AB JARDIN
ActiveAB JARDIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 4462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency83▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.3 in 2024; short-term debt: 42.1% and cash: 57.1% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
36.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €80k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
80 d early
2024
65 d early
2023
on the day
2022
67 d early
2021
31 d early
2020
86 d early
2018
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 62.9%
2024 · €49k
2018: €7k
2020: €-17k
2021: €-13k
2022: €17k
2023: €46k
2024: €49k
2018 → 2025
Total assets
€138k▲ 29.0%
2024 · €107k
2018: €193k
2020: €107k
2021: €120k
2022: €128k
2023: €139k
2024: €107k
2018 → 2025
Net result
€51k▲ 1,180%
2024 · €4k
2018: €-12k
2020: €-37k
2021: €5k
2022: €30k
2023: €29k
2024: €4k
2018 → 2025
Working capital
€38k▲ 147%
2024 · €16k
2018: €-133k
2020: €-97k
2021: €-82k
2022: €-38k
2023: €-614
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€17k€46k▲ 171%€49k▲ 6.9%€80k▲ 62.9%
Operating result€3k-€17k▲ 470%€37k▲ 121%€6k▼ 83.3%€58k▲ 841%
Net result€5k-€30k▲ 540%€29k▼ 1.9%€4k▼ 86.3%€51k▲ 1,180%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 841% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€42k▲ 5.6%
Current assets
€97k▲ 42.7%
Equity and liabilities €138k
Equity
€80k▲ 62.9%
Debt
€58k▲ 0.2%
The debt ratio falls from 54.1% to 42.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €33k
Cash flow
€79k▲
2024 · €31k
Solvency
57.9%▲
2024 · 45.9%
Current ratio
1.66▲
2024 · 1.30
Quick ratio
1.66▲
2024 · 1.30
Debt / equity
0.73▼
2024 · 1.18
ROE
63.6%▲
2024 · 8.1%
ROA
36.8%▲
2024 · 3.7%
Interest coverage
67.74▲
2024 · 48.55
Debt
€58k▲
2024 · €58k
Debt ≤ 1 year
€58k▲
2024 · €52k
Income taxes
€21k▲
2024 · €1k
Staff costs
€766▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€138k▲
Fixed assets21/28€40k€42k▲
Intangible fixed assets21€22k€12k▼
Tangible fixed assets22/27€18k€30k▲
Plant, machinery and equipment23€18k€9k▼
Furniture and vehicles24€269€21k▲
Leasing and similar rights25-€0
Financial fixed assets28€110€110▲
Current assets29/58€68k€97k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€3k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€64k€79k▲
Deferred charges and accrued income490/1€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€107k€138k▲
Equity10/15€49k€80k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€27k€58k▲
Amounts payable17/49€58k€58k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€52k€58k▲
Current portion of amounts payable after more than one year42€12k€6k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Other amounts payable47/48€28k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€766▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€440€826▲
Gross operating margin9900€34k€87k▲
Operating profit (loss)9901€6k€58k▲
Financial income75/76B€2€15k▲
Recurring financial income75€2€15k▲
Financial charges65/66B€673€1k▲
Recurring financial charges65€673€1k▲
Profit (loss) for the period before taxes9903€5k€72k▲
Income taxes67/77€1k€21k▲
Profit (loss) for the period9904€4k€51k▲
Profit (loss) for the period to be appropriated9905€4k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€78k▲
Profit (loss) brought forward from the previous period14P€26k€27k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€800€20k▲
Return on contributions (dividend)694€800€20k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €51k ▲1180%
Operating result €58k, net result €51k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de Profondval 81490 Court-Saint-EtienneGround area
1,748 m²
Building footprint
215 m²
Volume, LiDAR
1,294 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AB Jardin
since 20172.265.141.228
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023A0448/00F002 | Wallonia | 1,049 m² | 1 · 123 m² | 7.7 m · 2 fl. |
| 25023A0448/00E003 | Wallonia | 699 m² | 1 · 92 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Assesse · Eq €80k
Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 3,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-03-2017
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43120Site preparation
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.