AANNEMINGEN VAN HAL
ActiveAANNEMINGEN VAN HAL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €-38k. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-21
Solvency47▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.72 against 0.97 in 2024; short-term debt: 26.1% and cash: 0% of total assets), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.9%
Return on assets
-10.6%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-38k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
252 d late
2022
56 d late
2021
16 d late
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€78k▼ 32.6%
2024 · €115k
2019: €156k
2020: €182k
2021: €164k
2022: €162k
2023: €135k
2024: €115k
2019 → 2025
Total assets
€354k▼ 15.1%
2024 · €417k
2019: €592k
2020: €614k
2021: €616k
2022: €550k
2023: €470k
2024: €417k
2019 → 2025
Net result
€-38k▼ 92.3%
2024 · €-20k
2019: €27k
2020: €26k
2021: €8k
2022: €-2k
2023: €-27k
2024: €-20k
2019 → 2025
Working capital
€-26k▼ 1,171%
2024 · €-2k
2019: €74k
2020: €64k
2021: €45k
2022: €33k
2023: €11k
2024: €-2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€162k▼ 1.2%€135k▼ 16.9%€115k▼ 14.5%€78k▼ 32.6%
Operating result€14k-€3k▼ 80.0%€-20k€-5k▲ 75.6%€-22k▼ 351%
Net result€8k-€-2k€-27k▼ 1,314%€-20k▲ 28.8%€-38k▼ 92.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€288k▼ 14.5%
Current assets
€66k▼ 17.3%
Equity and liabilities €354k
Equity
€78k▼ 32.6%
Debt
€277k▼ 8.4%
The debt ratio rises from 72.4% to 78.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €48k
Cash flow
€10k▼
2024 · €33k
Solvency
21.9%▼
2024 · 27.6%
Current ratio
0.72▼
2024 · 0.97
Quick ratio
0.72▼
2024 · 0.97
Debt / equity
3.56▲
2024 · 2.62
ROE
-48.3%▼
2024 · -16.9%
ROA
-10.6%▼
2024 · -4.7%
Interest coverage
1.68▼
2024 · 3.40
Debt
€277k▼
2024 · €302k
Debt ≤ 1 year
€92k▲
2024 · €82k
Debt > 1 year
€184k▼
2024 · €220k
Income taxes
€377
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€417k€354k▼
Fixed assets21/28€337k€288k▼
Tangible fixed assets22/27€337k€288k▼
Land and buildings22€305k€282k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€30k€5k▼
Financial fixed assets28€50-
Current assets29/58€80k€66k▼
Amounts receivable within one year40/41€76k€61k▼
Trade receivables40€54k€55k▲
Other amounts receivable41€22k€5k▼
Cash at bank and in hand54/58€355€66▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€417k€354k▼
Equity10/15€115k€78k▼
Contributions10/11€5k€5k=
Reserves13€75k€75k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€36k€-2k▼
Amounts payable17/49€302k€277k▼
Amounts payable after more than one year17€220k€184k▼
Financial debts170/4€220k€184k▼
Amounts payable within one year42/48€82k€92k▲
Current portion of amounts payable after more than one year42€41k€36k▼
Financial debts43€29k€20k▼
Credit institutions430/8€29k€20k▼
Trade debts44€11k€29k▲
Suppliers440/4€11k€29k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€112
Remuneration and social security454/9-€2k
Other amounts payable47/48€884€6k▲
Accrued charges and deferred income492/3-€26
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€47k▼
Other operating charges640/8€15k€43k▲
Gross operating margin9900€63k€68k▲
Operating profit (loss)9901€-5k€-22k▼
Financial charges65/66B€15k€15k▲
Recurring financial charges65€14k€15k▲
Non-recurring financial charges66B€527-
Profit (loss) for the period before taxes9903€-20k€-37k▼
Income taxes67/77-€377
Profit (loss) for the period9904€-20k€-38k▼
Profit (loss) for the period to be appropriated9905€-20k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€-2k▼
Profit (loss) brought forward from the previous period14P€55k€36k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
31-03
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 252 days late
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerstraat(BEV) 119120 Beveren-Kruibeke-ZwijndrechtGround area
4,437 m²
Building footprint
422 m²
Volume, LiDAR
1,983 m³
Parcel 46028C1477/00D000, Flanders · tallest building 11.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AANNEMINGEN VAN HAL
since 19952.072.386.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C1477/00D000 | Flanders | 4,437 m² | 1 · 422 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 6,259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1995
Fiscal year end31-03
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsOrdinary general meeting
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC11201099/ 24.08) (28798) Société d’Habitations de Tournai, société anonyme, boulevard Lalaing 41, 7500 TOURNAI Numéro d’entreprise 0405.859.678 Assemblée ordinaire au siège social le 14/09/2012, à 16 heures. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC-1-12-01113/ 24.08) (28799) Openbare Besturen en Technisch Onderwijs Administrations publiques et Enseignement technique OPENSTAANDE BETREKKINGEN − PLACES VACANTES Commune d’Uccle Constitution d’une réserve de recrutement de personnel enseignant et de surveill ...
Ordinary general meeting
Agenda
1. Lezing van het jaarverslag. 2. Lezing van de jaarrekening en resultatenrekening per 31.03.2010. 3. Goedkeuring van het verslag en van de jaarrekening per 31/03/2010. 4. Bestemming van het resultaat. 5. Décharge aan de bestuurders. 6. Allerlei. (AOPC11002034/26.08) (32387) ESPACES IMMO, naamloze vennootschap, Strombeek Beverselaan 100, 1860 MEISE Ondernemingsnummer 0424.287.007 Algemene vergadering ter zetel op 15/09/2010, om 19 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-10-04966/26.08) (32388) EURO TWICE, naamloze vennootschap, Kempische Steenweg 293/2, 3500 HASSELT Ondernemingsnummer 0455.009.083 Alge ...