AARYA
ActiveSummary
The annual accounts of AARYA for fiscal year 2024 show a net loss of 87% of the equity at the start of that year. The 2024 annual accounts show equity of €1,437 and a net result of -€9,688. Equity is shrinking by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 26043 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-67
Solvency27▼-11
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.11 in 2023; short-term debt: 98% and cash: 29.7% of total assets), and 98% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2%
Return on assets
-13.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
67 d late
2022
46 d early
2021
319 d late
2020
297 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 136 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1,437▼ 87.1%
2023 · €11,125
Total assets
€70,140▼ 16.0%
2023 · €83,455
Net result
-€9,688
2023 · €4,615
Working capital
-€1,748
2023 · €7,940
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€8,487▼ 172%€1,744-€2,375€6,130-€8,846
Net result-€8,884below the sector's middle half▼ 31.7%€1,333within the sector's middle half-€2,844within the sector's middle half€4,615within the sector's middle half-€9,688below the sector's middle half
Equity€8,022within the sector's middle half▼ 52.5%€9,355within the sector's middle half▲ 16.6%€6,510within the sector's middle half▼ 30.4%€11,125within the sector's middle half▲ 70.9%€1,437below the sector's middle half▼ 87.1%
Total assets€52,260below the sector's middle half▲ 11.0%€63,205within the sector's middle half▲ 20.9%€81,606within the sector's middle half▲ 29.1%€83,455within the sector's middle half▲ 2.3%€70,140within the sector's middle half▼ 16.0%
Debt€44,238▲ 46.6%€53,850▲ 21.7%€75,095▲ 39.5%€72,329▼ 3.7%€68,702▼ 5.0%
Working capital€3,242within the sector's middle half▼ 71.0%€5,530within the sector's middle half▲ 70.6%€3,006within the sector's middle half▼ 45.7%€7,940within the sector's middle half▲ 164%-€1,748within the sector's middle half
Solvency15.4%within the sector's middle half▼ 20.6pp14.8%within the sector's middle half▼ 0.5pp8.0%within the sector's middle half▼ 6.8pp13.3%within the sector's middle half▲ 5.4pp2.0%below the sector's middle half▼ 11.3pp
Current ratio1.07within the sector's middle half▼ 0.301.10within the sector's middle half▲ 0.031.04within the sector's middle half▼ 0.061.11within the sector's middle half▲ 0.070.97within the sector's middle half▼ 0.14
Return on assets (ROA)-17.0%below the sector's middle half▼ 2.7pp2.1%within the sector's middle half▲ 19.1pp-3.5%within the sector's middle half▼ 5.6pp5.5%within the sector's middle half▲ 9.0pp-13.8%below the sector's middle half▼ 19.3pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8,846 after €6,130 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €70,140
Fixed assets
€3,185 =
Current assets
€66,955 ▼ 16.6%
Equity and liabilities €70,140
Equity
€1,437 ▼ 87.1%
Debt
€68,702 ▼ 5.0%
Debt's share of the balance-sheet total rises from 86.7% to 98.0%. Equity and debt are lower.
Key figures and ratios
Quick ratio
0.51▼
2023 · 0.70
Debt to equity
47.80▲
2023 · 6.50
ROE
-674.0%▼
2023 · 41.5%
Debt ≤ 1 year
€68,702▼
2023 · €72,329
Staff costs
€583▲
2023 · €466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 642 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.5%
stopped otherwise
90%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 642 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €34,839 | €24,193 | €9,261 | €466 | €583 | ▲ 25.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €955 | €955 | €320 | €320 | - | - |
| Other operating charges640/8 | €2,055 | €3,080 | €2,845 | €4,753 | €4,119 | ▼ 13.3% |
| Gross operating margin9900 | €29,362 | €29,973 | €10,051 | €11,669 | -€4,144 | ▼ 136% |
| Operating profit (loss)9901 | -€8,487 | €1,744 | -€2,375 | €6,130 | -€8,846 | ▼ 244% |
| Financial income75/76B | - | €0 | €1 | €1 | - | - |
| Recurring financial income75 | - | €0 | €1 | €1 | - | - |
| Financial charges65/66B | €397 | €411 | €471 | €1,212 | €842 | ▼ 30.5% |
| Recurring financial charges65 | €397 | €411 | €471 | €1,212 | €842 | ▼ 30.5% |
| Profit (loss) for the period before taxes9903 | -€8,884 | €1,333 | -€2,844 | €4,918 | -€9,688 | ▼ 297% |
| Income taxes67/77 | - | - | - | €303 | - | - |
| Profit (loss) for the period9904 | -€8,884 | €1,333 | -€2,844 | €4,615 | -€9,688 | ▼ 310% |
| Profit (loss) for the period to be appropriated9905 | -€8,884 | €1,333 | -€2,844 | €4,615 | -€9,688 | ▼ 310% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52,260 | €63,205 | €81,606 | €83,455 | €70,140 | ▼ 16.0% |
| Fixed assets21/28 | €4,780 | €3,825 | €3,505 | €3,185 | €3,185 | = |
| Tangible fixed assets22/27 | €1,595 | €640 | €320 | - | - | - |
| Plant, machinery and equipment23 | €1,299 | €640 | €320 | - | - | - |
| Other tangible fixed assets26 | €296 | - | - | - | - | - |
| Financial fixed assets28 | €3,185 | €3,185 | €3,185 | €3,185 | €3,185 | = |
| Current assets29/58 | €47,480 | €59,381 | €78,101 | €80,270 | €66,955 | ▼ 16.6% |
| Stocks and contracts in progress3 | €28,367 | €26,372 | €38,734 | €29,734 | €31,619 | ▲ 6.3% |
| Stocks30/36 | €28,367 | €26,372 | €38,734 | €29,734 | €31,619 | ▲ 6.3% |
| Amounts receivable within one year40/41 | €10,900 | €11,374 | €17,163 | €22,493 | €14,303 | ▼ 36.4% |
| Trade receivables40 | - | €182 | €19 | €19 | - | - |
| Other amounts receivable41 | €10,900 | €11,192 | €17,144 | €22,474 | €14,303 | ▼ 36.4% |
| Cash at bank and in hand54/58 | €8,144 | €21,635 | €22,203 | €28,042 | €20,858 | ▼ 25.6% |
| Deferred charges and accrued income490/1 | €69 | - | - | - | €175 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52,260 | €63,205 | €81,606 | €83,455 | €70,140 | ▼ 16.0% |
| Equity10/15 | €8,022 | €9,355 | €6,510 | €11,125 | €1,437 | ▼ 87.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €9,600 | €9,600 | €9,600 | €9,600 | €9,600 | = |
| Non-distributable reserves130/1 | €1,361 | €1,361 | €1,361 | €1,361 | €1,361 | = |
| Reserves not available under the articles1311 | €1,361 | €1,361 | €1,361 | €1,361 | €1,361 | = |
| Tax-exempt reserves132 | €8,239 | €8,239 | €8,239 | €8,239 | €8,239 | = |
| Profit (loss) carried forward14 | -€7,778 | -€6,445 | -€9,289 | -€4,674 | -€14,362 | ▼ 207% |
| Amounts payable17/49 | €44,238 | €53,850 | €75,095 | €72,329 | €68,702 | ▼ 5.0% |
| Amounts payable within one year42/48 | €44,238 | €53,850 | €75,095 | €72,329 | €68,702 | ▼ 5.0% |
| Trade debts44 | €7,430 | €15,176 | €14,867 | €16,389 | €14,534 | ▼ 11.3% |
| Suppliers440/4 | €7,430 | €15,176 | €14,867 | €16,389 | €14,534 | ▼ 11.3% |
| Taxes, remuneration and social security45 | €33,914 | €15,779 | €27,334 | €23,046 | €21,299 | ▼ 7.6% |
| Taxes450/3 | €4,344 | €3,342 | €10,163 | €7,125 | €5,378 | ▼ 24.5% |
| Remuneration and social security454/9 | €29,570 | €12,437 | €17,171 | €15,921 | €15,921 | = |
| Other amounts payable47/48 | €2,895 | €22,895 | €32,894 | €32,894 | €32,869 | ▼ 0.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,884 | €1,333 | -€2,844 | €4,615 | -€9,688 | ▼ 310% |
| + Depreciation and write-downs630 | €955 | €955 | €320 | €320 | - | - |
| Operating cash flow (approximation) | -€7,929 | €2,288 | -€2,525 | €4,935 | -€9,688 | ▼ 296% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €13,491 | €568 | €5,839 | -€7,185 | ▼ 223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet -€9,688
Net result drops to -€9,688, the lowest in the series.
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
31-12
Financial
Back to profitnet €4,615
Net result €4,615 after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 319 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 297 days late
2021
31-12
Financial
Back to profitnet €1,333
Net result €1,333 after 3 loss-making years.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
06-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 279 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 426 days late
2017
09-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 221 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2010
Ground area
179 m²
Building footprint
177 m²
Volume, LiDAR
1,541 m³
2 parcels, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NACHTWINKEL THE BELLS
since 20102.186.265.479
Sint-Bernardsesteenweg 1062, 2660 Antwerpen
since 20122.214.608.285
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0571/00F010 | Flanders | 99 m² | 1 · 94 m² | 9.3 m · 3 fl. |
| 11383B0574/00L005 | Flanders | 80 m² | 1 · 83 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.186.265.479
Antwerpen2.214.608.285
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 1,094 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885119852
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.