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AB PARTNERS

Active
Private limited companyfounded 20232 yrs activePicardstraat 34A, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1003.243.680
Summary

The computed 12-month bankruptcy probability of AB PARTNERS is 4.3% (elevated). The 2025 annual accounts show equity of €17,310 and a net result of €17,460. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+82
Growth78
Track record82
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 29.79; short-term debt: 3.4% and cash: 0.4% of total assets), and 3.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.6%
Return on assets
97.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AB PARTNERS was incorporated on 11 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€17,310
2024 · -€150
Total assets
€17,911▲ 726%
2024 · €2,168
Net result
€17,460
2024 · -€1,150
Working capital
€17,310
2024 · -€150
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€1,141-€17,598
Net result-€1,150-€17,460
Equity-€150-€17,310
Total assets€2,168-€17,911▲ 726%
Debt€2,318-€601▼ 74.1%
Working capital-€150-€17,310
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000€20,000Operating result 2024: -€1,141-€1,141Net result 2024: -€1,150-€1,150Operating result 2025: €17,598€17,598Net result 2025: €17,460€17,46020242025-€5,000€0€5,000€10,000€15,000€20,000Operating result 2024: -€1,141-€1,140Net result 2024: -€1,150-€1,150Operating result 2025: €17,598€17,600Net result 2025: €17,460€17,50020242025
The operating result returns to profit in 2025: €17,598 after a loss of €1,141 in 2024.
Balance-sheet composition
Equity and liabilities €17,911
Equity €17,310
Debt €601
Debt finances 3.4% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
29.79
Debt to equity
0.03
ROE
100.9%
ROA
97.5%
Debt ≤ 1 year
€601▼
2024 · €2,318
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,168€17,911▲
Current assets29/58€2,168€17,911▲
Amounts receivable within one year40/41€484€17,831▲
Trade receivables40€484€2,704▲
Other amounts receivable41-€15,127
Cash at bank and in hand54/58€1,685€80▼
Equity and liabilities
Total equity and liabilities10/49€2,168€17,911▲
Equity10/15-€150€17,310▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€1,150€16,310▲
Amounts payable17/49€2,318€601▼
Amounts payable within one year42/48€2,318€601▼
Trade debts44€1,465€601▼
Suppliers440/4€1,465€601▼
Advances received on contracts in progress46€854-
Income statement Code20242025
Gross operating margin9900-€1,141€17,598▲
Operating profit (loss)9901-€1,141€17,598▲
Financial charges65/66B€9€138▲
Recurring financial charges65€9€138▲
Profit (loss) for the period before taxes9903-€1,150€17,460▲
Profit (loss) for the period9904-€1,150€17,460▲
Profit (loss) for the period to be appropriated9905-€1,150€17,460▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,150€16,310▲
Profit (loss) brought forward from the previous period14P--€1,150

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Gross operating margin9900-€1,141€17,598▲ 1,642%
Operating profit (loss)9901-€1,141€17,598▲ 1,642%
Financial charges65/66B€9€138▲ 1,402%
Recurring financial charges65€9€138▲ 1,402%
Profit (loss) for the period before taxes9903-€1,150€17,460▲ 1,618%
Profit (loss) for the period9904-€1,150€17,460▲ 1,618%
Profit (loss) for the period to be appropriated9905-€1,150€17,460▲ 1,618%
Line20242025Change
Assets
Total assets20/58€2,168€17,911▲ 726%
Current assets29/58€2,168€17,911▲ 726%
Amounts receivable within one year40/41€484€17,831▲ 3,588%
Trade receivables40€484€2,704▲ 459%
Other amounts receivable41-€15,127-
Cash at bank and in hand54/58€1,685€80▼ 95.3%
Equity and liabilities
Total equity and liabilities10/49€2,168€17,911▲ 726%
Equity10/15-€150€17,310▲ 11,609%
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€1,150€16,310▲ 1,518%
Amounts payable17/49€2,318€601▼ 74.1%
Amounts payable within one year42/48€2,318€601▼ 74.1%
Trade debts44€1,465€601▼ 58.9%
Suppliers440/4€1,465€601▼ 58.9%
Advances received on contracts in progress46€854--
Line20242025Change
Profit (loss) for the period9904-€1,150€17,460▲ 1,618%
Operating cash flow (approximation)-€1,150€17,460▲ 1,618%
Change in cash--€1,605-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Back to profitnet €17,460
Net result €17,460 after one loss-making year.
31-12
Financial Liquidity times 32current ratio 29.79
Current ratio from 0.94 to 29.79; short-term debt falls from €2,318 to €601.
24-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
335 m²
Building footprint
334 m²
Volume, LiDAR
4,422 m³
Parcel 21012A0157/00H003, Brussels · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BAZASSUR
Picardstraat 34A, 1080 Sint-Jans-MolenbeekIT consultancy
since 20232.352.985.715
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012A0157/00H003 Brussels 335 m² 1 · 334 m² 19.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded11-12-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003243680
Registered 07-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.