AB TALKS
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
AB TALKS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,469 and a net result of €46,469. Its solvency ranks better than 72% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 27-07-2026
- Format
- micro format
- Reference
- 2026-00341921
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as AB TALKS has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of AB TALKS itself is lower: 0.1% within 12 months. It rests on far more data about AB TALKS than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AB TALKS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €1,658 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,384 |
| Other operating charges640/8 | €62 |
| Gross operating margin9900 | €76,024 |
| Operating profit (loss)9901 | €59,921 |
| Financial charges65/66B | €134 |
| Recurring financial charges65 | €134 |
| Profit (loss) for the period before taxes9903 | €59,786 |
| Income taxes67/77 | €13,317 |
| Profit (loss) for the period9904 | €46,469 |
| Profit (loss) for the period to be appropriated9905 | €46,469 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €68,988 | |
| Fixed assets21/28 | €20,125 | |
| Tangible fixed assets22/27 | €20,125 | |
| Plant, machinery and equipment23 | €1,060 | |
| Furniture and vehicles24 | €19,065 | |
| Current assets29/58 | €48,863 | |
| Amounts receivable within one year40/41 | €12,230 | |
| Trade receivables40 | €12,230 | |
| Cash at bank and in hand54/58 | €35,390 | |
| Deferred charges and accrued income490/1 | €1,243 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €68,988 | |
| Equity10/15 | €49,469 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €46,469 | |
| Distributable reserves133 | €46,469 | |
| Amounts payable17/49 | €19,519 | |
| Amounts payable within one year42/48 | €19,519 | |
| Trade debts44 | €2,764 | |
| Suppliers440/4 | €2,764 | |
| Taxes, remuneration and social security45 | €16,755 | |
| Taxes450/3 | €15,084 | |
| Remuneration and social security454/9 | €1,672 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €46,469 |
| + Depreciation and write-downs630 | €14,384 |
| Operating cash flow (approximation) | €60,852 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00341921 | NBB |
Comparable companies
These companies have the same main activity as AB TALKS: translation services (NACE 74301). They are comparable in size and age: total assets between €74,500 and €94,900, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| AB TALKS Hasselt | 2024 | €68,988 | €49,469 | €76,024 | €46,469 | 2025 |
| CONSULT ELIEN Hasselt | 2024 | €80,140 | €66,732 | €82,871 | €63,732 | 2025 |
| WARNY TRANSLATIONS Brussel | 2024 | €84,153 | €62,074 | €77,086 | €59,574 | 2025 |
| R.F INTERTTRADUCTEUR Wemmel | 2024 | €94,912 | €57,096 | €76,426 | €55,596 | 2025 |
| HRM TRADUCT Veurne | 2023 | €88,918 | €73,593 | €75,382 | €39,441 | 2025 |
| Petra De Breuker Grimbergen | 2024 | €89,392 | €74,790 | €50,220 | €38,817 | 2025 |
| AU ROYAUME DES MOTS Sint-Agatha-Berchem | 2024 | €74,517 | €53,363 | €46,532 | €26,038 | 2025 |
They were chosen from the 689 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.