ABBI
ActiveSummary
ABBI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €16k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+20
Solvency83▼-17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 6.65 in 2024; short-term debt: 30% and cash: 32.8% of total assets), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
28.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
29 d early
2023
36 d early
2022
40 d early
2021
20 d early
2020
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 38.2%
2024 · €52k
2020: €10k
2021: €28k
2022: €41k
2023: €46k
2024: €52k
2020 → 2025
Total assets
€55k▼ 9.4%
2024 · €61k
2020: €27k
2021: €49k
2022: €55k
2023: €63k
2024: €61k
2020 → 2025
Net result
€16k▲ 192%
2024 · €5k
2020: €8k
2021: €18k
2022: €13k
2023: €5k
2024: €5k
2020 → 2025
Working capital
€39k▼ 24.9%
2024 · €51k
2020: €10k
2021: €28k
2022: €39k
2023: €45k
2024: €51k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€41k▲ 44.4%€46k▲ 12.9%€52k▲ 11.4%€32k▼ 38.2%
Operating result€25k-€16k▼ 34.2%€7k▼ 57.2%€6k▼ 14.2%€18k▲ 207%
Net result€18k-€13k▼ 31.4%€5k▼ 58.1%€5k▲ 0.3%€16k▲ 192%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 207% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €55k
Equity
€32k ▼ 38.2%
Debt
€23k ▲ 154%
Debt's share of the balance-sheet total rises from 15.0% to 42.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €7k
Cash flow
€16k▲
2024 · €6k
Current ratio
3.33▼
2024 · 6.65
Debt to equity
0.72▲
2024 · 0.18
ROE
48.6%▲
2024 · 10.3%
ROA
28.2%▲
2024 · 8.7%
Interest coverage
156.02▲
2024 · 55.19
Debt ≤ 1 year
€17k▲
2024 · €9k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€55k▼
Fixed assets21/28€360€0▼
Tangible fixed assets22/27€360€0▼
Furniture and vehicles24€220€0▼
Other tangible fixed assets26€140€0▼
Current assets29/58€60k€55k▼
Amounts receivable within one year40/41€44k€36k▼
Trade receivables40€3k€13k▲
Other amounts receivable41€41k€23k▼
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€61k€55k▼
Equity10/15€52k€32k▼
Contributions10/11€3k€3k=
Reserves13€49k€30k▼
Distributable reserves133€49k€30k▼
Amounts payable17/49€9k€23k▲
Amounts payable within one year42/48€9k€17k▲
Current portion of amounts payable after more than one year42€259-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€15k▲
Accrued charges and deferred income492/3-€7k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€360▼
Other operating charges640/8€845€1k▲
Gross operating margin9900€8k€20k▲
Operating profit (loss)9901€6k€18k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€128€120▼
Recurring financial charges65€128€120▼
Profit (loss) for the period before taxes9903€8k€21k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€5k€16k▲
Profit (loss) for the period to be appropriated9905€5k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€16k▲
Transfer to equity691/2€5k€16k▲
To other reserves6921€5k€16k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼58.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €18k ▲145%
Operating result €25k, net result €18k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processieweg 363550 Heusden-ZolderGround area
411 m²
Building footprint
105 m²
Volume, LiDAR
1 m³
Parcel 71502B0877/00W000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
ABBI
since 20202.298.933.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0877/00W000 | Flanders | 411 m² | 1 · 105 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 839 EUR awarded · 839 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 839 EUR | 839 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,295 companies in sector 74120 we hold annual accounts for 1,011. 877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.