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ABBY COMMERCE

Active
Private limited companyfounded 2020active for 5 yearsLeuvensesteenweg 119, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0759.904.433
Summary

The computed 12-month bankruptcy probability of ABBY COMMERCE is 4.3% (elevated). The 2024 annual accounts show equity of €15,096 and a net result of €48,809. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 25,597 sector peers (NACE 47, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2 sites
Size
€128,910total assets 2024
Equity
€15,096
Profit
€48,809
Turnover not published (micro format)
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.3%
Structure
Accounts 76 days overdue0 of 2 deeds read
Why 49raises riskFigures for financial year 2024 (filed 28-07-2025)Founded in 20201 financial year not filed after the legal deadline2 establishment unitsShow the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 58% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 37+33
equity 11.7% of total assets
Liquidity 14+2
short-term debt 88.3% · cash 10.7%
Profitability 100+27
return on assets 37.9%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.3%▼ -0.1 percentage points vs 11-2024 01-2025: 2.2%▼ -0.1 percentage points vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 2.5%▲ +0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.2 percentage points vs 06-2025 08-2025: 2.0%▼ -0.7 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.1 percentage points vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.7%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: 1.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.7 percentage points vs 07-2026 09-2026: 2.9%▲ +0.2 percentage points vs 08-2026 10-2026: 4.3%▲ +1.4 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.1, compared with 0.8 in 2023, below the usual 1.5; short-term debt: 88.3% and cash: 10.7% of total assets), and 88.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 28% on solvency, 14% on liquidity, 96% on profitability and 95% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 28-07-2025)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline
NBB · filings
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
13 days early
2023
7 days late
2022
16 days late
2021
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 6 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Highest result from 2021 to 2024net €48,809 ▲731%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Positive: Among the best 12% on net resultsector median €4,542 · 25,572 companies €48,809 View
  • Total assets 20244 financial years filed €128,910 View

By topic

Financials

Financial year
2024
Total assets
€128,910
Profit
€48,809
Solvency
11.7%
Total assets▼ 19.1%
Net result
20212024
Go to Financials

Timeline

Events
7
Since
2022
  1. 31-12-2023Back to profit
  2. 16-08-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
17-12-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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