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ABAY

Active
Private limited companyfounded 20206 years activeRaas van Gaverestraat 83, 9000 Gent, BelgiumKBO/BCE: BE 0746.440.536
Summary

ABAY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,942) and a net result of €102,015. Equity is shrinking by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 9,489 sector peers (NACE 82, fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€47,625total assets 2025
Equity
-€22,942
Profit
€102,015
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Largest shareholder
ARF EN YES · 50%
Holdings
1
Accounts 40 days early1 of 5 deeds read
Why 55Capped at 59: negative equity- Negative equity -€22,942- Founded in 2020+ Sector Office administrative, office support and other business support activities (NACE 82)+ Size: total assets €47,625Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 82, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -48.2% of total assets
Liquidity 28-22
short-term debt 95.7% · cash 22.1%
Profitability 100+46
return on assets 214.2%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,604 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 1.3%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.5%▼ -0.8 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.1 percentage points vs 11-2025 01-2026: 0.9%▲ +0.2 percentage points vs 12-2025 02-2026: 0.5%▼ -0.4 percentage points vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.04 against 0.42 in 2024; short-term debt: 95.7% and cash: 22.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 5% on solvency, 15% on liquidity, 87% on profitability and 86% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€22,942
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Size: total assets €47,625
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 9489 sector peers (2025).
NBB · sector comparison
Position among 9489 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
40 days early
2024
1 day early
2023
1 day late
2022
on the day
2021
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Appointments: DESCHEPPER Jesse (managing director) and…Permanent representative: DE SCHAMPHELEIRE Giovani…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2021net €102,015 ▲158%

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€22,942 View
  • Positive: Result rose in 2025from €39,548 to €102,015 ▲ 158% View
  • Caution: Among the weakest 8% on equitysector median €54,420 · 9,499 companies -€22,942 View
  • New directorslatest change 08-10-2026 · 0 in office 2 joined View

By topic

Financials

Fiscal year
2025
Total assets
€47,625
Profit
€102,015
Solvency
-48.2%
Total assets▲ 59.4%
Net result
20212025
Go to Financials

Timeline

Events
11
Since
2022
Next accounts
by 31-01-2027
  1. 30-06-2025Liquidity doubles
  2. 30-01-2025Annual accounts filed
  3. 30-06-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
21-04-2020
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Who signs
Two directors jointly
Annual meeting
Second Friday of December at 19:00
Purpose
De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende…
Go to Articles of association

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