AB FASHION
ActiveThe computed 12-month bankruptcy probability of AB FASHION is 1.6% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 4123 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency13▲+13
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.38 in 2024; short-term debt: 111.7% and cash: 62% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.7%
Return on assets
35.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 4123 sector peers (2025).
NBB · sector comparisonPosition among 4123 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
69 d early
2023
68 d early
2022
66 d early
2021
88 d early
2020
82 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 10.5%
2024 · €14k
2018: €4k
2019: €2k
2020: €-13k
2021: €-7k
2022: €-6k
2023: €-9k
2024: €14k
2018 → 2025
Working capital
€-5k▲ 70.3%
2024 · €-18k
2018: €-11k
2019: €-4k
2020: €-12k
2021: €-17k
2022: €-21k
2023: €-30k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€-21k▼ 36.3%€-30k▼ 45.1%€-16k▲ 45.7%€-4k▲ 75.4%
Operating result€-4k-€-4k▲ 8.6%€-8k▼ 107%€15k€13k▼ 14.1%
Net result€-7k-€-6k▲ 24.9%€-9k▼ 69.3%€14k€12k▼ 10.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€1k▼ 17.2%
Current assets
€33k▲ 197%
Key figures and ratios
EBITDA
€13k▼
2024 · €15k
Cash flow
€13k▼
2024 · €14k
Solvency
-11.7%▲
2024 · -128.1%
Current ratio
0.86▲
2024 · 0.38
Quick ratio
0.57▲
2024 · 0.32
Debt / equity
-9.57▼
2024 · -1.78
ROA
35.8%▼
2024 · 107.8%
Interest coverage
24.88▲
2024 · 12.33
Debt
€38k▲
2024 · €29k
Debt ≤ 1 year
€38k▲
2024 · €29k
Staff costs
€31k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€34k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€11k€33k▲
Stocks and contracts in progress3€2k€11k▲
Stocks30/36€2k€11k▲
Amounts receivable within one year40/41-€511
Trade receivables40-€511
Cash at bank and in hand54/58€9k€21k▲
Equity and liabilities
Total equity and liabilities10/49€13k€34k▲
Equity10/15€-16k€-4k▲
Contributions10/11€19k€19k=
Reserves13€119€119=
Non-distributable reserves130/1€119€119=
Reserves not available under the articles1311€119€119=
Profit (loss) carried forward14€-35k€-23k▲
Amounts payable17/49€29k€38k▲
Amounts payable within one year42/48€29k€38k▲
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€15k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€34k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€221€272▲
Other operating charges640/8€526€55▼
Non-recurring operating charges66A€102-
Gross operating margin9900€50k€44k▼
Operating profit (loss)9901€15k€13k▼
Financial income75/76B€40€7▼
Recurring financial income75€40€7▼
Financial charges65/66B€1k€525▼
Recurring financial charges65€1k€525▼
Profit (loss) for the period before taxes9903€14k€12k▼
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-23k▲
Profit (loss) brought forward from the previous period14P€-49k€-35k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼724%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 421000 BrusselGround area
374 m²
Building footprint
368 m²
Volume, LiDAR
11,712 m³
Parcel 21802B0090/00C000, Brussels · tallest building 38.8 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsestraat 42, 1000 Brussel
since 20122.213.342.139
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0090/00C000 | Brussels | 374 m² | 1 · 368 m² | 38.8 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SICE MODE
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NAMERI
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J.V.L.
BE 0806.196.296
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Workwear Aya
BE 1023.018.022
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NOUR BILAL
BE 0896.261.489
Sint-Jans-Molenbeek · Eq €387
Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2012
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.