AB Law
ActiveAB Law has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €586k and a net result of €169k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 3286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+39
Solvency77▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 2.55 in 2024; short-term debt: 33.8% and cash: 21.3% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
14 d early
2023
61 d late
2022
31 d late
2021
24 d late
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€586k▲ 31.6%
2024 · €446k
2018: €140k
2019: €51k
2020: €121k
2021: €258k
2022: €394k
2023: €429k
2024: €446k
2018 → 2025
Total assets
€1.12M▲ 15.3%
2024 · €972k
2018: €609k
2019: €574k
2020: €919k
2021: €941k
2022: €960k
2023: €961k
2024: €972k
2018 → 2025
Net result
€169k▲ 937%
2024 · €16k
2018: €123k
2019: €39k
2020: €198k
2021: €138k
2022: €136k
2023: €63k
2024: €16k
2018 → 2025
Working capital
€677k▲ 23.1%
2024 · €550k
2018: €94k
2019: €51k
2020: €194k
2021: €348k
2022: €416k
2023: €498k
2024: €550k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€394k▲ 52.6%€429k▲ 8.9%€446k▲ 3.8%€586k▲ 31.6%
Operating result€197k-€192k▼ 2.1%€86k▼ 55.5%€39k▼ 54.9%€230k▲ 495%
Net result€138k-€136k▼ 1.3%€63k▼ 53.6%€16k▼ 74.2%€169k▲ 937%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 495% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€64k▼ 2.4%
Current assets
€1.06M▲ 16.6%
Equity and liabilities €1.12M
Equity
€586k▲ 31.6%
Debt
€534k▲ 1.5%
The debt ratio falls from 54.1% to 47.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€245k▲
2024 · €53k
Cash flow
€183k▲
2024 · €31k
Solvency
52.3%▲
2024 · 45.9%
Current ratio
2.79▲
2024 · 2.55
Quick ratio
2.79▲
2024 · 2.55
Debt / equity
0.91▼
2024 · 1.18
ROE
28.8%▲
2024 · 3.7%
ROA
15.1%▲
2024 · 1.7%
Interest coverage
17.56▲
2024 · 3.32
Debt
€534k▲
2024 · €526k
Debt ≤ 1 year
€379k▲
2024 · €355k
Debt > 1 year
€121k▼
2024 · €129k
Income taxes
€56k▲
2024 · €13k
Staff costs
€67k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€972k€1.12M▲
Fixed assets21/28€66k€64k▼
Tangible fixed assets22/27€66k€64k▼
Land and buildings22€39k€31k▼
Plant, machinery and equipment23€1k€773▼
Furniture and vehicles24€20k€15k▼
Other tangible fixed assets26€6k€18k▲
Current assets29/58€906k€1.06M▲
Amounts receivable after more than one year29€610k€659k▲
Other amounts receivable291€610k€659k▲
Amounts receivable within one year40/41€265k€150k▼
Trade receivables40€216k€117k▼
Other amounts receivable41€49k€33k▼
Cash at bank and in hand54/58€25k€238k▲
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€972k€1.12M▲
Equity10/15€446k€586k▲
Contributions10/11€20k€20k=
Reserves13€426k€566k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€480€480=
Distributable reserves133€423k€564k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€526k€534k▲
Amounts payable after more than one year17€129k€121k▼
Financial debts170/4€129k€121k▼
Amounts payable within one year42/48€355k€379k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€60k€64k▲
Credit institutions430/8€60k€64k▲
Trade debts44€286k€271k▼
Suppliers440/4€286k€271k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€0€35k▲
Taxes450/3€0€35k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€885€0▼
Accrued charges and deferred income492/3€42k€34k▼
Income statement
Code20242025
Remuneration, social security and pensions62€59k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€117k€317k▲
Operating profit (loss)9901€39k€230k▲
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€30k€224k▲
Income taxes67/77€13k€56k▲
Profit (loss) for the period9904€16k€169k▲
Profit (loss) for the period to be appropriated9905€16k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€169k▲
Transfer to equity691/2€16k€141k▲
To other reserves6921€16k€141k▲
Profit to be distributed694/7€0€28k▲
Directors or managers695€0€28k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €586k ▲31.6%
8 profitable years in a row build equity to €586k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €16k ▼74.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Equity above €200kEq €258k ▲114%
4 profitable years in a row build equity to €258k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €198k ▲405%
Operating result €265k, net result €198k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲137%
3 profitable years in a row build equity to €121k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havenlaan 86C1000 BrusselGround area
1.1 ha
Building footprint
1.1 ha
Volume, LiDAR
229,533 m³
Parcel 21814P0141/00A002, Brussels · tallest building 34.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
AB TAXAND
since 20052.150.393.394
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0141/00A002 | Brussels | 1.1 ha | 1 · 1.1 ha | 34.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Avocat Christophe MARCHAND
BE 0839.841.638
Sint-Gillis (bij-Brussel) · Eq €586k
Advocaat Ann Ghijsebrechts
BE 0744.782.034
Antwerpen · Eq €587k
DAOUT & KERRELS
BE 0828.055.148
Overijse · Eq €586k
Lambeets & Vanlessen Advocaten
BE 0872.869.445
Sint-Truiden · Eq €587k
NCLegal
BE 0545.785.742
Antwerpen · Eq €587k
Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 5,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2005
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.