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AB-Café

Active
Private limited companyfounded 20251 yr activeMarkt 20, 9700 Oudenaarde, BelgiumKBO/BCE: BE 1026.250.694
Summary

The computed 12-month bankruptcy probability of AB-Café is 2.6% (moderate). The 2025 annual accounts show equity of €10,299 and a net result of €299. Its solvency ranks better than 27% of 13617 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability37
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.56; short-term debt: 40.7% and cash: 17.1% of total assets), and 97.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.1%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AB-Café was incorporated on 6 August 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,299
Total assets
€496,365
Net result
€299
Working capital
-€89,333

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €496,365
Fixed assets €383,606
Current assets €112,759
Equity and liabilities €496,365
Equity €10,299
Debt €486,066
Debt finances 97.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,604
Cash flow
€10,367
Current ratio
0.56
Quick ratio
0.53
Debt to equity
47.20
ROE
2.9%
ROA
0.1%
Interest coverage
2.18
Debt ≤ 1 year
€202,093
Debt > 1 year
€283,974
Staff costs
€21,955

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€496,365
Fixed assets21/28€383,606
Tangible fixed assets22/27€375,306
Land and buildings22€337,790
Plant, machinery and equipment23€37,516
Financial fixed assets28€8,300
Current assets29/58€112,759
Stocks and contracts in progress3€5,423
Stocks30/36€5,423
Amounts receivable within one year40/41€21,952
Trade receivables40€8,470
Other amounts receivable41€13,482
Cash at bank and in hand54/58€84,752
Deferred charges and accrued income490/1€632
Equity and liabilities
Total equity and liabilities10/49€496,365
Equity10/15€10,299
Contributions10/11€10,000
Reserves13€299
Distributable reserves133€299
Amounts payable17/49€486,066
Amounts payable after more than one year17€283,974
Financial debts170/4€283,974
Amounts payable within one year42/48€202,093
Current portion of amounts payable after more than one year42€36,026
Trade debts44€117,240
Suppliers440/4€117,240
Taxes, remuneration and social security45€7,904
Remuneration and social security454/9€7,904
Other amounts payable47/48€40,922
Income statement Code2025
Remuneration, social security and pensions62€21,955
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,068
Other operating charges640/8€342
Gross operating margin9900€40,901
Operating profit (loss)9901€8,536
Financial income75/76B€279
Recurring financial income75€279
Financial charges65/66B€8,516
Recurring financial charges65€8,516
Profit (loss) for the period before taxes9903€299
Profit (loss) for the period9904€299
Profit (loss) for the period to be appropriated9905€299
Appropriation of the result
Profit (loss) to be appropriated9906€299
Transfer to equity691/2€299
To other reserves6921€299

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€21,955
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,068
Other operating charges640/8€342
Gross operating margin9900€40,901
Operating profit (loss)9901€8,536
Financial income75/76B€279
Recurring financial income75€279
Financial charges65/66B€8,516
Recurring financial charges65€8,516
Profit (loss) for the period before taxes9903€299
Profit (loss) for the period9904€299
Profit (loss) for the period to be appropriated9905€299
Line2025
Assets
Total assets20/58€496,365
Fixed assets21/28€383,606
Tangible fixed assets22/27€375,306
Land and buildings22€337,790
Plant, machinery and equipment23€37,516
Financial fixed assets28€8,300
Current assets29/58€112,759
Stocks and contracts in progress3€5,423
Stocks30/36€5,423
Amounts receivable within one year40/41€21,952
Trade receivables40€8,470
Other amounts receivable41€13,482
Cash at bank and in hand54/58€84,752
Deferred charges and accrued income490/1€632
Equity and liabilities
Total equity and liabilities10/49€496,365
Equity10/15€10,299
Contributions10/11€10,000
Reserves13€299
Distributable reserves133€299
Amounts payable17/49€486,066
Amounts payable after more than one year17€283,974
Financial debts170/4€283,974
Amounts payable within one year42/48€202,093
Current portion of amounts payable after more than one year42€36,026
Trade debts44€117,240
Suppliers440/4€117,240
Taxes, remuneration and social security45€7,904
Remuneration and social security454/9€7,904
Other amounts payable47/48€40,922
Line2025
Profit (loss) for the period9904€299
+ Depreciation and write-downs630€10,068
Operating cash flow (approximation)€10,367

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
199 m²
Building footprint
126 m²
Volume, LiDAR
1,258 m³
Parcel 45035B0507/00C000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AB-Café
Markt 20, 9700 OudenaardeCafés and bars
since 20252.376.931.946
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45035B0507/00C000
ProtectedMonument · Townscape or village viewHerberg Den Gulden Cop: gevels en dakenSource ↗
Flanders 199 m² 1 · 126 m² 12.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Oudenaarde2.376.931.946
1 permission
Toelating · Eetgelegenheid · since 18-09-2025

Similar companies · same sector, comparable size

Of 14,001 companies in sector 56301 we hold annual accounts for 4,896. 3,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
55900Accommodation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026250694
Also 9925:BE1026250694
Registered 20-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.