----
Line20212022202320242025Change
Profit (loss) for the period9904-€1,105-€881€360-€983-€875▲ 11.0%
Operating cash flow (approximation)-€1,105-€881€360-€983-€875▲ 11.0%
Change in cash--€5€561€0€1-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Back to profitnet €360
Net result €360 after 5 loss-making years.
31-12
Financial Liquidity times 96current ratio 229.32
Current ratio from 2.39 to 229.32; short-term debt falls from €68,720 to €420.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 396 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
647 m²
Building footprint
216 m²
Volume, LiDAR
859 m³
2 parcels, Brussels, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ABC RETAIL
Daloensdelle 8, 3090 OverijseActivities of head offices; management consultancy activities
since 20102.195.869.271
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23546L0336/00H007 Flanders 572 m² 1 · 153 m² -
21364B0183/00H003 Brussels 75 m² 1 · 63 m² 17.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-12-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.