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AB-TEC

Active
Private limited companyfounded 2025active for 1 yearHogeweg 8/A, 2221 Heist-op-den-Berg, BelgiumKBO/BCE: BE 1019.274.515

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 11-07-2026 at the NBB

Turnover
≈ €130,000
Estimated: probably between €98,000 and €170,000
Total assets
€74,041
Net result
€43,865
Working capital
€45,177

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €74,041
Fixed assets €1,687
Current assets €72,353
Equity and liabilities €74,041
Equity €46,865
Debt €27,176
Debt's share of the balance-sheet total is 36.7%.
Key figures and ratios
2025 value
EBITDA
€63,275
Cash flow
€44,190
Current ratio
2.66
Debt to equity
0.58
ROE
93.6%
ROA
59.2%
Interest coverage
32.84
Debt ≤ 1 year
€27,176
Income taxes
€17,158

Investments

fixed assets acquired
Item2025
Tangible fixed assets€2,013
Depreciation and write-downs of the year€325

Source: notes to the 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as AB-TEC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €67,300 and €77,700, founded between 2024 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
AB-TEC Heist-op-den-Berg2025€74,041€46,865€63,674€43,8652025
M-SC² Antwerpen2025€71,163€54,775€65,775€51,7752025
NML Management Antwerpen2025€73,818€50,065€66,353€48,0652025
Schelp 6 Brasschaat2025€72,695€51,354€64,001€49,3542025
Glenn Huybrechts Antwerpen2025€77,678€48,601€62,012€45,6012025
Tidanian Wuustwezel2025€67,339€34,630€61,569€34,6302025
Grena Sint-Katelijne-Waver2024€69,575€55,854€66,955€52,3542025

They were chosen from the 54,694 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as AB-TEC has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of AB-TEC itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for AB-TEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines

Source: Annual accounts 2025 at the NBB, filed on 11-07-2026.

Balance sheet Code2025
Assets
Total assets20/58€74,041
Fixed assets21/28€1,687
Tangible fixed assets22/27€1,687
Plant, machinery and equipment23€1,687
Current assets29/58€72,353
Amounts receivable within one year40/41€15,220
Trade receivables40€15,220
Cash at bank and in hand54/58€56,977
Deferred charges and accrued income490/1€157
Equity and liabilities
Total equity and liabilities10/49€74,041
Equity10/15€46,865
Contributions10/11€3,000
Reserves13€43,865
Distributable reserves133€43,865
Amounts payable17/49€27,176
Amounts payable within one year42/48€27,176
Trade debts44€1,692
Suppliers440/4€1,692
Taxes, remuneration and social security45€22,682
Taxes450/3€18,124
Remuneration and social security454/9€4,559
Other amounts payable47/48€2,802
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€325
Other operating charges640/8€400
Gross operating margin9900€63,674
Operating profit (loss)9901€62,949
Financial charges65/66B€1,927
Recurring financial charges65€1,927
Profit (loss) for the period before taxes9903€61,023
Income taxes67/77€17,158
Profit (loss) for the period9904€43,865
Profit (loss) for the period to be appropriated9905€43,865
Appropriation of the result
Profit (loss) to be appropriated9906€43,865
Transfer to equity691/2€43,865
To other reserves6921€43,865

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€325
Other operating charges640/8€400
Gross operating margin9900€63,674
Operating profit (loss)9901€62,949
Financial charges65/66B€1,927
Recurring financial charges65€1,927
Profit (loss) for the period before taxes9903€61,023
Income taxes67/77€17,158
Profit (loss) for the period9904€43,865
Profit (loss) for the period to be appropriated9905€43,865
Line2025
Assets
Total assets20/58€74,041
Fixed assets21/28€1,687
Tangible fixed assets22/27€1,687
Plant, machinery and equipment23€1,687
Current assets29/58€72,353
Amounts receivable within one year40/41€15,220
Trade receivables40€15,220
Cash at bank and in hand54/58€56,977
Deferred charges and accrued income490/1€157
Equity and liabilities
Total equity and liabilities10/49€74,041
Equity10/15€46,865
Contributions10/11€3,000
Reserves13€43,865
Distributable reserves133€43,865
Amounts payable17/49€27,176
Amounts payable within one year42/48€27,176
Trade debts44€1,692
Suppliers440/4€1,692
Taxes, remuneration and social security45€22,682
Taxes450/3€18,124
Remuneration and social security454/9€4,559
Other amounts payable47/48€2,802
Line2025
Profit (loss) for the period9904€43,865
+ Depreciation and write-downs630€325
Operating cash flow (approximation)€44,190

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 11-07-2026 2026-00281923 NBB

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