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ABARTH-GMR

Active
Private limited companyfounded 2020active for 6 yearsIndustriestraat 1, 2500 Lier, BelgiumKBO/BCE: BE 0751.834.825
Summary

The annual accounts of ABARTH-GMR for financial year 2025 show a net loss of 297% of the equity at the start of that year. The 2025 annual accounts show equity of €2.2m and a net result of -€693,422. Equity is shrinking by about 24% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 92% of 4,978 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Other maintenance and repair of motor vehicles NACE 95319
1 site
Size
€2.6mtotal assets 2025
Staff
5.2 FTE
Equity
€2.2m
Loss
-€693,422
Net result -561%: other schema
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Parent
Varo Real Estate · 100%
Accounts filed 27 days late1 of 3 deeds read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €693,422, the second in a row (financial year 2025)Liquidity: current ratio 0.61, cash €43,492lowers riskFigures for financial year 2025 (filed 27-08-2026)Equity €2.2m (84.2% of total assets)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 62% of its sector peers (NACE 47, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100+62
equity 84.2% of total assets
Liquidity 49+46
short-term debt 14.7% · cash 1.7%
Profitability 0-11
return on assets -27.1%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,224 companies, NACE 47, micro)
Last 24 months 11-2024: 1.3%lowest value 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.4%▲ +0.1 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.8%▲ +0.3 percentage points vs 05-2025 07-2025: 1.7%▼ -0.1 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.9%▲ +0.2 percentage points vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 2.7%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 1.6%▼ -1.1 percentage points vs 08-2026 10-2026: 1.5%▼ -0.1 percentage points vs 09-2026
Credit of up to €120,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.61, compared with 0.07 in 2024, below 1; short-term debt: 14.7% and cash: 1.7% of total assets), and 15.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 49% on liquidity, 6% on profitability and 99% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €693,422, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 27-08-2026)
NBB · annual accounts
lowers risk · Equity €2.2m (84.2% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.61, cash €43,492
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €2.2m
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
27 days late
2024
31 days early
2023
44 days early
2022
41 days early
2021
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 19 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€693,422
  3. Equity above €2mequity €2.2m ▲823%

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€693,422 View
  • Caution: Result fell in 2025different schema filed ▼ 561% View
  • Caution: Among the weakest 5% on net resultsector median €40,277 · 4,978 companies -€693,422 View
  • Controlled by Varo Real Estate 100% View

By topic

Financials

Financial year
2025
Total assets
€2.6m
Loss
-€693,422
Solvency
84.2%
Total assets▲ 47.3%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 05-12-2025Amendment of the articles
  2. 30-06-2025Annual accounts filed
  3. 17-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
06-08-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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