AB ENTERPRISE CONSULTING
ActiveAB ENTERPRISE CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €268k and a net result of €58k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 7974 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
6 d early
2022
3 d early
2021
2 d early
2020
7 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€268k▲ 27.3%
2024 · €211k
2018: €101k
2019: €128k
2020: €169k
2021: €154k
2022: €165k
2023: €184k
2024: €211k
2018 → 2025
Net result
€58k▲ 24.5%
2024 · €46k
2018: €20k
2019: €27k
2020: €41k
2021: €-15k
2022: €40k
2023: €44k
2024: €46k
2018 → 2025
Total assets
€308k▲ 15.3%
2024 · €267k
2018: €129k
2019: €158k
2020: €212k
2021: €196k
2022: €217k
2023: €252k
2024: €267k
2018 → 2025
Solvency
87.1%▲ 8.2pp
2024 · 78.8%
2018: 78.4%
2019: 81.5%
2020: 79.7%
2021: 78.5%
2022: 75.9%
2023: 73.2%
2024: 78.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€165k▲ 6.7%€184k▲ 12.0%€211k▲ 14.3%€268k▲ 27.3%
Operating result€-15k-€55k€65k▲ 18.0%€68k▲ 5.2%€80k▲ 17.7%
Net result€-15k-€40k€44k▲ 10.5%€46k▲ 5.6%€58k▲ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€56k▲ 75.5%
Current assets
€252k▲ 7.1%
Equity and liabilities €308k
Equity
€268k▲ 27.3%
Debt
€40k▼ 29.6%
The debt ratio falls from 21.2% to 12.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
87.1%▲
2024 · 78.8%
ROE
21.5%▼
2024 · 22.0%
ROA
18.7%▲
2024 · 17.3%
Debt
€40k▼
2024 · €57k
Debt ≤ 1 year
€35k▼
2024 · €53k
Income taxes
€24k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€308k▲
Fixed assets21/28€32k€56k▲
Tangible fixed assets22/27€32k€56k▲
Furniture and vehicles24€13k€9k▼
Other tangible fixed assets26€19k€47k▲
Current assets29/58€235k€252k▲
Amounts receivable within one year40/41€18k€20k▲
Trade receivables40€18k€20k▲
Current investments50/53€108k€109k▲
Cash at bank and in hand54/58€109k€122k▲
Deferred charges and accrued income490/1-€533
Equity and liabilities
Total equity and liabilities10/49€267k€308k▲
Equity10/15€211k€268k▲
Contributions10/11€19k€19k=
Reserves13€192k€250k▲
Distributable reserves133€192k€250k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€57k€40k▼
Amounts payable within one year42/48€53k€35k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€504€3k▲
Suppliers440/4€504€3k▲
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€40k€17k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€2k€687▼
Gross operating margin9900€81k€91k▲
Operating profit (loss)9901€68k€80k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€68k€82k▲
Income taxes67/77€21k€24k▲
Profit (loss) for the period9904€46k€58k▲
Profit (loss) for the period to be appropriated9905€46k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€58k▲
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€46k€58k▲
To other reserves6921€46k€58k▲
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58k ▲24.5%
Operating result €80k, net result €58k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €211k ▲14.3%
3 profitable years in a row build equity to €211k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-15k ▼137%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €169k ▲31.8%
3 profitable years in a row build equity to €169k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhoflaan 313740 Bilzen-HoeseltGround area
1.5 ha
Building footprint
747 m²
Volume, LiDAR
18,223 m³
2 parcels, Brussels, Flanders · tallest building 42.9 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Kerkhoflaan 31, 3740 Bilzen-Hoeselt
since 20092.184.749.905
Parkdreef 25, 1000 Brussel
since 20202.315.732.468
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0388/00K007 | Brussels | 1.5 ha | 1 · 656 m² | 42.9 m · 9 fl. |
| 73012C0396/00F000 | Flanders | 320 m² | 1 · 91 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.