ABBIMMO
ActiveSummary
ABBIMMO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €39k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 49% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+64
Solvency53▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.47 in 2024; short-term debt: 34.2% and cash: 11% of total assets), and 71.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.3%
Return on assets
4.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
36 d early
2023
34 d early
2022
37 d early
2021
45 d early
2020
35 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€237k▲ 19.7%
2024 · €198k
2018: €89k
2019: €108k
2020: €140k
2021: €158k
2022: €236k
2023: €251k
2024: €198k
2018 → 2025
Total assets
€837k▲ 3.8%
2024 · €806k
2018: €702k
2019: €800k
2020: €753k
2021: €787k
2022: €827k
2023: €832k
2024: €806k
2018 → 2025
Net result
€39k
2024 · €-53k
2018: €11k
2019: €19k
2020: €32k
2021: €18k
2022: €77k
2023: €15k
2024: €-53k
2018 → 2025
Working capital
€-104k▲ 18.5%
2024 · €-128k
2018: €-87k
2019: €-159k
2020: €-148k
2021: €-158k
2022: €-80k
2023: €-36k
2024: €-128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€236k▲ 48.8%€251k▲ 6.5%€198k▼ 21.1%€237k▲ 19.7%
Operating result€43k-€136k▲ 217%€36k▼ 73.7%€-39k€56k
Net result€18k-€77k▲ 323%€15k▼ 80.2%€-53k€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €56k after a loss of €39k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €837k
Fixed assets
€655k ▼ 5.6%
Current assets
€182k ▲ 61.9%
Equity and liabilities €837k
Equity
€237k ▲ 19.7%
Debt
€599k ▼ 1.4%
Debt's share of the balance-sheet total falls from 75.4% to 71.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €-2k
Cash flow
€79k▲
2024 · €-17k
Current ratio
0.64▲
2024 · 0.47
Debt to equity
2.53▼
2024 · 3.07
ROE
16.4%▲
2024 · -26.7%
ROA
4.7%▲
2024 · -6.6%
Interest coverage
8.43▲
2024 · -0.17
Debt ≤ 1 year
€286k▲
2024 · €240k
Debt > 1 year
€314k▼
2024 · €368k
Income taxes
€10k▲
2024 · €2k
Staff costs
€49k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€806k€837k▲
Fixed assets21/28€693k€655k▼
Tangible fixed assets22/27€693k€655k▼
Land and buildings22€628k€603k▼
Plant, machinery and equipment23€733€609▼
Furniture and vehicles24€64k€51k▼
Current assets29/58€112k€182k▲
Amounts receivable within one year40/41€85k€88k▲
Trade receivables40€16k-
Other amounts receivable41€69k€88k▲
Cash at bank and in hand54/58€27k€92k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€806k€837k▲
Equity10/15€198k€237k▲
Contributions10/11€19k€19k=
Reserves13€232k€271k▲
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€232k€270k▲
Profit (loss) carried forward14€-53k€-53k=
Amounts payable17/49€608k€599k▼
Amounts payable after more than one year17€368k€314k▼
Financial debts170/4€368k€291k▼
Trade debts175-€22k
Amounts payable within one year42/48€240k€286k▲
Current portion of amounts payable after more than one year42€54k€54k▼
Financial debts43€63k€67k▲
Credit institutions430/8€63k€67k▲
Trade debts44€15k€10k▼
Suppliers440/4€15k€10k▼
Advances received on contracts in progress46-€99k
Taxes, remuneration and social security45€53k€32k▼
Taxes450/3€6k€25k▲
Remuneration and social security454/9€47k€7k▼
Other amounts payable47/48€55k€24k▼
Income statement
Code20242025
Remuneration, social security and pensions62€48k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€40k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€49k€148k▲
Operating profit (loss)9901€-39k€56k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€-50k€49k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€-53k€39k▲
Profit (loss) for the period to be appropriated9905€-53k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-14k▲
Profit (loss) brought forward from the previous period14P-€-53k
Transfer to equity691/2-€39k
To other reserves6921-€39k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-09
Financial
Equity above €200kEq €237k ▲19.7%
Equity rises from €198k to €237k.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-53k ▼445%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €77k ▲323%
Operating result €136k, net result €77k, both a record.
30-09
Financial
Equity above €200kEq €236k ▲48.8%
5 profitable years in a row build equity to €236k.
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €158k ▲13.1%
4 profitable years in a row build equity to €158k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100kEq €108k ▲21.7%
2 profitable years in a row build equity to €108k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkseweg 1538791 WaregemGround area
232 m²
Building footprint
114 m²
Volume, LiDAR
628 m³
Parcel 34006A0288/00E003, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ABBIMMO
since 20092.175.392.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0288/00E003 | Flanders | 232 m² | 1 · 114 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 735 EUR awarded · 735 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 735 EUR | 735 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2009
Fiscal year end30-09
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.