Aannemingen Versluys
ActiveAannemingen Versluys has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €432k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 48% of 2095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-6
Solvency62▼-14
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 2.05 in 2023; short-term debt: 60.9% and cash: 14.6% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €432k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
1 d late
2023
1 d late
2022
22 d late
2021
1 d late
2020
127 d late
2019
234 d late
2018
599 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€432k▲ 1.4%
2023 · €426k
2019: €427k
2020: €438k
2021: €469k
2022: €386k
2023: €426k
2019 → 2024
Total assets
€1.18M▲ 40.3%
2023 · €840k
2019: €808k
2020: €898k
2021: €767k
2022: €836k
2023: €840k
2019 → 2024
Net result
€6k▼ 85.5%
2023 · €40k
2019: €64k
2020: €11k
2021: €31k
2022: €-84k
2023: €40k
2019 → 2024
Working capital
€319k▼ 10.2%
2023 · €356k
2019: €408k
2020: €411k
2021: €434k
2022: €400k
2023: €356k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€438k-€469k▲ 7.1%€386k▼ 17.8%€426k▲ 10.4%€432k▲ 1.4%
Operating result€21k-€17k▼ 22.3%€-62k€40k€9k▼ 77.7%
Net result€11k-€31k▲ 190%€-84k€40k€6k▼ 85.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 78% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.18M
Fixed assets
€142k▼ 3.0%
Current assets
€1.04M▲ 49.5%
Equity and liabilities €1.18M
Equity
€432k▲ 1.4%
Debt
€747k▲ 80.3%
The debt ratio rises from 49.3% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▼
2023 · €84k
Cash flow
€55k▼
2023 · €85k
Solvency
36.6%▼
2023 · 50.7%
Current ratio
1.44▼
2023 · 2.05
Quick ratio
1.31▼
2023 · 1.82
Debt / equity
1.73▲
2023 · 0.97
ROE
1.4%▼
2023 · 9.4%
ROA
0.5%▼
2023 · 4.8%
Interest coverage
23.90▼
2023 · 37.72
Debt
€747k▲
2023 · €414k
Debt ≤ 1 year
€718k▲
2023 · €338k
Debt > 1 year
€30k▼
2023 · €76k
Income taxes
€3k
Staff costs
€356k▲
2023 · €237k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€840k€1.18M▲
Fixed assets21/28€146k€142k▼
Tangible fixed assets22/27€145k€140k▼
Plant, machinery and equipment23€53k€73k▲
Furniture and vehicles24€92k€67k▼
Financial fixed assets28€1k€2k▲
Current assets29/58€694k€1.04M▲
Amounts receivable after more than one year29€30k€26k▼
Other amounts receivable291€30k€26k▼
Stocks and contracts in progress3€78k€99k▲
Stocks30/36€78k€99k▲
Amounts receivable within one year40/41€520k€692k▲
Trade receivables40€386k€516k▲
Other amounts receivable41€134k€176k▲
Cash at bank and in hand54/58€36k€172k▲
Deferred charges and accrued income490/1€29k€47k▲
Equity and liabilities
Total equity and liabilities10/49€840k€1.18M▲
Equity10/15€426k€432k▲
Contributions10/11€238k€238k=
Outside capital11€238k-
Other1109/19€238k-
Reserves13€50k€50k=
Non-distributable reserves130/1€24k€24k=
Reserves not available under the articles1311€24k€24k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€138k€144k▲
Amounts payable17/49€414k€747k▲
Amounts payable after more than one year17€76k€30k▼
Financial debts170/4€76k€30k▼
Amounts payable within one year42/48€338k€718k▲
Current portion of amounts payable after more than one year42€38k€31k▼
Trade debts44€281k€602k▲
Suppliers440/4€281k€602k▲
Taxes, remuneration and social security45€11k€34k▲
Taxes450/3-€26k
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48€8k€51k▲
Income statement
Code20232024
Non-recurring operating income76A€454€18k▲
Remuneration, social security and pensions62€237k€356k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€49k▲
Other operating charges640/8€26k€43k▲
Non-recurring operating charges66A€82€18k▲
Gross operating margin9900€347k€474k▲
Operating profit (loss)9901€40k€9k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€40k€8k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€40k€6k▼
Profit (loss) for the period to be appropriated9905€40k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€144k▲
Profit (loss) brought forward from the previous period14P€98k€138k▲
Social balance
Average headcount (FTE)90877.36.4▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
30-06
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
30-06
Financial
Weakest financial yearnet €-84k ▼368%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 127 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 234 days late
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 599 days late
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 119 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 201 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Urselseweg 359910 AalterGround area
607 m²
Building footprint
266 m²
Volume, LiDAR
1,556 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Aannemingen Versluys
since 20132.218.766.419
Polderstraat 1, 9060 Zelzate
since 20252.381.199.847
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029B0665/00V000 | Flanders | 439 m² | 1 · 214 m² | 10.2 m · 2 fl. |
| 43302B0550/00C000 | Flanders | 168 m² | 1 · 52 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Recognised contractor
7 categoriesAannemingen Versluys BV#9976
Aannemingen Versluys BV43601
Similar companies · same sector, comparable size
Verschaeren-Baumans
BE 0428.154.931
Berlaar · Eq €432k
Geysels
BE 0658.821.624
Beerse · Eq €431k
BOUWWERKEN LEFEVER
BE 0661.700.643
Ledegem · Eq €431k
DA COSTA BARROS
BE 0629.716.278
Anderlecht · Eq €432k
GUIDO VANHOOF
BE 0437.404.573
Geel · Eq €432k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 9,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
16230Manufacture of other builders' carpentry and joinery
41003General construction of other non-residential buildings
43320Joinery installation
43990Other specialised construction activities
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.