AB Fresh Consult
ActiveAB Fresh Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €196k and a net result of €38k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 2934 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-6
Solvency42▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.08 in 2023; short-term debt: 79.1% and cash: 0.3% of total assets), and 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
76 d late
2022
88 d late
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€196k▲ 24.4%
2023 · €158k
2021: €62k
2022: €144k
2023: €158k
2021 → 2024
Total assets
€1.17M▼ 31.1%
2023 · €1.70M
2021: €626k
2022: €712k
2023: €1.70M
2021 → 2024
Net result
€38k▲ 181%
2023 · €14k
2021: €57k
2022: €82k
2023: €14k
2021 → 2024
Working capital
€168k▲ 33.5%
2023 · €126k
2021: €58k
2022: €137k
2023: €126k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€62k-€144k▲ 131%€158k▲ 9.5%€196k▲ 24.4%
Operating result€74k-€104k▲ 41.8%€20k▼ 81.3%€70k▲ 256%
Net result€57k-€82k▲ 42.3%€14k▼ 83.3%€38k▲ 181%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 256% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.17M
Fixed assets
€77k▼ 19.3%
Current assets
€1.10M▼ 31.8%
Equity and liabilities €1.17M
Equity
€196k▲ 24.4%
Debt
€976k▼ 36.7%
The debt ratio falls from 90.7% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2023 · €21k
Cash flow
€57k▲
2023 · €15k
Solvency
16.7%▲
2023 · 9.3%
Current ratio
1.18▲
2023 · 1.08
Quick ratio
1.18▲
2023 · 1.08
Debt / equity
4.98▼
2023 · 9.79
ROE
19.6%▲
2023 · 8.7%
ROA
3.3%▲
2023 · 0.8%
Interest coverage
4.98▼
2023 · 17.45
Debt
€976k▼
2023 · €1.54M
Debt ≤ 1 year
€928k▼
2023 · €1.48M
Debt > 1 year
€49k▼
2023 · €63k
Income taxes
€15k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.70M€1.17M▼
Fixed assets21/28€95k€77k▼
Tangible fixed assets22/27€88k€70k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€85k€68k▼
Financial fixed assets28€7k€7k=
Current assets29/58€1.61M€1.10M▼
Amounts receivable after more than one year29€14k€14k=
Other amounts receivable291€14k€14k=
Amounts receivable within one year40/41€1.57M€1.08M▼
Trade receivables40€1.37M€828k▼
Other amounts receivable41€200k€249k▲
Cash at bank and in hand54/58€22k€4k▼
Deferred charges and accrued income490/1€2k€883▼
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.17M▼
Equity10/15€158k€196k▲
Contributions10/11€5k€5k=
Reserves13€153k€191k▲
Distributable reserves133€153k€191k▲
Amounts payable17/49€1.54M€976k▼
Amounts payable after more than one year17€63k€49k▼
Financial debts170/4€63k€49k▼
Amounts payable within one year42/48€1.48M€928k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Financial debts43€4k€316▼
Credit institutions430/8€4k€316▼
Trade debts44€1.26M€710k▼
Suppliers440/4€1.26M€710k▼
Taxes, remuneration and social security45€30k€24k▼
Taxes450/3€29k€19k▼
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€174k€178k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€41k
Other operating charges640/8€8k€8k▲
Gross operating margin9900€29k€137k▲
Operating profit (loss)9901€20k€70k▲
Financial income75/76B€956€1k▲
Recurring financial income75€956€1k▲
Financial charges65/66B€1k€18k▲
Recurring financial charges65€1k€18k▲
Profit (loss) for the period before taxes9903€19k€53k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€14k€38k▲
Profit (loss) for the period to be appropriated9905€14k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€38k▲
Transfer to equity691/2€14k€38k▲
To other reserves6921€14k€38k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 76 days late
2023
31-12
Financial
Weakest financial yearnet €14k ▼83.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €158k ▲9.5%
3 profitable years in a row build equity to €158k.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 88 days late
2022
31-12
Financial
Highest result since 2021net €82k ▲42.3%
Operating result €104k, net result €82k, both a record.
31-12
Financial
Equity above €100kEq €144k ▲131%
2 profitable years in a row build equity to €144k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lommerstraat 23670 OudsbergenGround area
1,840 m²
Building footprint
323 m²
Volume, LiDAR
1,941 m³
Parcel 72008B0241/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AB Fresh Consult
since 20202.302.039.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72008B0241/00H000 | Flanders | 1,840 m² | 1 · 323 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 466 EUR awarded · 466 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 167 EUR | 167 EUR |
| 2022 | 1 | 299 EUR | 299 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.302.039.533
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,096. 836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2020
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.