AB DecoWood
ActiveThe computed 12-month bankruptcy probability of AB DecoWood is 2.4% (moderate). The 2025 annual accounts show equity of €17k and a net result of €5k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 820 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+18
Solvency71▲+18
Growth68=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.23 in 2024; short-term debt: 53.7% and cash: 4.4% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.3%
Return on assets
12.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 17-04-2026, 44 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
44 d early
2024
54 d early
2023
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€262k▲ 60.7%
2023 · €163k
2023: €163k
2023 → 2024
EBIT margin
2.5%▼ 3.3pp
2023 · 5.8%
2023: 5.8%
2023 → 2024
Net result
€5k▼ 7.3%
2024 · €5k
2023: €7k
2024: €5k
2023 → 2025
Working capital
€13k▲ 80.6%
2024 · €7k
2023: €638
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€163k-€262k▲ 60.7%
Equity€7k-€12k▲ 67.8%€17k▲ 37.4%
Operating result€10k-€7k▼ 31.3%€6k▼ 7.1%
Net result€7k-€5k▼ 27.3%€5k▼ 7.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€4k▼ 23.7%
Current assets
€33k▼ 14.6%
Equity and liabilities €37k
Equity
€17k▲ 37.4%
Debt
€20k▼ 36.8%
The debt ratio falls from 71.6% to 53.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €9k
Cash flow
€7k▼
2024 · €8k
Solvency
46.3%▲
2024 · 28.4%
Current ratio
1.66▲
2024 · 1.23
Quick ratio
1.66▲
2024 · 1.23
Debt / equity
1.16▼
2024 · 2.52
ROE
27.2%▼
2024 · 40.4%
ROA
12.6%▲
2024 · 11.5%
Interest coverage
48.91▼
2024 · 54.43
Debt
€20k▼
2024 · €31k
Debt ≤ 1 year
€20k▼
2024 · €31k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€37k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€2k€998▼
Furniture and vehicles24€3k€3k▲
Financial fixed assets28€60€60=
Current assets29/58€39k€33k▼
Amounts receivable within one year40/41€37k€31k▼
Trade receivables40€36k€30k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€44k€37k▼
Equity10/15€12k€17k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€12k€17k▲
Amounts payable17/49€31k€20k▼
Amounts payable within one year42/48€31k€20k▼
Trade debts44€29k€19k▼
Suppliers440/4€29k€19k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Income statement
Code20242025
Turnover70€262k-
Goods, raw materials, services and sundry goods60/61€253k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€286€350▲
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€7k€6k▼
Financial charges65/66B€169€174▲
Recurring financial charges65€169€174▲
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Profit (loss) brought forward from the previous period14P€7k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-10
Financial
Weakest financial yearnet €5k ▼7.3%
Net result drops to €5k, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle du Cuvé(J) 271350 Orp-JaucheGround area
801 m²
Building footprint
73 m²
Volume, LiDAR
442 m³
Parcel 25046B0379/00M000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AB DecoWood
since 20222.339.003.560
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25046B0379/00M000 | Wallonia | 801 m² | 1 · 73 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 333 companies in sector 41002 we hold annual accounts for 133. 80 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2022
Fiscal year end31-10
Activities, NACEBEL
41002Construction of residential and non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.