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AB Confirma

Active
Private limited companyfounded 200818 yrs activeLeegzakstraat 62, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0899.586.908
Summary

AB Confirma has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289,270 and a net result of €2,149. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 70% of 1103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
AB ConfirmaActiveChecked score 91/100
Risk analysis ReportCompare

Overview

What they do
Construction of roads and motorways
NACE 42110
1 site
How big
€461,565total assets 2025
Staff
2 FTE
Equity
€289,270
Profit
€2,149
Turnover not published (abridged schema)
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Parent
K.S. Invest · 83.33%
Holdings
3
Accounts 1 d early0 of 8 deeds read
Why 91- Sector Civil engineering (NACE 42)+ Founded in 2008+ Equity €289,270 (62.7% of total assets)+ Figures for FY 2025 (filed 01-02-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 88=
equity 62.7% of total assets
Liquidity 57-1
short-term debt 15.6% · cash 8.1%
Profitability 33+16
return on assets 0.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,835 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▲ +1.1% vs 11-2024 01-2025: 0.6%▲ +16.4% vs 12-2024 02-2025: 0.4%▼ -38.3% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.4%▲ +2.6% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.5%▲ +20.9% vs 09-2025 11-2025: 0.6%▲ +21.1% vs 10-2025 12-2025: 0.6%▲ +1.0% vs 11-2025 01-2026: 0.7%▲ +14.1% vs 12-2025 02-2026: 1.0%▲ +48.9% vs 01-2026highest value 03-2026: 0.4%▼ -62.0% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%● 0.0% vs 04-2026 06-2026: 0.1%▼ -69.1% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%▲ +3.4% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +15.0% vs 09-2026
  • Founded in 2008 lowers the probability for this profile
  • Sector Civil engineering (NACE 42) raises the probability
  • Equity €289,270 (62.7% of total assets) lowers the probability
  • Figures for FY 2025 (filed 01-02-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 6.32 against 6.33 in 2024; short-term debt: 15.6% and cash: 8.1% of total assets), and 37.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 71%, liquidity 59%, profitability 19%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Civil engineering (NACE 42)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €289,270 (62.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 01-02-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
41 d early
2022
6 d early
2021
22 d late
2020
32 d late
2019
137 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €2,149
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 9% on equitysector median €54,526 · 1,104 companies €289,270 View
  • Controlled by K.S. Investitself parent of 3 companies 83.33% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€461,565
Profit
€2,149
Solvency
62.7%
Total assets▲ 0.7%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 28-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of roads and motorwaysNACE 42110
Founded
31-07-2008
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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