AAO
ActiveThe file of AAO contains 2 judicial reorganisations, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 3.1% (moderate). The 2025 annual accounts show negative equity (€-57k) and a net result of €5k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency0=
Growth78=
Track record60
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.09 in 2024; short-term debt: 787.4% and cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-687.4%
Return on assets
61.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
8 d early
2023
30 d late
2022
31 d late
2021
6 d early
2020
15 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-57k▲ 8.2%
2024 · €-62k
2018: €-182k
2019: €-234k
2020: €-235k
2021: €-225k
2022: €-153k
2023: €-129k
2024: €-62k
2018 → 2025
Total assets
€8k▼ 49.0%
2024 · €16k
2018: €601k
2019: €50k
2020: €17k
2021: €15k
2022: €16k
2023: €20k
2024: €16k
2018 → 2025
Net result
€5k▼ 92.4%
2024 · €67k
2018: €-197k
2019: €-52k
2020: €-1k
2021: €11k
2022: €71k
2023: €25k
2024: €67k
2018 → 2025
Working capital
€-64k▲ 10.7%
2024 · €-71k
2018: €-308k
2019: €-76k
2020: €-129k
2021: €-120k
2022: €-77k
2023: €-89k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-225k-€-153k▲ 31.8%€-129k▲ 16.1%€-62k▲ 51.7%€-57k▲ 8.2%
Operating result€17k-€76k▲ 340%€27k▼ 64.5%€70k▲ 157%€7k▼ 90.1%
Net result€11k-€71k▲ 577%€25k▼ 65.5%€67k▲ 170%€5k▼ 92.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€7k ▼ 27.7%
Current assets
€2k ▼ 75.5%
Key figures and ratios
EBITDA
€9k▼
2024 · €71k
Cash flow
€7k▼
2024 · €68k
Solvency
-687.4%▼
2024 · -381.6%
Current ratio
0.03▼
2024 · 0.09
Debt to equity
-1.15▲
2024 · -1.26
ROA
61.2%▼
2024 · 409.0%
Interest coverage
5.02▼
2024 · 24.46
Debt
€65k▼
2024 · €78k
Debt ≤ 1 year
€65k▼
2024 · €78k
Income taxes
€141▼
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€8k▼
Fixed assets21/28€9k€7k▼
Intangible fixed assets21€564€264▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€8k€6k▼
Financial fixed assets28€900€0▼
Current assets29/58€7k€2k▼
Amounts receivable within one year40/41€6k€1k▼
Trade receivables40€6k€1k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€352€58▼
Deferred charges and accrued income490/1€999€546▼
Equity and liabilities
Total equity and liabilities10/49€16k€8k▼
Equity10/15€-62k€-57k▲
Contributions10/11€19k€19k=
Reserves13€0-
Tax-exempt reserves132€0-
Profit (loss) carried forward14€-81k€-76k▲
Amounts payable17/49€78k€65k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€78k€65k▼
Current portion of amounts payable after more than one year42€1k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€24k€23k▼
Suppliers440/4€24k€23k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€44k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€73k€11k▼
Operating profit (loss)9901€70k€7k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€67k€5k▼
Income taxes67/77€174€141▼
Profit (loss) for the period9904€67k€5k▼
Profit (loss) for the period to be appropriated9905€67k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-291k€-76k▲
Profit (loss) brought forward from the previous period14P€-358k€-81k▲
Transfer from equity791/2€211k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €71k ▲577%
Operating result €76k, net result €71k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
16-01
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20190029 · event 05-11-2019
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
16-07
Judicial reorganisation
Opening
Ondernemingsrechtbank Gent · collectif · event 11-07-2019
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Claeysstraat 39810 Nazareth-De PinteGround area
626 m²
Building footprint
162 m²
Parcel 44018A0699/00B002, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
AAO
since 20182.278.727.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0699/00B002 | Flanders | 626 m² | 1 · 162 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 276 EUR awarded · 276 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 117 EUR | 207 EUR |
| 2023 | 1 | 90 EUR | 0 EUR |
| 2022 | 1 | 69 EUR | 69 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 27,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68322Real estate appraisal on a fee or contract basis
68321Property management for co-owned buildings (syndics)
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475239064