Payment terms
66 days to suppliers
Aankoopcentrale Groep CM-MC pays its suppliers 26 days earlier than in 2024.
Aankoopcentrale Groep CM-MC
Lifetime
4 annual accounts with figures on one time axispeak €327 (2025)
€327unchanged
peak €0 (2022)
€0
peak €0 (2022)
€0
€2,845▼ 63.2%
Board12 names since 2021
6 directorsDe Wolf Hilde and 5 others
Documentsfilings and deeds
12-05-202680 days before the deadline
2025abbreviated format
Debts from €7,738 to €2,845
Key points
from the 2025 annual accountsAt the same address
77 companies
Public contracts
184 awards
Public contracts awarded. To 104 suppliers, 2022 to 2026.
Checked score
53
Fair
Financially stronger than 16% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Zero equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.5%▼ -0.1 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026highest value
06-2026: 0.4%▼ -0.2 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: zero equity
Founded in 2021
No main activity registered
lowers risk
Legal form: non-profit association
Size: total assets €2,845
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 5% on liquidity and 29% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as Aankoopcentrale Groep CM-MC has now. Each dot stands for 6 companies, two years later.
92.1%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Aankoopcentrale Groep CM-MC itself is lower: 0.4% within 12 months. It rests on far more data about Aankoopcentrale Groep CM-MC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for Aankoopcentrale Groep CM-MC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
80 days early
2024
56 days early
2023
49 days early
2022
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 55 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: Deloitte bedrijfsrevisoren BV (statutory auditor)
General meeting of 24-12-2025 · Gazette deed
Resignation: Stefaan Voet (director)
Appointment: Evert Boeykens (director) · General meeting of 05-12-2024 · Gazette deed
Resignation: Rik Dessein (director)
Appointment: Niko Pinkhof (director) · Board meeting of 13-05-2024 · Gazette deed
Appointment: Julie Dessy (director)
Resignation: André Bergs (director) · General meeting of 08-12-2022 · Gazette deed
Official details
Source: KBO- Status
- Active since 06-12-2021Normal situation
- Registered office
- 78 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- “L’association a pour but désintéressé d’agir comme centrale d’achat au sens de l’article 2,°6…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €2,200estimated
- €2,845▼ 63.2%
- Filing
- Filed on 12-05-2026, 80 days before the end of the filing period
Insights on Aankoopcentrale Groep CM-MC
Aankoopcentrale Groep CM-MC files the abbreviated format. That format states no turnover. The gross margin rose from €0 in 2022 to €327 in 2025.
In 2024, four directors stepped down. In May 2024, the Official Gazette published the appointment of Koen Schaillée as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Aankoopcentrale Groep CM-MC
- What is the company number of Aankoopcentrale Groep CM-MC?
- The company number of Aankoopcentrale Groep CM-MC is 0778.280.884. The VAT number is the same number with BE in front: BE 0778.280.884.
- Where is Aankoopcentrale Groep CM-MC based?
- The registered office is at Haachtsesteenweg 579, 1030 Schaerbeek.Company details
- What is the legal form of Aankoopcentrale Groep CM-MC?
- Aankoopcentrale Groep CM-MC is a non-profit association (VZW).
- When was Aankoopcentrale Groep CM-MC founded?
- Aankoopcentrale Groep CM-MC was founded on 06-12-2021.
- Is Aankoopcentrale Groep CM-MC still active?
- Yes, Aankoopcentrale Groep CM-MC is an active enterprise in the KBO register.
- What is the turnover of Aankoopcentrale Groep CM-MC?
- The turnover in financial year 2025 is ≈ €2,200. This figure is estimated from the gross margin of €327 and 2,728 comparable companies of the same size. It probably lies between €920 and €5,500. It is a rough estimate.Financials
- Is Aankoopcentrale Groep CM-MC profitable?
- In financial year 2025, Aankoopcentrale Groep CM-MC made a profit of €0.
- Where can I find the annual accounts of Aankoopcentrale Groep CM-MC?
- Aankoopcentrale Groep CM-MC filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Aankoopcentrale Groep CM-MC due?
- Aankoopcentrale Groep CM-MC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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